• If your long-distance relationship (LDR) is caused by one or both partners being frequent travellers or digital nomads, you’re dealing with a different kind of challenge. In most LDRs, the main problem is partners missing each other. However, in addition to that, you’re dealing with navigating time zone differences, cross-border payments, spontaneous travel changes, and financial stress.

    It’s a whole lot, and if you spot these signs, it means your relationship might struggle to endure the complexities of life on the move.

    Someone refuses to adjust for time zone differences

    In a travel-based LDR, scheduling calls involves making significant shared sacrifices. Is your boo in a time zone seven hours away, and they always expect you to be the one to stay up until 2 a.m. for a quick call?

    A good partner shares the inconvenience. If they can’t lose two hours of sleep to spend time with you, do we really need to tell you there’s a problem?

    You genuinely don’t know when you’ll see each other again

    If you and your partner haven’t discussed a concrete plan, date, and budget for the next time you’ll physically see each other within the next 6-12 months, your relationship is likely running on vibes. 

    A small travel change sends them into financial chaos

    Travel is all about unexpected changes. A flight can get cancelled, or you urgently need to make an emergency payment in a foreign currency. 

    If any of these spontaneous moments sends your partner into panic mode because of the fear of bank fees or getting stranded without access to their money, they’re probably not equipped for this lifestyle. When your partner is far away, you need them to be financially flexible and prepared. If they are still stressing over basic cross-border payments, they are wasting energy that should be spent on you.

    They’re still paying wild fees for currency exchange

    You and your partner are essentially throwing money away if you’re paying high airport exchange rates and incurring multiple international transaction fees every month.

    You can’t be serious about travel if you are not smart about money. This is where Timon comes in. It’s the one fintech app that simplifies payments, currency exchange, and secures international transactions, ensuring your money works everywhere, without limitations. 

    Instead of sifting through multiple fintech apps to find one that works with your naira abroad, think of Timon as the only financial passport you need for global travel. 

    Your calls are filled with complaints about travel logistics

    If every video call is dominated by complaints about visa woes or payment issues without space for a genuine emotional connection, your romance might be on holiday. Besides, why should you still be dealing with the stress of travel when you can go the Timon way?

    Ready to upgrade your life (and your wallet)? Get Timon

    If your love is strong enough to survive international borders, it deserves a financial tool that makes life smooth.

    Timon is the essential travel fintech app simplifying global payments and effortless connectivity with a range of exciting features:

    • The Timon Black Card gives you the freedom to pay seamlessly using Google Pay or Apple Pay, making transfers to merchants across African countries without the usual hassle. 
    • The Timon USD card allows you to fund your account in naira and spend internationally with ease. On top of that, global eSIMs keep you connected 24/7, no matter where your travels take you.

    Whether you are a frequent traveller, a remote worker, or someone who simply wants to enjoy better payments across borders, Timon brings all these solutions into one easy-to-use app.

    So, download the Timon app today, sign up, and explore all the different ways Timon makes your money work everywhere, without limitations.


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  • The Nigerian experience is physical, emotional, and sometimes international. No one knows it better than our features on #TheAbroadLife, a series where we detail and explore Nigerian experiences while living abroad. 


    After travelling through 35 countries, Stephanie (31) shares how slow, intentional travel reshaped her outlook, opened global doors, and led her to build a new life in Canada.

    Where do you currently live, and when did you leave Nigeria?

    I currently live in Canada. I left Nigeria permanently two years ago, but my first trip out of Nigeria was in 2017. Something in me changed after the COVID-19 pandemic. I suddenly had this urge to be outside, explore and do more. So I started actively travelling after that.

    Were these holidays or work trips?

    I’ll call them workations. I took these long trips, settled in a new city while working full time simultaneously. Weekends and evenings were spent like a tourist, while weekdays were focused on work.

    How many countries have you been to?

    I’ve been to 35 countries, and I’ve visited a lot of them multiple times. I’m more focused on the experience they give me than the number.

    That’s a lot of countries! When did you realise you love travelling?

    It was during a trip to Spain. I was in Malaga, and I was just completely awestruck by the beauty of it. The coastline, the water—it was so beautiful.

    I took a road trip from Malaga to Valencia, going from city to city. And I loved the feeling. I love meeting new people and experiencing new cultures, so that was the deciding moment for me. I knew that I needed to continue seeking that feeling.

    Interesting. What’s your favourite country you’ve visited?

    I have two: Thailand and Mexico.

    Mexico because, to me, Mexicans feel just like Nigerians. I felt like I was at home. The cultures just feel very similar.

    Then Thailand because they are some of the happiest people I’ve ever met. They are so kind, so caring, generous, sweet, and very warm.

    It’s quite common to hear Nigerians complain about the difficulty getting around with a Nigerian passport. How has that been like for you?

    Yeah, it was difficult in the beginning but I went about it the right way. I think most people go for a UK or US visa for their first application, having no travel history.

    What I did was to travel to African countries first. The first place I visited was Ghana. Then I went to Rwanda, Kenya, Uganda, and Tanzania. It was after visiting those African countries and  building that travel history that I started applying for visas outside the continent.

    The first country outside Africa I visited was Spain. It was a short visa, of merely  two weeks, but that’s how you start building that travel history. Now I have multi-year visas for the US, UK, Schengen, Thailand, and of course my visa and work permit in Canada. It didn’t just happen at once. I built my travel record very carefully.

    I think it’s also important to do your research and then do your applications yourself. If you have questions, ask people with experience. People need to know that a lot of the things that we fear would get us rejected are within our control. We just have to do the right things.

