Babalawos, you’re up.

The 24-year-old sex worker in this #NairaLife left home at 18 in search of a better life. She’s achieved that goal. Now as her family’s breadwinner, her new focus is building an even better future for her siblings.

In 2016, this 23-year-old was forced to leave home to fend for himself, thanks to absent parents. At his lowest, he almost turned to a life of crime. But that’s in the past now, and for the first time in forever, he has a sense of stability. What made the difference? Starting a POS business.

This 20-year-old content creator struggled with impulse purchases for the first six months after she started making money from influencing. Now the phase has passed, she’s trying to live on ₦1k per day and saving aggressively while at it.

The 28-year-old HR manager in this #NairaLife has navigated a fear of financial instability and insecurity all her life, thanks to her childhood. In 2021, she lost ₦1.4 million to fake investments and struggled with unemployment. It’s 2023, and she’s grown her income to ₦910k monthly, but she isn’t happy. Why? Heavy black taxes and the fear of losing her job.

Since the 23-year-old subject of this #NairaLife turned 18, her future has been sorted — thanks to investments and a $250k trust fund set up by her parents. Still, she rated her financial happiness a 6. Why?

He has millions of naira in savings but lives on bailouts and refuses to spend his own money. Self-preservation or self-sabotage? Read Gabriel’s story.

Where do Nigerians keep their money? We’ve ranked all eight spots.