Also: Did you know young Nigerians are writing their wills now?

Vol 65 | 29-01-2024

Good morning, {$name}! 🌞

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Today, I’m still thinking about the one thing that’s been on my mind for the past few weeks: Inflation. I miss when ₦5 was enough to buy a sachet of water. But will this ever happen again?

If we’re going by the Central Bank of Nigeria (CBN) governor Olayemi Cardoso’s word (We’re calling him Cardi B now, by the way), the cost of things should go down in 2024. According to him, inflation might fall from 28.98% to 21.4% before the year ends. It’s undoubtedly hopeful news, but how exactly will we get here? I’m unsure, but the governor said the CBN’s “inflation-targeting policy” will drive this effort.

I have no idea what this means, but I hope he — and everyone involved — does.

So, what stories do we have for you today?

In this letter:

  • The #NairaLife of a Dog Breeder Moonlighting as a Banker
  • 6 Nigerians Under 35 Talk About Writing Wills
  • Inflation Watch
  • Quiz: How Much Money Can You Win On An “Ajepako”—Themed “Who Wants To Be A Millionaire”
  • Where The Money At?!

The #NairaLife of a Dog Breeder Moonlighting as a Banker

If you ask the 28-year-old in this story what he does, he’ll tell you, “I’m a dog breeder who happens to work in a bank.” His ₦165k/month banker salary isn’t what pays the bills. He’s a self-taught dog breeder and dealer who got into the dog business by chance in 2018 and never looked back. In his best month, he makes up to ₦1m. Of course, he doesn’t think he’ll ever go broke again.

You’ll enjoy this one!

You won’t believe what we’re planning

We’re hosting a Naira Life event in 2024! What’s better than sharing stories about how Nigerians manage money? Bringing everyone together under one roof to share their experiences.

We’ll share more information as soon as we can. Click the link below to be the first to know.

I want to be the first to know

6 Nigerians Under 35 Talk About Writing Wills

Let’s talk about something young people need to consider: Writing wills. There’s a superstitious belief behind why we don’t feel strongly about it, but we also assume that you must have a lot of money or assets before considering making a will. That’s not true. The best time to make a will is as soon as you become a legal adult. (Are you paying attention, Toheeb?)

We found six people under 35 who have (or are planning to have) wills and asked why they wrote one, including their general thoughts about it.

Here’s what they said.

The team is working on a report to answer a few questions about how Nigerians make and manage money, including the factors driving these behaviours. But what would you like to see in a report like this? I have an idea: Would you be open to a 10-minute call to discuss the themes you’d find valuable in a money report?

If this sounds like something you’d like to do, please click the link below.

Yes, I want in!

Inflation Watch

QUIZ: How Much Money Can You Win On An “Ajepako”—Themed “Who Wants To Be A Millionaire”

If you grew up an Ajepako, this “Who wants to be a millionaire” quiz should be a breeze.

Take the quiz here

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.

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All good things must come to an end. But not this good thing. We’ll be back next week.

In the
meantime, keep reading Zikoko’s articles and be sure to share the love.

See you next week…

Yours cashly,


Zikoko’s’OG’ Mr. Money

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Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.