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    When you visit any new city, is there anything you look for to decide if you like it or not?

    Before I even go there, I try to do some research about it. I’ll read about it, and watch some videos to understand other people’s experiences. Then when I’m in the city, I usually take one of those group walking tours where you just walk around the city together with someone who has lived there for a long time.

    A good way to fall in love with a city is seeing it through the eyes of someone who loves it. So I try to see the city through the eyes of people who really know it.

    Also, those tours allow you to connect with other people who are also new in the city. It has been a good way for me to make friends.

    What has been your favourite travel experience?

    It was in Cappadocia in Turkey. I took a hot air balloon ride. The other passengers were all coupled up and taking pictures, and I was by myself just looking and watching the sun rise.

    It was so beautiful. That moment reconnected me with God spiritually. It was so beautiful to witness, being about a thousand metres above the ground watching the sun rise up. I thought to myself, “There has to be a God who made something this beautiful?”

    So you were basically touring the world on these “workations.” But what inspired you to leave Nigeria permanently?

    After my first solo trip, I realised that I couldn’t live in Nigeria anymore. I think even while growing up, I sometimes felt different in the things that brought me joy. I love experiences, simple things like taking a walk and deep human connections. Those simple pleasures were harder to build into my everyday life in Lagos because of how fast-paced the city is.

    I did not leave Nigeria because I was searching for a better life. Nigeria gave me a very full life, deep friendships, and strong roots. I left because my idea of fulfillment was evolving. That is what first led me to Kenya, where I lived for about a year and a half, and eventually to Canada.

    So Kenya had what you were looking for?

    It was perfect. The nature, and travelling around Kenya, is amazing. It’s so easy to move around. They have a great rail system that can take you from Nairobi down to Mombasa in less than five hours. And generally, it feels like a country that was built for tourism.

    Even Kenyans love travelling within Kenya. They’re always going on little weekend trips to different parts of the country. So for someone who likes to explore like me, it’s the perfect place to live.

    What was it like actually living in a new country?

    Initially, I was super excited. I had come to Kenya so many times as a visitor, but the reality of actually moving there was different. I thought it would be the same feeling as when I was visiting, but at the beginning, I had difficulty adjusting.

    First of all, Nairobi can get very cold. Also, the food is much less spicy than we prefer in Nigeria. But the biggest thing was trying to build a community.

    In Nigeria, I had all my friends, and I had a very active social life. I was always hosting people, throwing parties, and going for events. And then I got to Kenya and I had no friends. I basically had to start from scratch.

    But at the same time, I wasn’t in the country long enough to really build a strong community because I would stay for two to three months, then I’ll be on my next trip. By the time I’ve come back, the people I connected with have moved on with their lives. It didn’t help that a lot of the people I was able to connect with were also travellers like me. So even though we do keep in touch, our schedules were rarely in alignment.

    Did you experience any culture shocks in Kenya?

    I was pleasantly surprised by the independence of Kenyan women. They are very strong, very independent, and feel very much like the pillars of their society.

    I also found the work culture to be very different from Nigeria, at least comparing Nairobi to Lagos. While Lagos is very fast-paced with the usual hustle and bustle, Kenya felt more relaxed. On weekends, you’ll see people going to the park with their families for a picnic. Just simple things like that which I never saw living in Lagos.

    There’s this idea that Nigerians have a bad reputation on the continent. Did you feel that in Kenya?

    No, actually I would say it’s the opposite. While I was in Kenya, once I mentioned to anybody that I was Nigerian, they would get so excited. It was great.

    I’m actually grateful to Kenya for reconnecting me with my Nigerian roots and making me appreciate Nigeria more, especially our music. Everywhere you go in Kenya, the clubs, the bars, the restaurants, it is Nigerian music playing.

    For the longest time, my music taste leaned very Western. But being in Kenya got me listening to Nigerian music again.

    What was your best experience in Kenya?

    I’ll say my first safari. It was the Naivasha safari. You take a boat on the lake to an island, Crescent Island. And you can just walk amongst the animals.

    Like I said, I love nature. And being in that environment made me feel so connected to nature. I felt whole.

    That sounds amazing. What about your worst experience?

    That would have to be when a friend came to visit me in Nairobi, and in less than twelve hours of her arrival, her phone was stolen.

    Nairobi is actually notorious for crimes like phone theft. People jokingly call the city “Nairobbery.” So, I had actually warned her to be careful.

    We went to a nice upscale event. You naturally wouldn’t expect that your phone would get stolen in a place like that. But it happened. It was crazy. Definitely the worst experience.

    That is crazy. But apart from the crime, you said Kenya was perfect for you. So why the move to Canada?

    It just felt like the right next step for me. I was lucky enough to get a work permit here, and I took it as a sign from God that this was the next place that I needed to be.

    Also, I wanted something a bit more stable that would make me feel grounded. I want to really focus on my career right now, and I feel like Canada would be the best place for that.

    I also have a lot of friends and family here, so that helps. I’ve only lived here for about three months, and I already feel quite at home. Settling in has been a lot less difficult than it would have been if I didn’t have that support system.

    What has been your worst experience in Canada?

    A friend welcomed me so well and let me stay with them as long as I needed. But even with that soft landing, Canada still showed me shege.

    I had already planned a schedule in my head for all the things I would achieve before the end of the year. And getting my own apartment was a major part of the plan.

    But getting an apartment as someone who has never lived here before was so difficult. I kept getting rejected everywhere I went. Once they found out I’m an immigrant who just moved here, that was it.

