• Simbi* (31) always imagined marriage as a fairytale where every lady meets her Prince Charming. However, her first relationship gave her a harsh reality check, and years later, she found herself marrying a man fifteen years her senior.

    In this week’s Marriage Diaries, she talks about redefining romance, navigating in-law dynamics, the moment she nearly broke off her relationship over family tension, and why she still believes love is enough.

    This is her marriage diary.

    I grew up waiting for a Prince Charming who looked like a movie character

    Long before I got married, love existed for me inside storybooks. As a child, I devoured Ladybird fairytales, dreaming of enchanted castles, destiny encounters and princesses who always found their Prince Charming. I even gave myself the nickname Cinderella in primary school because that’s how fully immersed I was in romance worlds I hadn’t lived.

    By secondary school, Disney magic evolved into romcom novels. I’d spend hours reading and imagining myself as a character in the pages of the book. In university, Bollywood and K-dramas joined the mix. I lived inside those stories so much that my parents occasionally wondered if I spared any attention for my academics. Every emotion I imagined, every fantasy I considered “true love,” came from the make-believe world.

    Reality didn’t hit until my first boyfriend. He was my first kiss, my first cinema date, my first everything. For a while, the relationship looked exactly like the movies I loved. And then it fell apart. He changed in ways I still struggle to describe. There was unnecessary drama, confusion upon confusion until things fell apart. Even when the relationship was clearly dying, I didn’t want to leave because I believed he was “the one.” It took my friends dragging me, emotionally and verbally, for me to finally walk away. It was the first crack in my fairytale lens.

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    Falling in love with an older man was the first real surprise of my adult life

    If anyone had told me I’d marry someone fifteen years older, I wouldn’t have believed it. In all the romantic stories I absorbed, the couples were always age mates or close in age. Older men were never part of the script.

    Then, in university, I gained weight. Suddenly, older men paid me more attention, sometimes in uncomfortable ways. I heard male coursemates say things like I was “heavy duty” and not for young boys. Married men approached me at parties, and I hated it. So I shut out all older men.

    My husband was the first one I gave a chance. He was 40 when we met, dealing with delays in his life and two failed engagements. I only noticed him because he didn’t look his age. That made me listen, then pay attention, then fall. The age gap that once scared me became something I barely noticed.

    If anyone had told me then that he’d become my partner, I would have laughed. But loving him changed my idea of romance in a way I didn’t see coming.

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    One comment from my husband’s family made me feel like running

    I still remember the day I wondered whether marriage to my husband was truly something I could handle. It started with what should’ve been an innocent family visit. His mum and two sisters were around. It was spontaneous, and I hadn’t planned it, so I arrived empty-handed.

    They teased me about it, not maliciously, but my husband wasn’t having it. He reacted sharply, and it quickly escalated into a back-and-forth between him and his family. I excused myself, but internally, I panicked.

    For two weeks, I avoided him. I kept replaying the scene in my mind: three women much older than me, and me stuck in the middle of drama I didn’t create. I couldn’t imagine a lifetime where I’d be in conflict with people I barely knew but was expected to respect deeply.

    When we finally spoke, I told him I wanted to end things. I didn’t want him constantly defending me against his family. I didn’t want to be the reason he clashed with the women who raised him.

    It took a lot of reassurance from him and my mum to convince me not to run. Looking back four years later, I’m grateful I stayed.


    Got a marriage story to share? Please fill the form and we’ll reach out.


    No one prepares you for navigating a family that’s not yours

    Before marriage, my mum practically trained me for my new family. She taught me how to show respect to older women, how to observe, when to talk, when to stay quiet, and even made me set reminders to call my mother-in-law and sisters-in-law. But nothing beats real life experience.

    A few months after we got married, my mother-in-law visited for two weeks. She was warm and pleasant, but insisted on cooking and dishing up the meals during her stay. At first, I took it personally, as if she was subtly telling me I wasn’t doing something right. My mum told me to join her in the kitchen instead of reading too much into it. That changed everything.

    Then there were the unannounced visits from my sisters-in-law — smiling, bearing gifts, completely unaware that sometimes I felt like the odd one out. They’d settle into the living room, chatting and laughing with my husband in that familiar way people do when they’ve known each other forever.

