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  • Every week, Zikoko will share the hustle stories of Nigerians making it big in and out of the country. With each story, we’ll ask one crucial question in several ways: “How you do am?”

    Ismail Tobi’s hustle story took us through his journey to becoming a mechanic while studying for a civil engineering degree. If you’ve ever been curious about what it takes to become a mechanic in Nigeria, this guide will help you.

    Image: Freepik

    Who is a mechanic?

    When you think of a “mechanic” in Nigeria, you think of someone who repairs and maintains cars. That’s correct, but that just describes an automotive or car  mechanic. These mechanics are responsible for diagnostic testing and inspection of cars and small trucks. You might even find a car mechanic who specialises in a particular car brand or a specific area of auto service, like the chassis system.

    Mechanics, in general, are skilled workers who use specialised tools to build, maintain or repair machinery like vehicle engines, motorcycles and even refrigerators.

    What are the requirements for becoming a mechanic?

    Training is an important requirement for mechanics, as it’s a very skill-centric profession. You can train to become a mechanic through two routes: studying a mechanical/automotive engineering degree in school or going through an apprenticeship system.

    If the goal is to become a car mechanic, a mechanical engineering degree may not be the best bet, as they focus more on research and development of new designs for all types of machinery, not just cars. 

    Automotive engineering is a mechanical engineering speciality, and it focuses on all things related to the automobile industry, including testing and maintenance — the typical duties of a car mechanic. Several Nigerian universities offer automotive engineering courses, including Federal University of Technology, Owerri (FUTO), University of Lagos (UNILAG), Bayero University, Kano and many more.

    To go through the apprenticeship route, you’d need to undergo training at a mechanic’s workshop for a stipulated period of time This option is used more in Nigeria, as it allows the trainee to get practical hands-on experience. 

    Where can I learn to become a mechanic?

    Some automotive workshops in Nigeria that offer training include AutoMedics, AutoFix, Smiles Autos, and D.T AutoCafe. There are also several specialised institutes that offer mechanic training, like the Bola Ige Mechatronics Institute.

    Like Tobi, you can also reach out to a nearby mechanic workshop and confirm that they offer training services. Be careful to seek out one who knows what they’re doing, though.

    You don’t want this

    How long does it take to become a mechanic?

    Studying at the university usually involves a 4-5 year study period. In many cases, degree holders also have to go through internship periods at workshops to get practical experience. For mechanic apprentices, training duration usually depends on the workshop, but it typically takes a 2-5 year training period.

    What is the average mechanic’s salary?

    Many mechanics in Nigeria prefer to run their workshops, so their income is determined by their client base and frequency of jobs. These factors also come to play in mechanics who are employed to work in other people’s workshops, but an average mechanic can earn between ₦80k – ₦200k per month.

    What skills are needed to succeed as a mechanic?

    There are many mechanics in Nigeria; how do you stand out? An important step is staying in tune with new moves in your chosen industry. Are there new technologies you need to be aware of? How do you tell the difference between substandard and quality vehicle parts? These are some of the questions a mechanic needs to consider if they hope to stay successful at their craft.

    NEXT READ: A Complete Guide to Becoming a Pilot in Nigeria

  • This is an ultimate test to separate the mechanics from the ballers. So take this quiz to find out where you belong.

  • Every week, Zikoko will share the hustle stories of Nigerians making it big in and out of the country. With each story, we’ll ask one crucial question in several ways: “How you do am?”

    Toyosi Godwin’s hustle story gave insights into how he built a community on Twitter and unlocked an income stream through social media influencing. If you’re curious about what building a career as a social media influencer involves, this guide will help you.

    Image: Pexels

    First off, what does a social media influencer do?

    It’s pretty self-explanatory. The social media influencer’s job is to influence the decisions of their followers or community, especially purchasing decisions. 

    Being an influencer isn’t just a job, though. It’s a lifestyle that hinges on popularity and a committed following. Those are factors necessary to get people to do what you want them to do. 

    For example, you probably wouldn’t buy slimming tea from a danfo vendor, mainly because you don’t know or trust the vendor. But if your favourite influencer were to come online and swear by the product, you might have a change of heart. Why? You were influenced.

    What does it take to become an influencer?

