Volume 75

Good morning,

Since 2021, I’ve had conversations about money with scores of people, and naturally, a couple of patterns have jumped out about [how people navigate] their finances, especially income growth. Two patterns have been the most consistent: there’s a straight line between how much someone makes and the people they know and have relationships with + the value of the information they have access to/what they know is possible.

A version of these plays out in almost every Naira Life story I’ve read and written, including this week’s flagship story. So, if you ask the guy in the story to mention what has moved the needle for him the most in the past seven years, he’ll probably say something like, “Photography and my friend who introduced me to it.”

But how did all of this happen? Let’s find the answers and explore the other stories in this week’s dispatch.

In this letter:

  • #NairaLife:A Rough Patch Pushed Him Into Photography. Now, He’s Juggling It With a 9–5
  • I Was Practically a Slave for 5 Years
  • #ZikokoMoneyVideo: Are you Truly Surviving These Times
  • QUIZ: Only Nigerians Who Love Money Can Get 9/13 on This Lyrics Quiz
  • Where The Money At?!

#NairaLife: A Rough Patch Pushed Him Into Photography. Now, He’s Juggling It With a 9–5

This 27-year-old got into photography at university after his dad lost his job and could no longer pay him an allowance. Eight years later, he’s still at it. Add that to his 9-5 as a communications officer, and he earns an average monthly income of ₦1.4m. With things looking up, he’s confident about his finances hitting the next level—$10k/month—in the next four years.

Read his #NairaLife here

Attention all music lovers!

Zikoko has something for you, and we’re calling it Strings Attached. On Saturday, May 11, 2024, we want you outside for a day of link-ups, games, drinks and live performances at Muri Okunola Park, Lagos. Strings Attached is an opportunity for friends to reconnect, lovers to bond and individuals to make friends and build community. The best part is that it’s free.

To get a free ticket, download the Onebank by Sterling App and sign up using ZIKOKO as the referral code. You’ll get your ticket sent to your email.

Click here to get the app

I Was Practically a Slave for 5 Years

If you watched Áfàméfùnà: An Nwa Boi Story, the odds are that you would be curious about the workings of the apprenticeship system across different Nigerian cultures.

Enter Tife’s Hairdresser, who trained in a system like this. She talks about her experience, especially how her two-year training period became five years and why she had to leave Lagos to start her hair salon.

Read her story here

Hertitude— Nigeria’s biggest women-only festival — is back for a third time. For those new to the scene, Zikoko brings all the girls to the yard every year to let their hair down, form bonds and celebrate what it means to be a hot babe.

It’s happening on April 20, 2024 in Lagos and will feature everything from talent shows and karaoke sessions to spa services, live music performances and an afterparty.

Click here to get tickets

Are You Truly Surviving These Times?

QUIZ: Only Nigerians Who Love Money Can Get 9/13 on This Lyrics Quiz

If you get more than 9 in this quiz, it proves one thing: you love money too much.

Take the quiz here

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.

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All good things must come to an end. But not this good thing. We’ll be back next week.

In the
meantime, keep reading Zikoko’s articles and be sure to share the love.

See you next week…

Yours cashly,


Zikoko’s’OG’ Mr. Money

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Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.