    For the first two years, I constantly felt like I was trying to prove myself. Now, I’ve completely settled into things. I understand their intentions better, and I’m more confident in my place in the family. Marriage teaches you diplomacy in ways school never can.

    We had to learn how to meet in the middle when it came to respect and expression

    The biggest recurring conflict in my marriage has been about how I relate to my husband in public or around his relatives. He doesn’t like pet names, touching his beard playfully, or hitting him jokingly when others are around. He finds it disrespectful and prefers that kind of affection to stay private.

    We argued a lot about it because I didn’t want a marriage where I felt like I needed to switch versions of myself depending on the setting. After our first child, he even suggested we stop calling each other by name but I rejected that immediately.

    Sometimes he leans into the age difference and tries to remind me he’s older and wiser. I always push back. I respect my husband deeply, but I don’t want a dynamic that feels like I’m reporting to a boss. Over time, I’ve learned to recognise when it’s cultural conditioning talking. He’s from a different generation, and occasionally it shows.

    We’re still figuring it out, but we always return to honest conversations instead of letting resentment grow.

    Motherhood changed the version of myself I thought I’d carry into marriage

    I’ve lost and gained different parts of myself over the past four years. The biggest shift came with motherhood. I would’ve loved a little more time before having kids, but my husband was eager to be a dad because he was already 40 when we married.

    We had our first child a year in, and that transition shook me. Even with all the support I had from my family, my in-laws, and him, nothing prepares you for the emotional weight of motherhood. Some nights, I woke up crying for no reason I could articulate.

    But I also grew. I learned how to relate with older people, handle different personalities, and move confidently in rooms filled with my husband’s older friends. Most of them assume I’m older than I am, thanks to my stature. I always like to say that marriage stretched me, but it didn’t break me.

    I believe love is enough

    Maybe it’s the hopeless romantic in me, but I genuinely believe love can sustain a marriage. I know people say communication, patience and understanding matter, but I think real love fuels those things.

    I’ve dated men who made me feel like they were doing me a favour by being with me. Today, I’m married to a man who genuinely loves me — a man who made all the pain, confusion and insecurity of my younger relationships feel like distant memories.

    If I could tell my younger self anything, it would be: don’t fixate on age, and don’t let heartbreak distort your worth. Love, when it’s genuine, makes the rest of the work possible.

     *Names have been changed to protect the identity of the subjects.


    Got a marriage story to share? Please fill the form and we’ll reach out.

  • If your fingers bleed from scrolling the internet or you keep tabs on the latest celebrity gist, this quiz is for you.

    If you don’t get 10/13, just delete your social media accounts and go and focus on yourself.

    Take this test:

    Which of these Nigerian celebs wasn’t at the MET Gala?

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  • Nigeria often feels lawless. When we do act like we have laws, they are selectively enforced depending on who you are and where you stand in society.

    So what happens when the average person no longer believes justice will come from the government or legal institutions? They turn to individuals. Loud, charismatic, sometimes chaotic and flawed individuals. It’s Nigeria’s anyhowness that gives people like VeryDarkMan and Ordinary President an audience.

    Here’s how.

    In the land of anyhowness

    The word “anyhowness” is a Nigerian slang that very accurately captures life in Nigeria. 

    The Urban Dictionary defines Anyhowness as the pervasive behavioural attitude that perceives nothing as either right or wrong, proper or improper, rational or irrational, ethical or unethical, legal or illegal, but rather sees any behaviour as acceptable subject solely and entirely to the immediate and selfish desires of an individual or a homogenous group.

    In Nigeria, there is no steady moral ground to stand on. It’s all flexible, constantly shifting. Anything and everything is allowable if it’s the means to a desirable end. What was wrong yesterday can be right today, and vice versa. Anyhowness.

    Still, selfishness and hypocrisy are human traits. Nigerians don’t have a monopoly on them. We’re not different from people anywhere else in the world. Yet we see far more functional societies all around us. How do they do it? 

    Strong institutions. They’re the pillars that hold everything up. That’s how the morality of your society doesn’t collapse on itself every two market days.

    Nigeria’s institutions, though, are weak. Frail. Flimsy. They fall at the slightest push.

    Where do we even start?

    Is it EFCC arresting Bobrisky for spraying money but letting Government Ekpemupolo (known as Tompolo) walk free, even though both committed the same offence?