    First, a committed following, and that doesn’t mean just being popular. You may go viral — and even gain followers — every two weeks by tweeting controversial takes, but fame doesn’t equal an ability to influence the decision of others. That’s done by:

    • Building trust: People need to feel like they can either relate to or trust that they know you enough to listen to you. 
    • Having a niche: What’s that one thing you’re really good at and can talk about forever without getting tired? That’s your niche. This is important, as it helps the influencer to build authority in their field and earn a committed following. If followers know, for example, that you know all there is to know about fashion, they’re more likely to buy a fashion item just because you recommended it.

    RELATED: The Grass to Grace #NairaLife of a Social Media Influencer

    So, how do you become a successful influencer?

    Once you’ve cracked your niche and following, a couple of skills are necessary to maintain your community.

    • Storytelling and content creation: It’s important to note that it’s not only about how often you post on social media; quality also matters. How, when, and what are you posting? Are you selling the content in a way that appeals to and evokes some type of action in your audience?

    A successful influencer doesn’t just post for the sake of it. You’ll need to pay attention to content strategy, the algorithm of the social media platform in use, and the specific audience.

    • Social listening: This involves analysing online conversations and considering how they could affect your brand and audience. The ultimate goal is to understand the underlying sentiment on social media and respond with a marketing strategy that influences that sentiment favourably, ensuring your visibility. 
    • Consistency: Followers must know they can trust you to show up regularly. You might want to invest all your money in a telecom company because you’ll always need to be online.
    • Search engine optimisation: Before you ask, isn’t it just social media? It’s not. You want considerable views on every content you put out, and a knowledge of SEO will ensure you explore the right keyword and push out content that keeps you at the top of people’s minds.
    • Community engagement: A large part of social media influencing is trust, and that’s gotten through engaging with your followers. Don’t just post and go. You’re not Beyoncé.

    How do you make money as an influencer?

    This is typically done through: 

    • Brand endorsements: One common denominator for influencers is that they have many loyal fans who trust them. Brands use this leverage to make their products appealing by paying these influencers to sign on as ambassadors. 
    • Affiliate marketing: You know how Instagram skit makers include referral codes in their videos for a particular product or service? That’s affiliate marketing. When people buy the product/service with a referral code, the influencer gets a commission. 
    • Sponsored advertisements: This typically involves written or video content by an influencer directly marketing a product or service. In this method, the brand pays the influencer an agreed amount — usually determined by the influencer’s rate card — for the sponsored post.

    Usually, the number of followers and social media reach an influencer has determines how much they can charge brands for ads.

    Maintain the trajectory

    An influencer’s work is never done. Social media algorithms and rules change, so it’s important to stay updated and constantly reinvent yourself to remain visible and relevant. It’s also helpful to follow other influencers to learn from them and possibly form partnerships that help your visibility even more.

    NEXT READ: Mechanics Can Also Be Ballers. Here’s How You Can Become One

    Click here to submit a pitch
  • Plus: A Long-distance Relationship, in London and Lagos, on a £4k Monthly Income

    Vol 35 | 26-06-2023




    Good morning, {$name}.🌞

    Last year, I bought a Meta Quest 2 VR headset. It wasn’t a need, but I thought it might be fun to explore the immersive world of virtual reality. And man, oh man, what a piece of technology it is. If I’m not fighting hordes of zombies on The Walking Dead, I’m watching video content in ways I didn’t imagine were possible.

    My headset was my shiny, new toy until recently.

    A few weeks ago, Apple announced the soon-to-be-released Vision Pro. My initial, impulsive thought was, “What’s better than one VR headset? Two.” Then I saw the price. At $3500, I’ll have to shell out more than 12x what it cost me to buy a Meta Quest 2.

    I guess one VR headset is enough after all. But I’m curious, how much do you consider a fair price for Apple’s new device? Hold that thought until you get to #HowMuchLast a few sections below.

    First, let’s get into this week’s stories.

    In this letter:

    • #Nairalife:₦810k/month but She Doesn’t Love Her Relationship With Money
    • HustlePrint: Mechanics Can Also Be Ballers. Here’s How You Can Become One
    • Love Currency: A Long-distance Relationship, in London and Lagos, on a £4k Monthly Income
    • Money Meanings: “Floating Exchange”
    • Game: #HowMuchLast
    • Where The Money At?!

    ₦810k/month but She Doesn’t Love Her Relationship With Money

    In the past seven years, the 27-year-old in this #NairaLife has grown her income from ₦35k to ‎₦810k. However, her financial satisfaction is 5.5. Why? Doesn’t she earn enough or does she live above way her income means?