    Rent here is typically on a monthly basis, and I was even offering twelve months rent upfront, but some landlords still wouldn’t rent to me.

    I began to lose hope because I was just so tired of looking for apartments every day and getting rejected. I’m grateful for my agent because he just kept on pushing and trying, and eventually I got a place. I just moved in a few days ago.

    So, yeah, the apartment search was a pretty terrible experience.

    Glad you found a place in the end. What about your best experience in Canada?

    That has to be my visit to Niagara Falls. Being on a boat while watching the falls crashing into the water was very beautiful.

    Let’s talk about future plans. You talked about moving to Canada because you wanted more stability. What does that look like for you?

    I want to eventually buy a house. At some point, I want to go back to school. I want to have a real presence in the FinTech space. And I feel like being in Toronto with New York and London just being hours away, I’m in a good spot location-wise.

    I also haven’t travelled around North America yet, so being here allows me to start to explore and just take some little trips to places close by.

    Do you ever see yourself returning to Nigeria permanently?

    To visit, definitely. To move, not anytime soon. Maybe when I’m seventy years old.

    In Nigeria, I would say I was quite comfortable. I had a driver, had a cook, and a housekeeper; I barely did any chores. All I did was focus on work. But those things don’t mean as much to me as simplicity, ease of life, and just being able to get amenities when I need them.

    It is actually funny how being away from Nigeria has made me love and appreciate it even more. Distance has given me perspective.

    On a scale of one to ten, how happy are you in Canada and why?

    I feel the happiest I’ve been in a long time. But ten would be a bit of a stretch. So let’s say a nine.

    I made this decision despite having so many things going well for me somewhere else because deep down I knew it aligned with what I want long-term. And with each passing day, I feel more confident that I made the right choice.

    It’s not been the easiest start, but I feel like everything has just been falling into place little by little. I feel very happy to have my little apartment with the Toronto skyline. The peace is what makes me truly happy.


    Do you want to share your Abroad Life story? Please reach out to me here. For new episodes of Abroad Life, check in every Friday at 12 PM (WAT).


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  • At 24, Halimah has travelled to 12 countries and 45 cities. This year alone, she’s been to four countries, spending approximately ₦10 million. In this story, she shares how she juggles her 9–5 banking job, side gigs, travel fund, and investments to keep this lifestyle alive. Here’s how she makes it work.

    The Trips (and What They Cost)

    Between the long hours and the never-ending demands of my banking job, travelling is never something I can just do on a whim. 

    Every trip has to be planned around my 21 days of annual leave and financed with months of side gigs. But even with those limits, I’ve carved out four escapes this year: to Abidjan, Rwanda, Kenya, and South Africa. These were all solo trips, exhausting my travel balance for the year.

    South Africa was the big one, my June winter getaway, and easily the most expensive at around ₦5 million. Before that, Abidjan in May cost about ₦2 million, while Rwanda and Kenya, which I combined into one July trip to save on flights, came to just over ₦3 million. Altogether, I spent a little over ₦10 million on trips in 2025.

    Here’s the full breakdown:

    South Africa (8 days)

    South Africa drained me the most financially. ₦5 million disappeared into solo accommodation, direct flights (layovers would’ve cut costs, but I didn’t want the stress), and endless Ubers. Travelling alone means there’s no one to split bills with, no friend to share the cost of an Airbnb or rides. 

    I split my time between Johannesburg and Cape Town — Soweto’s history pulled me in, Cape Town’s mountains and wine valleys slowed me down. Looking back, it was my most expensive trip, but also the most layered: equal parts fun, education, and reflection. Worth every naira.

    Breakdown:

    CategoryCost
    Visa and flight ₦1.8m
    Hotel₦1.2m
    In-country transport ₦450k
    Food & dining₦600k
    Activities & tours₦700k
    Shopping & extras ₦550k

    Total: ~₦5.3m

    Rwanda & Kenya (8 days)

    I combined Rwanda and Kenya into one trip, spending three days in Kigali and then flying to Nairobi for another five days. The connecting flights worked smoothly: Abuja to Kigali, a short Kigali–Nairobi hop, and then back to Abuja. It saved me money compared to booking two separate round-trips and gave me a richer experience in one travel stretch.

    Rwanda was quiet. I walked through places heavy with history, where the past isn’t tucked neatly into textbooks but preserved in memorials and streets that still carry echoes of what came before. 

    Then Kenya swung me in the opposite direction — pure adventure. The safari was the highlight, watching elephants move slowly across the landscape while I sat in silence, awed. But it was also the little things: the Nairobi-to-Mombasa train ride where giraffes wandered past the window, or hopping between towns like Diani and Mombasa, even though I knew work deadlines were waiting for me back home. 

    Altogether, Rwanda and Kenya came to about ₦3.4 million, with flights, food, hotels, and tours quickly stacking up.

    Breakdown:

    CategoryCost
    Multi-city flights (Abuja–Kigali–Nairobi–Lagos)₦1.5m
    Hotels (Kigali + Nairobi + Mombasa)₦500k
    Food₦450k
    Activities (safari, memorials, tours) ₦550k
    In-country transport (train, taxis, buses)₦250k
    Souvenirs₦150k

    Total: ~₦3.4m

    Abidjan (4 days)

    Abidjan was a shorter trip, four days, and very different. I wasn’t in hotels or tour buses; I stayed with a friend and slipped into a softer rhythm. I ordered food, asked for directions, and let myself just live there, even if only for a few days. It was less about checking landmarks off a list and more about feeling out the city at my own pace. 