    Or INEC officials and security operatives watching blatant vote buying during recent elections?

    Or the case of Ochanya Ogbanje, where Felicia Ogbuja was jailed for negligence, but her husband and son, Andrew and Victor Ogbuja, accused of sexually assaulting the child, are still free men?

    We could go on.

    When institutions fail to provide moral consistency, people look for it in individuals. That’s how figures like VeryDarkMan rise to prominence.

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    VeryDarkMan

    Martins Vincent Otse, popularly known as VeryDarkMan (VDM), properly entered the national spotlight in 2023 when he called out the skincare brand Jenny’s Glow and its founder, Igbinoba Osasenaga Jennifer.

    VDM accused the brand of not being registered with the National Agency for Food and Drug Administration and Control (NAFDAC). It sparked conversations about regulatory processes in Nigeria’s beauty industry, which had largely been ignored, and it showed VDM’s willingness to go against big names without mincing words.

    Since then, he’s kept the same bullish energy. That approach has sparked feuds with celebrities and landed him in police custody multiple times.

    Activist Social Media Police

    Most media platforms describe Otse as an activist. But he doesn’t like the label.

    He made this clear in a YouTube video on November 17, 2025, while responding to criticism that accused him of hypocrisy. Yes, that word again.

    The Cambridge Dictionary defines an Activist as someone who believes strongly in political or social change and takes part in activities to try to make change happen.

    The criticism came from a tweet pointing out that VDM, who rose to fame by calling out brands selling unregistered products, was now allegedly involved in selling fake iPhone 17s. The poster argued that being an activist meant VDM should be held to higher standards.

    VDM replied, “I’m not an activist… I don’t even have any definition of what I am. Na una dey call me activist. Me I be social media police. And I try to impact.”

    Source: @Verydarkblackman

     

    Source: @Verydarkblackman

    Whether he realises it or not, that statement shows a desire to avoid labels that come with accountability. So he prefers to create his own.

    Who polices the social media police?

    On August 5, 2025, Wasiu Ayinde, a popular Fuji musician, clashed with airline staff at Nnamdi Azikiwe International Airport. Just five days later, on August 10, another incident happened between Comfort Emmanson and Ibom Air staff.

    On August 17, VDM posted a video on Instagram advising passengers to obey flight rules and respect attendants.

    Source: @verydarkblackman

    Fast forward just three months to November 17, 2025, and VDM himself was in a physical fight with comedian and social media personality Freedom Okpetoritse Atsepoyi, better known as Mr Jollof. Punches. Headbutts. Even biting. Disgraceful stuff.

    The hypocrisy of telling others how to behave on flights, only to act out in the exact same setting.

    VDM later released an apology video on YouTube. It opened with him comically bandaged up, trying to use humour to soften the situation.

    What it really showed was that his accountability is always on his own terms. Which, as a private citizen, is his right. But it also highlights the problem with expecting private citizens to act as moral police in our social spaces.

    VDM is not the only flawed man trying to fill the vacuum left by weak institutions.

    Ordinary president

    Ahmed Isah, better known as Ordinary President, is a radio personality. He hosts Brekete Family on Human Rights Radio in Abuja.

    The show is where “ordinary Nigerians” come to seek justice and help. Six days a week, hundreds of people line up outside the studio hoping their case will be heard. Each day, Isah picks the few that catch his attention.

    On air, victims share whatever human rights abuse they’ve suffered. Isah then delivers his brand of justice by naming and shaming the “guilty” party. If it’s a government official or agency, he’s known to call them live on air and demand they fix the situation.

    Cases range from broken marriages and community disputes to government overreach, tenancy disagreements, wrongful dismissals, pension issues, and even brutalisation by security operatives.

    Now, if you’re thinking these sound like cases that belong in court, you’re absolutely right. That’s exactly where they should be. But litigation in Nigeria is a nightmare for most people, especially the poor (who are most Nigerians).

    Our courts are slow, clogged with endless backlogs, and the thought of being adjourned forever makes many give up. People want their case heard now, with judgement delivered immediately.

    There’s also the problem of illiteracy. The language of the courts is inaccessible to many Nigerians. Meanwhile, Ordinary President runs his show entirely in Pidgin.