    Read her #NairaLife here.

    Some other great money articles you should read:

    Simplify Your Financial Life

    Brassmoney is a digital bank created for working professionals to enable them manage their personal & household finances. With the app, you can budget, create a Shared Account, pay bills, and more.

    Download the app today to simplify your financial life

     

    Mechanics Can Also Be Ballers. Here’s How You Can Become One

    Ismail Tobi’ hustle story took us through his journey to becoming a mechanic while studying for a civil engineering degree. If you’ve ever been curious about what it takes to become a mechanic in Nigeria, this guide will help you.

    Read the guide here

    A Long-distance Relationship, in London and Lagos, on a £4k Monthly Income

    Tolu* is a 26-year-old product designer currently living in London. In this article, he tells Zikoko about moving to Nairobi because of Nigeria’s inconsistent electricity supply, getting a job at Spotify and receiving the best birthday gift from his girlfriend, even in a long-distance relationship.

    An excerpt: “My girlfriend is the most thoughtful person I know. My birthday was just a few days after we started dating and she went all out. Got me gifts— a jersey, perfumes, a belt and a fancy cup I even took to Nairobi. As a guy, I’m not used to getting a lot of gifts, so the intentionality behind these meant everything to me. She got the belt because on our first date, I had borrowed my brother’s belt. “

    Read their Love Currency here

    Money Meanings

    Game: #HowMuchLast

    #HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.

    Some weeks will be Okin biscuit, some others will be SUVs.

    Look away not if you hate Apple’s guts 💀. how much would you pay for the upcoming mixed reality headset? So, #HowMuchLast for an Apple Vision Pro?

    What’s the most you’d pay? Tweet at us here.

    Where The Money At?!

    We can’t say we’re about the money and not actually help you find the money.

    So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

    Again, don’t mention. We gatchu.

    Share this newsletter

    All good things must come to an end. But not this good thing. We’ll be back next week.

    In the
    meantime, keep reading Zikoko’s articles and be sure to share the love.

    Till next week…

    Yours cashly,

    Toheeb,

    Zikoko’s ‘OG’ Mr. Money

    Did someone awesome send this to you?

    Subscribe to this Newsletter

    18, Nnobi Street, Surulere, Lagos,
    Nigeria

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  • With just a few weeks to the end of 2022, you should already know if you’re a baller or a mechanic. And if your case is the latter, you need these tips to help you get the most fun in the coming festive season. 

    Pray 

    The first step is to commit your account to God in prayer. Will he multiply your account balance, send your helper to locate you or give you concert tickets in your dreams? You won’t know till you try. 

    Get cheap tickets

    Who says you have to be a big boy to party with them? It doesn’t matter if you won your ticket in a giveaway or got it because you’re the bird that didn’t sleep. What matters is that you’re outside, screaming your lungs out and dancing to your fave’s performance.

    Sell your properties 

    The only reason you’re not a baller is because you don’t make enough money, and you need to fix that. Don’t worry if you don’t have properties to sell. You can sell your body — it’s a whole goldmine. Do we need to remind you that you have a kidney and a spare?  

    Use public transport

    After selling your father’s land to afford Asake’s tickets, the day of the concert reaches, and you don’t have money to pay for Uber. You’ll like public transport, don’t worry. Pro-tip: You can use “o wa” as rehearsal for when your fave is performing.

    Have rich friends

    They say follow who know road. And if your current friends aren’t talking about gifting you free tickets, it’s a sign that they’re the first people you need to cut off. Do we know how you’ll meet the rich ones? No. But we trust you to figure it out. 

    Eat from home

    Nobody says you can’t be a foodie, but try to eat before leaving your house. We can’t have you passing out from hunger in the middle of your legwork because you refused to pay ₦5k for spaghetti with facebeat.

    Attend Z! Fest 

    Whether you’re a mechanic or a baller, you deserve to party. And we’re giving you good music, games, vibes — a festival. And it all costs way less than ₦70k.

    Get your tickets here

  • Ever since the Central Bank of Nigeria (CBN) announced the redesign of the naira banknotes, the financial economy of Nigeria has been going haywire. The naira continues to tumble, the scarcity of dollars is making waves and even the Minister of Finance has washed her hands from the mess. 