    At just under ₦1.7 million, it was easily the cheapest trip of the year, made lighter by not paying for accommodation.

    Breakdown:

    CategoryCost
    Flight ₦850k
    AccommodationStayed with a friend
    In-country transport ₦185k
    Food ₦250k
    Activities ₦200k
    Shopping & extras ₦250k

    Total: ~₦1.7m

    How I Fund the Trips

    The short answer: Multiple income streams.

    Travel had always been a quiet obsession, long before I could afford it. I spent hours poring over countries, cultures, and experiences, quietly promising myself that one day I’d see them for real. 

    That day came in 2022, during my final year in uni. Exams had just ended when ASUU declared an eight-month strike. What seemed like a pause in life became the doorway to something bigger.

    A few months into the strike, I stumbled into Web3. Crypto projects were everywhere, money moved fast, and I jumped in through writing content, managing communities, and participating in the blockchain ecosystem. My first payout was $400 for writing PR release copy for a crypto project, and that became my first travel fund.

    By September, I was ready to spend it on a one-week group adventure to Ghana and the Benin Republic. We crossed borders by road, stayed in an Airbnb, and spent about ₦500,000 each on transport, accommodation, food, and experiences. That trip gave me my first taste of freedom and a clear lesson: if I could fund one trip, I could fund many more.

    Since then, most of my trips have been solo, just me, my passport, and my relentless drive to see the world. So far, I’ve been to over 12 countries and more than 45 cities. I honestly don’t know how much I’ve spent in total; I’m too afraid to add it up.

    To make it happen, I’ve had to build multiple income streams, each one fueling the next adventure.

    After NYSC in 2024, I entered banking through a graduate trainee programme. My accounting degree and ICAN qualification gave me the credentials to stand out. Today, I work in the customer service department, drawing a steady base pay of about ₦500,000 a month.

    But my real leverage comes from freelance side gigs, where I write everything from whitepapers to blog posts, content strategy, and UX copy for tech and Web3 companies. On a strong month, I pull in ₦3–5 million across all my income streams; on a slow month, around ₦1 million.

    Then there’s travel planning. What started as a hobby, helping friends map out trips, has grown into a proper income stream. I now design itineraries for individuals and groups, often luxury packages, which bring in solid returns. And because I genuinely love it, it rarely feels like work.

    Income from travel planning isn’t always steady. Some months are packed with clients, others are quiet, with demand largely following holidays and seasons.

    All these add up to a strategy that funds my adventures: I save about ₦1–1.5 million monthly in a separate travel account. Roughly 40–50% of my earnings go straight into it. The rest is enough to live comfortably, fuel my car, pay rent, eat well, and invest.

    My travel fund is back to zero for this year. I’ll start rebuilding it this month, gearing up for next year’s adventures. The cycle never changes: work, save, travel, repeat.

    How I Make It Work (Habits & Hacks)

    It takes discipline, I won’t lie. I’ve had to cut off impulsive spending and bad money habits. My most crucial money hack is simple: if I don’t need it, I don’t buy it. That mindset alone has saved me millions. I live by a scale of preference, prioritising needs over wants. 

    I channel discipline into a dedicated “travel-only” account with a locked savings feature. That account is sacred: no withdrawals unless they are for flights, visas, or travel expenses.

    I’ve also learned to be strategic: book flights during sales or pick cheaper layover routes, travel off-season when rates are 20–30% lower, and plan trips around value rather than hype. These little decisions add up, allowing me to travel the world and return home to a comfortable lifestyle.

    Work-life balance is a different kind of hack. Between my banking job, freelance writing, and travel planning, I can’t afford to be careless with time. The key is to plan ahead so deadlines and trips don’t clash.

    I’ve lost a few opportunities while away, but never enough to regret the choice — travel always pays me back in memories. It can be exhausting juggling everything, but I make sacrifices because I know my goals. Thankfully, I’ve never had a bad client review.

    When choosing destinations, I start with the practicals — visa requirements, safety, and budget. But beyond that, I travel for vibes: the food, the mountains, the islands, the people, the hidden gems. Each country offers something different, and I let that determine how much I spend.

    Outside of travel, I don’t just let my money sit idle. I invest in safe, long-term instruments like commercial papers, corporate bonds, treasury bills, and FGN bonds. That’s the banker in me, making sure part of my income works for me in the background. My 40–50% travel savings are entirely separate from these investments. That way, my trips never eat into my long-term financial growth.

    I don’t save in regular bank accounts because the returns are usually measly. Instead, I try to put at least 20% of my monthly income into these safe, long-term investments. 40–50% goes into my travel account, and the rest covers my lifestyle. 

    The truth is, my banking salary alone could never fund this lifestyle. It barely covers flight tickets. The job is draining, and some days I want to walk away. But for now, I keep it for the stability: the CV boost, the steady pay, and family expectations. Eventually, I’ll leave when the timing feels right. Until then, I’ll keep stacking gigs, saving smart, and booking my next escape.

    The Road Ahead

    The next destination on my radar is Asia: Japan, South Korea, the Philippines, Thailand, Vietnam, Malaysia, and Singapore, maybe all at once or in parts. It’s a big dream, so I plan to stack smaller, budget trips next year while I prepare for it.

    Of course, being Nigerian comes with its biggest travel tax: visas. Sometimes it feels like embassies want your left kidney before granting you entry. I’ve lost count of the rejections, especially from places like the UK, the US, and Canada. But each “no” only makes me more determined. One of my life goals is to give my kids dual citizenship, the gift of freedom to see the world without these walls.

