It’s the festive period and you want to have as much fun as you can handle. That pepper dem song should have had your name on it but no worries, you plan to create a new song for yourself while you’re having a lit December.

But the only blip on your radar at the moment is limited funds, truth is your income is not as big as your spending goals. So you’re thinking of the best way to manage your funds and still have the best time of your life. Well, we’ve got some tips for you:

1) Know what you want:

There are so many events that will clamour for your attention this month, from concerts to mini get-together’s, festivals, office parties, family hangouts and so much more.

The key to getting the best experience is to know which one would be the most fun for you to attend, as well as being cost-effective. This is where the scale of preference you learned in secondary school comes in, choose wisely. Do you really want to go to yet another dinner and award when you could be rocking it at a concert with your favourite artistes? That’s up to you to decide.

2) Buy tickets on time:

Early birds get the best worm. You don’t want to be biting your finger in regret when you hear that you could have gotten a ticket at 50% off if only you had bought it the week it came out. Don’t let your procrastination have you coughing up more funds than you can afford. 

3) Go out with friends:

This is a smart move if you’re on the precipice of being broke. Aside from the fact that you get to hang out with people you love, you also get comfortable fessing up to your homies that sharing the bills is the best thing for you at the moment. So, carpool, share a meal, buy group tickets, do group funding. This way, you won’t end up broke AF in January.

4) Organise house parties:

Instead of lying in your bed wondering why brokeness has made you this way host a party at home and invite your friends. This will reduce the cost of a venue and you can tell everyone to chip in with their option of snacks, foods, and drinks if those are limited too.

Don’t forget to get a boom box blasting with your favorite songs and encourage your friends to bring someone new to the fold, you just might meet a new bestie this way. 

5) Revamp your clothes:

So you want to buy new clothes at the boutique but do you remember that fab outfit you bought months ago which you refused to wear because the moment wasn’t right? Now is the time to wear it. 

You could also get new accessories to go with those cute jeans and tee that haven’t seen sunlight in eons. 

6) Go to street carnivals/festivals:

This is one way to have fun if carnivals are up your alley. Find out what’s going on in your area, which artiste will be performing and what date and time the carnival will kick-off. You might want to check up on the security levels and go with trusted friends if you choose to attend.

7) Have a cash reserve:

Have backup cash that remains untouched, come hell or high waters. You can party to your heart’s content when you know that you’ll still have something left to survive on afterward.

Imagine what fun it’ll be for you grinning like a Cheshire cat when everyone complains of how broke they are in January and you can say with your chest that you took a wise move during the holidays and saved up something for later. 


Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.