6 Times Mobile Banking Has Betrayed Every Nigerian

November 5, 2020

Using bank apps to process transactions is literally the best thing ever until it isn’t. These are some of the times you wished you banked the old-fashioned way.

1. When you send money to a wrong account

You will be thinking that you’ve done a good deed by sending someone money, even if you’re only paying a debt. Then they will call to tell you that they’ve not received it. You check your transaction history and realise that you messed up the numbers. 

A lot of people will tell you it’s your fault but may the good Lord forgive them for they clearly don’t know what they’re saying.

2. When you send money to the same account twice 

Sometimes, these apps will make you send money to the same account twice. And knowing how funny Nigerians can be, the recipient might just think the double credit is a blessing from God. 

3. When you buy more airtime than you needed

Nigerians have begun to recognise and appreciate the havoc an extra “0” can cause, no thanks to using mobile banking apps. This situation has turned several people into accidental virtual top-up vendors. 

4. When you top-up a wrong number 

I swear, these things look stupid until they happen to you. 

5. When the internet is acting up, and you get debited for a failed transaction

Nigerian Internet Providers and banks are conniving little [redacted], and when they decide to flex muscles, there is hardly anyone who can save you. Or your money. Imagine trying to pay for something, and the transaction ends up being unsuccessful. But you get a debit alert almost immediately. You don’t even have to imagine it; you probably have that experience already.

6. When you have an important transaction to make, but you can’t log in because of a maintenance issue

I want to name names, but I might run into trouble if I do.


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