    Presidential slaps

    In May 2021, BBC Africa released a documentary about Ordinary President. In it, he handled a case where a woman accused her niece of witchcraft, tied her up, and poured boiling water on her scalp. The child was left badly scarred.

    While interrogating the woman, Ordinary President physically assaulted her. Two vicious strikes across her face in view of his audience and journalists, while surrounded by cameras.

    Source: BBC News Africa

    Public backlash followed, and he apologised: “Please, na human being I be. I am bound to make mistakes. Na the zeal inside of me and the passion wey dey push me.”

    But in the heat of the controversy, another video from October 2020 resurfaced, showing him slapping a man during the show.

    Source: QEDNG

    Human pegs in institution-shaped holes

    Here’s the thing: we actually agree with Ordinary President: he is human. VDM is human, too. They’re both bound to make mistakes, to act in ways that contradict the morals they preach.

    That’s exactly why they don’t deserve the pedestals we put them on.

    Humans cannot replace institutions. Even when they present themselves as alternatives, it’s our responsibility not to buy into it. We need to ignore the hype. Ignore them.

    Putting people on pedestals is asking too much. It never works. They always fail because they are human.

    We can only hold them accountable to the level they’re willing to offer. VDM’s apology video was on his own terms. He didn’t have to do it. Same with Ordinary President’s apology.

    We can’t rely on controversial, fallible individuals to be the moral compass of our nation. Individuals will always represent their own interests, even if those interests seem aligned with the masses for a while.

    What we truly need are strong institutions we can hold accountable. Institutions grow stronger when citizens demand accountability. And so far, Nigerians have done a poor job of that.

    Institutions are what can truly represent our collective interests with a consistency that humans simply cannot. But for that to happen, we must build strong institutions by becoming active citizens.


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  • Marriage feels very different once you’re inside it. Many women walk in believing love and good intentions are enough, but living with someone long-term has a way of revealing the soft skills you don’t think about until you need them — how to communicate honestly, manage conflict without turning everything into a battle, and still hold on to who you are.

    For this piece, we asked seven Nigerian women to share one thing they wish they had known before getting married.

    “You’re living with your partner forever” — Nnenna*, 28, 

    Nnenna never expected a time when she’d feel like a visitor in her own childhood home. But that’s now her reality.

    “I wish I was more aware of what the living conditions would be like after marriage. I’m still adjusting to the fact that my husband and I are going to live together forever. It was such a big adjustment for me. Don’t get me wrong, I like it, but the reality of things didn’t dawn on me until I wanted to visit my mum and I realised I was a visitor. I was shook.” 

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    “Marriage will expose every insecurity you’ve avoided” — Timi*, 28

    Timi’s been married for six years and the biggest thing she wish she had known?   How vulnerable that level of closeness to someone else made her.

    “I didn’t realise how much childhood wounds and old traumas show up in partnership. Especially when I was pregnant with our first baby, every physical insecurity I had tried to bury sprung up with a vengeance. I’m glad I married someone I trusted, but I still felt so naked tackling those insecuritues with him. 

    I wish I’d known just how much of you your partner would need to see in marriage.”

     “Financial transparency is not optional” — Mariam*, 62, married for 32 years

    After 32 years of walking the path of marriage, Mariam still wishes she had been more insistent on financial transparency.

    “When I got married in 1993, I believed that since my husband was the sole provider, I didn’t need to concern myself with the financial workings of the house, but I was wrong. My husband had poor spending and saving habits that took us from being comfortable to almost poor. We’ve been struggling to recover since. It really affected our children, and I hated that. 

    I wish I had asked more questions about the financial side of things or gotten more involved.”

     “Being a good wife doesn’t mean losing yourself” — Taiwo*, 30

    Taiwo has been married for five years, and she wishes she had been told how easy it is to lose one’s identity in marriage if they aren’t intentional.

    “I entered marriage deeply in love with my husband, but I wish I’d learned the importance of keeping one’s individuality. I remember being frustrated because people kept asking if I needed my husband’s permission to do certain things, almost as if I don’t have the free will to make my own decisions.”

     “Your partner’s family is part of the package, for better or worse” — Derin*, 26

    It took only two years of marriage for Derin to realise that you don’t just get a life partner in marriage, you get the whole family.