    To add to all the commotion, some governors are trying to play smart and use civil servants to launder the money. We’re not making up stories and this is coming directly from the chairman of the Economic and Financial Crimes Commission (EFCC), Abdulrasheed Bawa.

    What we know about this plot is that instead of paying into their workers’ bank accounts, as usual, the governors plan to pay them cash so it would be easier to dispose of stashed old notes. The gang of Money Heist would be so proud.

    Who are the governors?

    So far, Bawa is only giving us half gist and has refused to mention the names of these governors. But he mentioned that two of them are from the northern region and the third is from the southern region. Considering the fact EFCC can’t prosecute serving governors, we’ll probably never hear the names from him. But we know whose collar to hold whenever they announce they want to pay workers in cash.

    But how do the actions of these governors affect citizens? 

    The exchange rate will get werser

    With the rapid and uncontrolled influx of money by these unknown governors, consumption rates are increasing. But the unstable demand will negatively affect bank rates. So if you see ₦‎1000 to a dollar as the exchange rate before 2022 is over, you know who to blame.

    Nigeria will start losing its daily ₦‎2k from foreign investors

    The price instability caused by black money in the financial system will affect the economy’s credibility in the global community. Rational entrepreneurs will find it inconvenient to invest in the country because they’ll also consider the country’s risk before investing. 

    And if Nigeria isn’t making money, it’s very unlikely that you’d make money as well. You may as well fix your appointment for a salsa date with sapa.

    https://twitter.com/Astronaut_ijebu/status/1480423096934973443?s=20&t=ZYtutc8TNs72sdvq2Jk_3w

    Mechanics may never become ballers

    With the high rate of inflation, there’ll certainly be a divide between the rich and poor. It’d be harder for those making money in naira to purchase goods as prices would steadily increase while those earning in dollars will keep getting richer. No hope for mechanics.

    In the end, what these three governors and others like them should know is that EFCC is watching, and so are Nigerians.

  • You don’t have baller money to flaunt, but you’re tired of the mechanic life, these tips will help you live your dream while staying within your budget.

    It’s all in the mind

    Yes, we’re starting with a motivational speech. First of all, if you can dream it, you can achieve it. Look in the mirror, place your hand on your chest, and say out loud: “I am a baller!”

    Make your budget

    Who’re you kidding? You’re obviously not a baller yet but you’ve just passed stage one. Next, you need to draft out a budget so your baller lifestyle doesn’t carry you where you don’t know. These things cost money, you know.

    Dress the part

    This is where you’ll need to get creative. Put on a choirmaster’s suit and combine it with the shoes you only reserve for the special Singles Connect service in church. Your drip may not be 100% but you’ll please God as you ball. 

    Go to nice restauants…

    …And buy the cheapest thing on the menu.. You’re working with a budget, remember? Don’t go and bite more than you can chew o. You’ll wash plates.

    RELATED: The Zikoko Guide to Becoming a Baller 

    Take some lit pictures

    It’s all about perception. Deep down, you know you’re a mechanic. But the rest of the world can’t know that. You need to take awesome pictures for the internet so everyone buys into your baller narrative.

    Hang around rich people 

    You might actually increase your chances of becoming a proper baller by hanging around rich people. But if you don’t, at least you’ll look the part when you take those lit pictures for October dump.

    Don’t lose focus

    The last thing you need is to be distracted. You don’t want to lose focus and start spending beyond your budget to maintain your baller status. If inflation starts making it too expensive, go back to being a mechanic.

    QUIZ: Are You a Baller or a Mechanic?

  • Apparently, everyone wants to be a baller and not a mechanic. I’m here to tell you how you can do that. But first, I need people to understand mechanics are actually ballers. Especially during the rainy season when the floods destroy people’s cars. They’re eating good. Hmmm, maybe I do want to be a mechanic? 

    Anyway, since it’s just a baller you want to be, here’s what you need to do: 

    Beg your village people 

    You may be destined to be a baller, but your village people are holding you back. You must travel to the village to appease them so they can set you free. Only then can your true calling be fulfilled. 

    Become a wedding vendor 

    Wedding vendors enjoy life the most. Makeup artists charge ₦250k for bridal makeup, and you think they’re not balling? Do you know the number of people that get married throughout the year? Whether it’s the DJ or baker… as long as they provide services for weddings, they’re ballers. This is your secret. 

    Date or be a Nigerian woman 

    Nigerian women have money, let me just tell you. They’re the real ballers. If they tell you they don’t have money, they’re lying. If you’re not a Nigerian woman, then date one. 