    Safety is another constant shadow, but I pack my bags and go anyway. I research good neighbourhoods and sometimes pay extra for secure hotels when I have to. 

    Travel isn’t always glamorous. Luggage gets lost, documents pile up, clearances are endless, and the bureaucracy is exhausting. But I still go because travelling is proof that no matter where I start, I get to decide how far I go.


    Next Read: 13 of the Cheapest Visa-Free Countries Nigerians Can Explore in 2025


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  • LAGOS, NIGERIA—The Founder and CEO of TravelWithWells (TWW), Nwaiku Allwell, has been recognised among the top 100 Most Influential Young African entrepreneurs by the Pan-African Youth Leadership organisation. While this is an honourable feat on its own, the stars are practically aligned in the travel space. Nigerian travel influencer Alma Asinobi made history by journeying across all seven continents with a Nigerian passport. This remarkable coincidence highlights the global impact of Nigerian travellers beyond the country. 

    For decades, travel for many Africans has been riddled with uncertainties, from visa complexities to logistical challenges. Allwell’s personal experience with these hurdles led to the creation of the travel company TravelWithWells—a brand designed to empower Africans to explore the world effortlessly. 

    Today, the brand is being celebrated through its Founder and CEO for an innovative approach to travel services like visa processing, guided tours, international flight bookings, and hotel reservations, among others.

    Alma Asinobi’s journey across all seven continents using a Nigerian passport is a powerful symbol of possibility. Her feat aligns perfectly with TWW’s vision: breaking barriers and changing the narrative around African mobility. 

    “This moment is a reminder that African travellers are unstoppable. The Nigerian passport just touched all seven continents, and now, we’re being recognised for our work in making global travel more accessible for Africans. It’s divine timing.” Allwell said. 

    TravelWithWells continues to expand its footprint across Africa, facilitating travel for individuals, businesses, and groups. Whether it’s securing Schengen visas, booking all-inclusive vacations, or creating tailored itineraries for African explorers, TWW remains the go-to partner for stress-free travel. 

    For more information on how TravelWithWells is simplifying travel, visit www.travelwithwells.com 

    ABOUT TRAVELWITHWELLS 

    TravelWithWells (TWW) is a leading travel solutions provider dedicated to making global travel seamless for young Africans. Offering visa processing, curated travel experiences, concierge services, and more, TWW empowers individuals to explore the world with ease..

  • Travelling doesn’t have to be expensive or complicated, even with a Nigerian passport. There are several visa-free destinations where you can explore breathtaking landscapes, diverse cultures, and exciting experiences without the hassle of applying for a visa. From bustling West African cities to serene island getaways, here’s a list of affordable visa-free travel destinations you can visit without breaking the bank. 

    1. Ghana

    Ghana is one of the cheapest visa-free destinations for Nigerians. With round-trip flights as low as ₦477k from Lagos to Ghana and no visa hassles, you can explore stunning beaches, beautiful cities, and wildlife-packed nature reserves without breaking the bank.

    2. Benin Republic

    With round-trip flights from Lagos to Cotonou, Benin Republic, starting at ₦774k and a 90-day visa-free stay,  you can soak in its lively markets, relax on palm-lined beaches, and enjoy the laid-back atmosphere without spending a fortune.

    3. Togo

      Togo is an affordable and stress-free getaway for Nigerians. With a visa-free stay of up to 7 days and round-trip flights from Lagos to Lomé costing around ₦932k, you can explore Lome, enjoy the scenic Coco beach, spot the local wildlife, and hike in Kpalimé without overspending.

      4. Rwanda

        Rwanda is a must-visit for Nigerians seeking an affordable East African experience. Rwanda is 30-day visa-free for Nigerians, and flights from Lagos to Kigali start from ₦896k with stopovers. From breathtaking mountain views to gorilla trekking to the serene beauty of Lake Kivu and Kigali’s buzzing café culture, Rwanda offers an adventure-packed trip without breaking the bank.

        • Visa Policy: Visa-Free (30 Days).
        • Flight Costs:

        5. Ivory Coast (Abidjan)

        Nigerians can enjoy a 90-day visa-free stay in Ivory Coast. Round-trip flights from Lagos to Abidjan start from ₦1.2 million, making it an exciting and budget-friendly destination. Abidjan’s blend of modern and traditional ambience, rich cultural heritage, Ivorian cuisine and stunning beaches ensure it’s a perfect spot for an affordable West African escape.

        • By Road from Lagos:115,000 (One-way trip).

        6. Liberia

        Liberia offers Nigerians an unlimited visa-free stay, making it one of the easiest countries to visit. With flights from Abuja to Monrovia, Liberia, starting at ₦1.3 million for a round trip, you can explore its stunning coastline, bustling Monrovia streets, and rich cultural heritage. Liberia is a vacation paradise.

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        7. The Gambia

        The Gambia, a hidden gem in West Africa, welcomes Nigerians with a 90-day visa-free stay and flights starting at ₦1.4 million from Lagos to Banjul, Gambia. Known for its beautiful sunset and beaches, lively nightlife, rich wildlife, and laid-back ambience, this small West African country is perfect for a budget-friendly tropical escape. It’s a perfect place to immerse yourself in different cultures and have some fun.

        8. Seychelles

          Seychelles is visa-free for Nigerians for up to 90 days, but you must register for a Travel Authorization before your trip. With flights starting at ₦1.5 million from Lagos to Seychelles, you can experience the perfect blend of luxury and adventure, relax in world-class resorts and villas, explore wildlife and nature reserves, savour exotic creole cuisine, take a dip in crystal clear waters, soak up the sun, and stroll along some of the world’s most breath-taking beaches, all without worrying about a visa.

