Plus: what’s it like dating in Lagos on an ₦800k monthly income

Vol 23 | 27-03-2023

Good morning, 🌞

Let me ask you a question. Does a relatively well-paying job guarantee financial stability?I imagine your go-to answer will be a quick “Yes”. The subject in today’s Naira Life will probably go for that, too, except that it’s not been his experience.

While he’s recorded some growth in his income and career in the past five years, it hasn’t reflected in his financial health. He knows what to do to fix this. But he’s not sure how to pull it off.

Let’s get into it.

In this letter:

  • The #Nairalife of an Accountant Who Doesn’t Trust Himself With Money
  • HustlePrint: How to Secure Your Tech Bag as a Software Engineer
  • #LoveCurrency: Dating in Lagos on an ₦800k Monthly Digital Marketing Income
  • Money Meanings: “Return on Investment”
  • Game: #HowMuchLast
  • Where The Money At?!

The #NairaLife of an Accountant Who Doesn’t Trust Himself With Money

Since getting his first job in 2018, the 25-year-old accountant on this week’s Naira Life has been on an upward income trajectory. Is he close to financial stability? He doesn’t think so. His biggest struggles? toxic financial decisions and his inability to manage lifestyle creep.

Read his #NairaLife here

How to Secure Your Tech Bag as a Software Engineer

Last week, we shared Chisom’s hustle story and how she landed at Microsoft straight out of uni. This week, we’ve worked on a short guide on how to start a career in software engineering.
What are the qualifications you’ll need? Is there even a difference between a software engineer and a developer? How do you start making the big bucks?
These are some of the questions this Hustleprint guide answers.

Read the guide here

Dating in Lagos on an ₦800k Monthly Digital Marketing Income

*Bayo’s office romance with a senior colleague started as a love-hate relationship. Yet less than six months later, he’s sure she’s the one. The only issue is can he sustain the life of luxury she’s used to?

An excerpt: “I’m trying to get my girlfriend to save more. She currently earns ₦250k, but most of it goes into her bills — her house rent is the biggest at ₦2.2m/year. Her parents assist with some of that, but she still has small bills like electricity and maintenance. I think that’s too much money to pay for a place to stay.

She recently got a job offer of twice her current salary, and I’ve already started encouraging her to live on her old salary and save the difference.”

How does their relationship work?

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Money Meanings

Game: #HowMuchLast

#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.

Some weeks will be Okin biscuit, some others will be SUVs.

This week, let’s find out how much you’re willing to pay for “cold air”. So, #HowMuchLast for an air conditioner?

What’s the most you’d pay? Tweet at us here.

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We’ll be back next week.

In the
meantime, keep reading Zikoko’s articles and be sure to share the love.

Till next week…

Yours cashly,


Zikoko’s ‘OG’ Mr. money

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Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.