    RELATED: Dear Men, Here’s How to Start Billing Nigerian Women

    Get a glucose guardian 

    It’s not your daily 9-5 salary that’ll make you a baller, let’s not lie. The way for you to enjoy life properly is to get a sugar daddy who doesn’t have anything to do with their money. The type who’ll send you to the Maldives when you complain about stress. 

    Become a footballer 

    Footballers are literal ballers. They kick around a ball on the pitch and get paid a lot of money for it. They’re balling on and off the pitch. 

    Be born to generational wealth 

    Yes, you need to be born again. I don’t know how that’ll happen; you decide which way you want to go back. But when you meet the angel who assigns people to families, make sure you find a way for them to put you with a family with generational wealth. If that doesn’t work, an easier way is to find a family yourself and beg them to adopt you. Or you can marry into the family.

    Become a tech bro 

    Everybody knows tech bros are balling hard. Just become one of them, and you’re good to go, as long as you understand UI/UK and snake programming language. We don’t know how long it’ll take for your balling money to come sha o. 

    Behave like a baller 

    What’s that thing people like to do again? Fake it till they make it, exactly. That’s what you need to do. If you act like whatever your definition of a baller is, you’ll become one before you know it. 

    Become a Nigerian politician 

    Our politicians are the ogas of the ballers sef. How many ballers have over ten cars like our dear Senator Dino Melaye? You can become a Nigerian politician and ball without even stealing money. 

    Become a mechanic 

    With the kind of roads we have in Nigeria, mechanics are actually the ones balling. As you read this, I’m sure someone somewhere has just called their mechanic to complain about their carburetor. 

    ALSO READ: 5 Ways To Increase Your Chances Of Enjoyment In Life

  • After spending most of our lives being policed by our comically strict parents, it tends to take young Nigerians a while for the reality of how grown we’ve become to sink in. So, in a bid to help, here are 10 defining moments that should make any Nigerian finally feel like an adult. 

    1. The moment you get your first salary

    You’d think landing your first post-graduate job might be enough to make you finally feel like an adult, but it doesn’t exactly feel real until you get your first salary; officially graduating from NYSC’s measly N19,800 to something that gives your ATM card a little weight. 

    2. The moment your parents stop sending you monthly allowance

    The end of monthly allowance feels like being sacked from a longstanding job you were never particularly good at — you knew it was coming, but it still comes as a destabilising shock. And few things say ‘welcome to adulthood’ quite like the utter lack of a safety net.

    3. The first time you pay rent

    Depending on how much of a baller you were prior to this, the first time you pay rent — two years upfront in some baffling cases — will probably be your account’s largest-ever debit alert. If losing all that money at once doesn’t make you feel like an adult, nothing will.

    4. The first time you buy a major appliance

    After years of underappreciating just how many fridges and air conditioners littered your family house growing up, having to cough up all that cash for some tiny fridge in your tiny new kitchen is an awakening of truly epic proportions. 

    5. The first time you save a number as “Tunji Mechanic” or “Amos Plumber”

    Having to deal with your faulty car or leaky toilet is bad enough, but the moment you save the number of that halfway decent mechanic or plumber that fixed it is when you realise that you’ll have to keep calling and paying people like this for the rest of your adult life.

    6. The first time you pay for a plane ticket yourself

    After years of watching your parents plan, book and pay for every trip – from the London holidays to the Port Harcourt visits – nothing opens your eyes to the reality of your newfound adulthood faster than having to handle your own damn flight.

    7. The first time your parents offer you alcohol

    Granted, you’ve probably already been downing dry gin long before this happens, but your adulthood will certainly feel validated when you and your parents decide to pretend the glass of red wine they just offered you will be your first-ever taste of alcohol.

    8. The first time your parents ask if you want to go to church

    For most Nigerians, going to church was never an option — it was as essential as breathing, meaning the result of not doing it was death. The first time, if ever, your parents go from telling to asking you about your Sunday plans, consider yourself Grown with a capital G.

    9. The first time you dash your parents money

    While buying legitimate birthday gifts for your parents definitely comes with a slight ‘I’m an adult’ rush, it doesn’t come close to how you’ll feel the first time you decide to turn the tables and randomly send them “something small to manage”.