          9. Cameroon

            Cameroon offers Nigerians a 90-day visa-free stay, and flights from Lagos start at about ₦1.5 million. Whether you’re looking for stunning beaches in Limbe, lively nightlife in Douala, or the breathtaking landscapes of Mount Cameroon, this Central African gem is an affordable adventure.

            10. Senegal

              Senegal is a great visa-free destination for Nigerians looking to explore West Africa for up to 90 days. With flights from Lagos to Dakar starting from ₦1.5 million, you can experience the historic Gorée Island and Bandia reserve. You also get to explore Senegalese cuisine, stunning beaches, and the famous mbalax music while immersing yourself in the country’s rich blend of Wolof and French culture, all without visa worries.

              11. Cape Verde

                With a 90-day visa-free stay and flights from Lagos starting from ₦1.6 million, Cape Verde is an affordable island paradise for Nigerians. Whether you’re searching for some January sunshine, hiking,  beach lounging, or exploring its charming towns, this Atlantic gem offers a unique mix of relaxation and adventure.

                12. Mauritius

                  Mauritius offers Nigerians a visa-free stay for up to 14 days, with flights from Lagos starting at ₦1.8 million. This island nation is perfect for an affordable luxury getaway, featuring turquoise beaches, breathtaking waterfalls, and a vibrant food scene.

                  13. Barbados

                    Nigerians can stay in Barbados without a visa for up to 180 days, making it one of the best long-stay destinations on this list. With round-trip flights from Lagos to Barbados, starting at ₦2.2 million, you can explore its white sandy beaches, rich history, and lively Caribbean culture for an unforgettable tropical escape.

                    Bottom Line

                    Whether you’re looking for a quick weekend escape or an end-of-the-year retreat, these visa-free destinations offer exciting and budget-friendly options for Nigerian travellers. With flight costs ranging from affordable to premium, there’s a destination for every budget. 

                    Join 1,000+ Nigerians, finance experts and industry leaders at The Naira Life Conference by Zikoko for a day of real, raw conversations about money and financial freedom. Click here to buy a ticket and secure your spot at the money event of the year, where you’ll get the practical tools to 10x your income, network with the biggest players in your industry, and level up in your career and business.


                    Also Read: I Went on a Safari Trip Without a Tour Guide, and This is What Happened


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                  1. In January, I packed two bags, hired a cab for ₦110k and moved to Cotonou with a friend. We’d had a couple of rough months and needed a break from Lagos.
                    Lagos wasn’t a city interested in my needs. I needed electricity, it gave me an anorexic power grid. I asked for an apartment close to work, and I lost my rented apartment to new house owners. Lagos was like a lover who ghosted once you started to want things. I needed better. Enter Cotonou.

                    ​​
                    I would’ve gone anywhere – as long as I had electricity and the air was cleaner. But I chose Cotonou because it was four hours away by bus and I could finally use my dusty passport. 

                    Cotonou offered me three things in the first week we moved: 24/7 electricity, a clean city, thanks to cleaners who wiped the city at 2 a.m., and an apartment by the beach for the same price you’d get a boxy mini flat in the heart of Lagos mainland. 

                    At a party, weeks later, when I explained this to a new friend who asked why I was in her city, she contemplated my analysis for a few seconds, then said, “Nigerians used to come to Benin Republic for trade or school… now they just come.”

                    It was my turn to contemplate. She wasn’t wrong. Nigerians at Dantokpa market, the biggest market in West Africa, may have settled in Cotonou for trade, but I’d learnt about a growing community of Nigerians with mostly flexible jobs, who, like me, had just come. What were their reasons? How did they decide?

                    Jite, a friend of mine, is one of these Nigerians. She’d spent her 20s in Awka and Nnewi, and loved their “small-townness”. Cotonou reminded her of those places. Friendly, quiet, with a passion to do very little.

                    “That jet feeling you get in busy cities doesn’t exist. If you go buy something and they don’t have change, you better just stay and wait. If the woman selling fruits has three people buying something, she’d attend to each person one after the other, not at the same time. Everyone is fine with that.” 

                    During a five-minute stroll the evening I arrived, she told me to tone down my “Lagosness”. We’d been tearing through the street as though we were being chased, and she’d realised she was starting to pant. We laughed about it.

                    In her late 30s, Jite’s priority was peace of mind. Since 2020, before the move to Cotonou, Jite had been considering moving out of Nigeria. She, however, knew she didn’t want to move to a “white people country”.

                    EndSARS, the protest against police brutality was the trigger. “Something broke in me,” she said. She’d been a managing editor at a publication in Lagos for three years, and she quit. Six months later, she was in Cotonou for a friend’s birthday party, where she fell in love with the city. When she did make the move, she settled in quickly. 

                    Networks

                    To enjoy a city, you need to understand how it works, and Jite had lived in Cotonou long enough to build a network. She had a guy and hack for everything. A guy for changing money into her Mobile Money (MoMo) account, which she used for transactions in shops on the streets; she knew what fruit seller spoke Yoruba, the fastest way to get to Lagos and back, how much internet data would last the month (25k, 75gb unlimited, the data cap lasts two weeks at best). 

                    In my first week, Jite pointed out places and people I should know to have a good time: Her group of friends with whom she met once a month and checked out new places with, KaleBasse for the sensual, soft, Kizomba classes (we never went), the restaurant by the beach with tasty Bissap and a grilled Barracuda that melted in your mouth. She reminded me not to dress like a hippie when we prepped for a night at the hotel rooftop where a Nigerian singer named Gracia hosted live sets. “If you are black, you need to look wealthy in certain places to avoid disrespect.”

