6 Saving Situations Young Nigerians Will Understand

October 30, 2019

Let’s throw it back to economics class in secondary school. Right before the voluminous notes you had to write got you wondering if education was really necessary. You’d remember your teacher telling you, “Human wants are unlimited and the resources to actualise these wants are limited, so scale of preference comes into play.”

At that point, you probably thought it was an easy thing to do. Get money, save some, and spend the rest. How hard could it be? Well, how’s that working out for you now? If you are like a lot of young Nigerians, struggling with finding a balance between saving and spending money, this is for you:

When Salary week approaches and you make your budget

Angry Typing GIF by David Firth - Find & Share on GIPHY

You’ve been told that anybody serious about saving money needs to make a plan of how their income will be used. You are serious, or at least, you think so, prompting you to download all the budgeting apps you can find and also using the good ol’ pen and paper to plan how you are spending your next salary.

How you look at the credit alert on your phone when it enters:

Troll GIF - Find & Share on GIPHY

Salary has finally entered, and for a moment, you feel on top of the world. Then you start coming back to reality with one thought in mind; the money is yours, but really, it’s not yours.

When you remember all the debts you owe:

Frustrated Venus Williams GIF by Australian Open - Find & Share on GIPHY

Somehow, you forgot all the people you owe money when you were making your budget and the only time you remember is after you’ve come back from the initial excitement of getting your salary or when they start sending you subtle but not-so-cryptic messages.

When your charger spoils and you wonder if deviating a little from your budget will affect your saving goals

The Simpsons Dolph Starbeam GIF - Find & Share on GIPHY

Because unexpected expenses make constant appearances in the adulting financial world, something you’d not planned to spend money on but you need will become a situation. First, you do the ritual of debating if you should stick to your budget, but deep down, you know it is futile.

When you see calls from your younger siblings, knowing what those calls are about

Give Me Money GIF - Find & Share on GIPHY

Elder brother/sister duties don’t come with breaks. Your siblings can call you any time, but they prefer the end of the month calls, which is a problem for you and your plans.

After you’ve spent a little more than your budget

Sad Black And White GIF - Find & Share on GIPHY

Life has happened to you again and the money you thought you had has become something of recent memory. Now, the remainder is only enough to get you through the month. You may have failed this month, but we go again next month.


Join The Conversation

Bring a friend.

You'll like this

November 4, 2019

For the average Nigerian, getting from point A to B involves four transport options; walking, motorcycle rides, tricycles and buses. Of the four, most people tend to use motorcycles when they’re in a hurry or over short distances. You can see how this is a recipe for problems; most regular commercial bike riders treat their […]

Watch

Now on Zikoko

Recommended Quizzes

January 2, 2020

Do you have even a single romantic bone in your body? Well, if you’re not sure about just how sweet and thoughtful you can be to someone you love, that’s what this quiz is here to answer. 11 Quizzes For Nigerians Who Are Ready To Marry  Are you ready to marry? Take these quizzes.

December 11, 2019

In the past month, we’ve made quizzes that guessed the last time you had sex, how many people you’ve slept with, and just how good you are in bed. For our latest attempt, we will use your taste in Nigerian music from the 2010s to ascertain what you’re like in bed. Take to find out:

April 1, 2020

Everyone has a Nigerian bank that matches their personality. You could either be as likeable as GTB, as efficient as Access or as mature as First Bank. Either way, all you have to do is take this quiz and we’ll let you know with almost 100% certainty. So, go ahead:

November 11, 2019

Everyone has something to say about what kind of person they are. But how well do we truthfully evaluate these things? Not that much, I can assure you. The average person is always lying to themselves to make sure they look good. But you know what and who doesn’t lie? Zikoko quizzes that’s what. Take […]

More from General

August 27, 2021

Nigeria’s leading dishwashing liquid, Morning Fresh, has unveiled Tolani Tayo-Osikoya, a successful Chef, Food Blogger and Owner of Diary of a Kitchen Lover, as its new brand ambassador.  Prior to the unveil, Tolani had been sharing the inspiring story of her journey on her social media platforms, reassuring Nigerians that dreams are valid even in […]

Watch

Trending Videos

Zikoko Originals

December 14, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
November 2, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
October 26, 2020
A collection of videos documenting some of the events of the EndSARS protests.
June 22, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
June 22, 2020
Hacked is an interesting new series by Zikoko made up of fictional but hilarious chat conversations.
June 4, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
June 2, 2020
Quickie is a video series where everyone featured gets only one minute to rant, review or do absolutely anything.
May 14, 2020
Isolation Diary is a Zikoko series that showcases what isolation is like for one young Nigerian working from home due to the Coronavirus pandemic.
March 12, 2020
Life is already hard. Deciding where to eat and get the best lifestyle experiences, isn't something you should stress about. Let VRSUS do that for you.

Z! Stacks

Here's a rabbit hole of stories to lose yourself in:

Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.
X