    10. The first time you handle your own hospital bills

    Few things will shock you as much as realising all your parents probably spent on your non-malaria illnesses. Dealing with your own bill will not only have you feeling grown, but it will also have you wondering if your parents are in debt because of that one time you had typhoid.

  • People who spend ₦50k at restaurants

    If you’re one of those people that spend ₦50k on cocktails and pasta, be aware that you’re spending someone’s take home salary.

    RELATED: 5 Nigerians Reveal Their Best Experience At Nigerian Restaurants

    People who have never had to cook with a boiling ring

    If this is you, it means you went to a posh boarding school and you’re not like the rest of us in the trenches. You’re so rich, you probably use money to wipe your tears.

    People who have touched the furniture in Dangote’s house

    Imagine the people that have sat on the chairs in Dangote’s house or those that have wined and dined with him on his dining table. We’d love to meet them and ask them how they felt.

    People who go on trips with their friends

    You know you’ve made it when that trip makes it out of the group chat. When we say trips, we mean every kind of trips: Mexico o, Cabo o, Paris o, even trips to Yankari Game Reserve and Olumo Rock follow. Where are you people seeing money in this economy?

    Lagos Big Boys 

    They drive Benz, buy Azul like they’re buying water, have Rolexes, go on trips, they’re Lagos Big Boys.

    RELATED: The Complete Guide to Passing as a Lagos Big Boy

    “Let Zikoko show where the money at! Subscribe to the Money By Zikoko newsletter to get all the gist about how money moves in Nigeria by Nigerians. Every Monday at 8 a.m.”

    Lagos Big Girls

    The queens of spending money. They travel to Dubai when they’re having a headache and Mauritius when they’re tired of how Lagos smells. If you’ve only been to Ijebu-Ode, respectfully, this isn’t you.

    People who earn salary in dollars.

    You’re in a country where the currency people spend is naira but you’re earning in dollars. You’re a baller and everyone around you is a mechanic.

    RELATED: Are you a mechanic or a baller 

    People with more than one passport

    If you have two passports, please you need to cut soap for us. You guys are so lucky because you can decide to japa anytime.

    People who own (or use) private jets

    Only rich people take airplanes but people who have private jets are a whole different breed.

    People who have solar inverters

    NEPA keeps showing us shege but people with inverters can’t relate to the struggles the rest of us go through. When last did you shout up NEPA?

    RELATED: Interview With National Grid

    Abuja big boys

    If you think Lagos boys are big, wait till you see Abuja big boys. We don’t know if it’s their sports cars, jalabiya, Audemars Piguet watch and the Rolexes that have earned them the right to talk down on money.

    Abuja big girls

    Shoutout to Abuja big girls! They’re the real queens of enjoyment. We’re trying to be like them but funds no dey.

    People who live on the Island

    If this is you and you’re reading this, welcome! We’re honored to have you here. How does it feel to be able to talk down on money? It probably feels great.

    People who have more than one ATM card

    Owing an ATM card means you’re a respected person in society. But owning two and above? You’re an Igwe, a chief, an ambassador, a royal highness, a baller and a bad bitch. 

    People who don’t drink garri

    If you don’t drink garri all the time like the rest of us, it’s probably because you’re busy eating sushi, pasta, seafood etc. How can you claim “trenches”?

    People who can relate to what retail therapy is

    If the first that comes to your mind when you’re sad is shopping, then yeah you’re an OBO and we want to be like you when we grow up. 

    RELATED: Retail Therapy is Expensive, but Here’s Why it Slaps

    People who can’t remember the last time they entered public transport

    If you have a car or you’re always ordering Uber anytime you want to go out, you’re simply built different. We would love for you to tell us where you found your money. Are you a tech bro or a tech sis? What exactly did you do to get money?

    RELATED: How To Do Money Ritual In A Way That Pleases God

    “Let Zikoko show where the money at! Subscribe to the Money By Zikoko newsletter to get all the gist about how money moves in Nigeria by Nigerians. Every Monday at 8 a.m.”

    People who use diesel generators

    Only a rich person can afford to buy and maintain a generator that uses diesel because have you seen the price of diesel these days?

    People that don’t check their account balance

    Some people just swipe and swipe their cards all day long, without even thinking about how much is in their account. These are the people we’re trying to be like when we grow up.

    People who have bought Airpods more than once 

    If you’ve bought Airpods more than once, then you probably have a money tree in your backyard. Please, tell us what seed you planted to grow that tree.