                    Loneliness is a byproduct of relocation, and people find moving to new cities or countries difficult because of the distance it creates between loved ones. When I asked Jite how she stays connected to her friends and family in Lagos, she told me she saw them more now than when she was in Lagos. 

                    Since Jite started as a comms manager in a hybrid company in February 2022,  she has visited Lagos once a month; she only has to be at the office once a month, so she takes a boat ride from Porto-Novo to CMS. The trip is two and a half hours. On these trips, she visits her mum and friends. 

                    On our first night at the hotel rooftop, Jite introduced me to Ade, and the first thing I noted was that he spoke French to the waiter when he ordered a Mojito. For a second, I wondered if I could trust Cotonou bartenders with a glass of Moji baby, but I gestured for a Beninoise instead. As we drank and listened to Gracia belt Adele songs, he told me he’d lived in Cotonou for three years and knows the best spots. I’d meet Ade at various times in the following weeks. Twice at Jite’s for an evening of enjoying her meals and once at Erevan, the biggest supermarket in Cotonou. On one of those meets, we planned to visit one of his favourite spots: La Pirogue.

                    27-year-old Ade didn’t find settling into a new place with no friends as simple as Jite. Born in Shomolu to a strict dad who didn’t allow him to spend the night at anyone’s house – friend or family — he was shocked by his decision to move to a new city. He’d visited Cotonou for a short trip, a four-day work retreat in September 2021, and on his first night, he fell for the city.

                    “The time was 11 p.m. and everywhere was alive. I got to learn about the culture. For example, how it’s completely normal to have kids before getting married.”

                    Ade wasn’t averse to big decisions. He dropped out of the University of Ilorin in 2016 because he hated his course, taught himself to create websites with a friend’s laptop, and started an unsuccessful coaching business. Moving to Cotonou would be the fourth biggest decision in his life. 

                    When I asked why he came, his reason was that he felt alive in Cotonou.

                    “I remember the moment I decided to move. I returned for another work retreat in December and found myself extending my trip. It was supposed to be for a weekend, but I stayed for two weeks. One night at a Sodabi joint, I immediately texted my mum, ‘I’m moving here.’ She freaked out. Had I considered the language, people, all the barriers? I hadn’t, but I didn’t tell her this. In fact, I had just paid rent for my apartment in Lagos.”

                    Where to live in Cotonou was easy to figure out. His boss ran their office in his home, and there was space for Ade. But the next three months tested him.

                    Building new communities

                    The idea of moving to a new city comes with the daydream of choices unaffected by previous folly. Everything is fresh, exes are not one Friday night-out away from tearing open new wounds and the prospect of getting to know yourself some more is electrifying.

                    You meet new people, find new spots. There are decisions to be made about everything from your hair salon down to your biscuits. 

                    In reality, all of this was work, hard mental work that Ade, who hadn’t stayed longer than two weeks in a different country, was unprepared for.

                    “My first week was great. I was excited, checking out everywhere, taking pictures of everything. Second week was also great. I was working with my colleagues face-to-face as opposed to using virtual conferencing tools. From the third week, I started struggling.

                    “I realised I had to make new habits. If I felt low or had to talk, who would I go to? Living at work also didn’t help me. Even when I was done with work, it felt like I was still at work — the office was four doors away from mine.”

                    The skill that proved most useful to Ade was his ability to just get into things. Just like he decided to move after a shot of hard liquor, once he knew he had to learn French, he spent time outside till it made sense; he wanted to try new food, so he did.

                    “I’d jump on a bike and tell him to move. He’d be like, “Quel quartier?” I’d say just go. If I saw a place with a lot of light, I stopped.

                    “Paying attention to how places made me feel also helped. I found Luxury Lounge, the beach restaurant that helps me when I’m feeling overwhelmed. I also made friends to help me with my struggles here. They have context about how the people here are like and can give me contextual advice when I need help.”

                    In three years, Ade now had a network of Nigerian friends he met at places like Jite’s rooftop, friends from work and an aunt he found had also moved to Cotonou. These people, finding new places to visit and work keep him grounded. It took Ade about a year to settle fully into Cotonou. 


                    When Life Gives You A Beninoise Passport 

                    27-year-old Eli was born in Cotonou and moved to Nigeria when his dad’s trading business started to fail. We were eating bowls of ice cream from Ci Gusta, the best ice cream spot in Cotonou when he told me about his parents, a dad who moved to Cotonou in the mid-80s to expand his business and a mum who moved with his dad to build a family. Eli’s voice was soft and measured, unlike mine which was loud, competing with the music playing above us. 

                    Eli’s dad left his import-export business in Abia, a state in South Eastern Nigeria when the Benin Republic opened its ports in the mid-80s. This is the story Eli was told to explain his Beninoise passport. His dad imported fabric from Gabon to Benin Republic, then exported them from Benin to the Netherlands. His business grew, and he built a house. He switched to importing clothes, towels, and fabric from Europe and selling them in Benin. When Eli was two, they moved to Lagos, and a year later, his dad was back in Abia State to continue his business. 

                    “It was too late to be ‘Nigerian’. I was already in love with Cotonou,” Eli told me. He was back at the Cotonou house every school break, and once done with secondary school, he decided it was time to return. Eli had a plan. 

                    “I told my mum we should come back, and she agreed. She also missed the calmness of Benin, and we still had a house. She moved back with me.”

                    Eli loved the city and the opportunities his passport affords him. “It’s very easy to get admission into universities here. Once you have 5 C’s in your O’Levels, you pay for a form, fill it, and you’re in. The quality of education is good, but the discipline is poor. No one will tell you to attend classes or punish you for not attending. So the bright students are very bright and the dull students are very dull. It’s entirely up to the students to succeed.

                    “I was a serious student. I studied Economics, and now I want to do a Masters in Social Work. I’m trying to transition because I want to travel. I’d like to do social work in a clinical setting, vulnerable people – giving care to people who need it. I’m working in a clinic now so I can do that.”

                    Johnny Just Come

                    Most Nigerians I met in Cotonou are fond of Jite, and that’s because she’d either convinced them to move down or they tasted her cooking. Jite hosts a once-in-a-while hang-out on the rooftop of her house. I’m eating yam and palm oil sauce on this rooftop when I meet Runor, who’d been in Cotonou for three months and was house hunting. He told me he came for the quiet.

                    Runor preferred not to think about Lagos, where he ran his generator daily because his apartment belonged to the section of his estate with low current electricity, and he had to pump the entire compound’s water daily because no one else would do it.

                    From him, I found out how much it cost to get a place. “The way these people build their houses can be very funny.” We watched a video of an apartment where the restrooms are outside and there’s no roof from the living room’s door to it. “What if it rains?” He bends his mouth in disapproval, but his forehead isn’t creased. It’s almost like he’s been enjoying the hunt. Runor knew he was very picky, and also knew that was a privilege he could only have in this city.


                    “I found a 2-bed with a small bathroom for CFA 85k. I found a two-bedroom place with a balcony. It costs CFA 20k per month. CFA 1.4m a year. One agent sent me a 3-bedroom flat for the same ₦120k. They showed me a one-bedroom with the toilet and kitchen in the same space, so I don’t ask for a one-bedroom again.”

                    At the time, CFA 1k was changing for ₦850 at Ajali, Dantokpa market area.

                    Runor was waiting to settle down to really experience the city, and with the options he found weekly, he’d be ready soon. 


                    There are many reasons to enjoy Cotonou during a two-day work retreat, a month or three years. Everywhere is 20 minutes away, there’s 24-hour electricity, and close to the airport is an Amazonian statue I never visit because what if it falls on me?

                     For me, it’s my apartment.

                    My apartment is a two-storey white building which houses tenants I don’t hear or see. Security is a man in his late forties with whom I practise my bonjour, bonsoir, a demain. Francis is also the cleaner, gardener, and upholsterer of things.

                    He tries to teach me basic French, and I fail most times.

                    “Bonsoir madame, ça va?”
                    “Bonsoir…”
                    “No no. You say “ça va bien, merci. Et tu?”

                    I repeat, and I’m rewarded with a smile, then disinterest. I cannot bear to fail him.

                    Two months of this, and I still stutter between je vais bien and ça va bien, et tu and et toi. I’ve been religious with Duolingo, but tongue-tied in actual conversation. I know what it means to be happy — contente — but have no idea what conversation would lead to me saying I was happy, and if anyone would be kind enough to place one word after the other so I could follow. Very unlike the Duolingo owl, I chicken out.

                    In the middle of March, a week after Nigeria’s gubernatorial elections, we have a soiree on Sunday evening. There’s poetry, clinking glasses filled with zobo wine, a charcuterie board by Lara, my landlady; and art installations to mull over. Runor tells me he’s found a place. My struggles feel a globe away, even though I could get to them in four hours by road and two and half by boat. 

                    I contemplate the people in the room, some here to fill or assuage something, each looking for a sense of balance or just a space to dream — a space that fosters dreams. I wonder how long it’d last, how long just until the stain of being Nigerian became a difficulty they had to contend with even here. We focus on the lull of the beach, Dwin the Stoic’s “God Knows Where”. Now is not the time for wondering; it’s for being contente.


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                  2. We know how you should move.

                    Choose all that apply:

                  3. Your japa dreams have finally come to pass, and it’s time to leave Nigeria. It’s also time to sell all your properties for extra cash.

                    When I say “property”, you might be thinking cars and family land. No, that’s for bastardly-rich people. For ordinary citizens like you and me, these items are the sellable property. 

                    Plastic “takeaway” plates

                    We all still have a giant pile of takeaway plates dating back since 2005. Some people call it hoarding, I say it’s saving the environment from plastic pollution. So what if they now look like a fair Igbo babe? They still work, right? Sell them.

                    Plastic bags

                    Why throw away what you’ve spent years accumulating, when you can just pass on the tradition to someone else for a fee? If you think no one will buy because they have their own stash of plastic bags, just try it first. There’s no such thing as too many plastic bags.

                    Power bank

                    There’s no NEPA where you’re going, so you might as well sell your power bank to those who still need it.

                    Hand fans

                    Sure, the sun is everywhere, but the one abroad sun-kisses people. 

                    Cash

                    Specifically, the new naira notes. It’s now worth more than dollars in Nigeria, so you’ll be smiling to the bank.

                    Body parts

                    Wherever you’re relocating to, the odds are their medical system is better than Nigeria’s. I’m sure they can keep you alive even without a heart or liver.

                    Wi-Fi devices and data

                    You can even throw in your sim cards as a bonus. Considering how much these internet service providers have disgraced us, I say it’s good riddance to bad rubbish.

                    Your glucose guardian

                    Unless they’ll be sending you funds in foreign currency, sell them. What do you need naira for when you’re already in a new dispensation?


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