    “No matter how modern you both are, in-laws will shape parts of your marriage. I wish I’d taken expectations and boundaries more seriously before saying yes. It’s not that they’re bad people; we just disagree on certain life choices. 

    For instance, my in-laws believe one of my husband’s siblings or cousins should live with us year-round. I believe we need our space and they should only visit, not move in. It caused some conflict at the start of my marriage, but thankfully, we’ve found a compromise that works for everyone.”

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    “Being right is overrated” — Bunmi*, 56

    After 30 years of marriage, Bunmi wishes she had known that not every fight is about winning. Sometimes, it’s about finding a middle ground.

    “I used to argue like it was a debate club. I grew up with brothers, so I enjoyed winning arguments. It caused so much friction in the first decade of my marriage. Eventually, I had to learn that not every fight or argument is for ‘winning’;  sometimes, you just need to air your grievances and move on. Losing the mood or the intimacy isn’t worth it when you’ll still have something to argue about in the future. Choose the battles that matter and leave the ones that don’t.”

    See what other people are saying about this article on social media.


    Help Shape Nigeria’s Biggest Love Report! We’re asking Nigerians about relationships, marriage, sex, money, and everything in between. Your anonymous answers will become a landmark report on modern Nigerian love. Click here to take the survey. It’s 100% anonymous.


    READ ALSO: 5 Nigerian Women on the Frequency of Sex Before and After They Got Married


  • Dotun*, 28, thought leaving his anxiety-inducing job would be the start of something better. He had ambition and a plan: escape the exhaustion and take back control of his life in three months. A year later, he’s still unemployed. Hundreds of applications sent, dozens of interviews failed, rejection after rejection, and the excitement has curdled into a slow, gnawing anxiety. 

    As told to Aisha Bello

    I joined my first proper job straight out of university — an administrative associate at an IT consulting company in Lagos. I had interned with them in my third year and continued working remotely part-time on basic administrative tasks for the rest of my university. 

    So, when I finished my Business Administration degree in 2021, staying on felt like a no-brainer. The transition was seamless: familiarity with the team, the work, and even the office made it feel like a safe landing.

    At first, it was exciting. I was young, eager, and ambitious. I started with a ₦50,000 student intern stipend, which increased to ₦100,000 upon my graduation and subsequent appointment as a graduate administrative associate. Two years of long hours, weekend emails, and constant firefighting later, I was promoted to operations officer, and my salary increased to ₦150,000. By January 2024, I had become operations coordinator, earning ₦200,000. On paper, it was progress, but in reality, it felt like a treadmill I couldn’t step off.

    The work was relentless and anxiety-inducing. There was always something urgent, something that needed fixing, someone who needed coordinating. Every day blurred into the next. Even when I wasn’t in the office, my mind was at work — checking emails from my uncle’s house, where I lived to save on rent and food, pouring every ounce of energy into keeping things running perfectly. By the time I decided to quit, I had saved just over a million naira, enough to give me the courage to walk away from a job that had been slowly burning me out.

    I thought I was ready. With three years of IT consulting experience under my belt, I was confident I could step into a business operations or support role at a tech startup, potentially even landing an international opportunity. I envisioned a more stimulating role, better pay, work-life balance, and the satisfaction of contributing to work that truly mattered, without burning myself out.


    Related: 15 Remote Job Platforms Nigerians Are Using to Earn in Dollars


    So, in October 2024, I resigned. I told myself I was making a strategic career move, confident I would land a new role within three months.

    The first weeks were liberating. I woke up without an alarm, took my time with breakfast, and started sending out at least ten applications every weekday.

    I spent every waking moment on job boards, LinkedIn, and company career pages, chasing every opening I could find. But as weeks stretched into months, the excitement began to fade. I settled into a strange rhythm of hope and monotony: submitting applications, refreshing inboxes, and waiting in silence. Sometimes, I would glance at my uncle’s living room clock and wonder why I still felt so heavy, so hollow.

    By April 2025, six months in, the nudges had started. Family members would ask, politely or not, ‘When will you get a new job?’ Subtle reminders that staying indoors wasn’t normal for a man my age. 

    It felt like everyone could see my struggle, but no one could step into it. I began questioning my choices, my self-worth, and the value I brought to the workforce. Why was I still here, in someone else’s house, waiting for a call that never came?

    In June, after eight months of this invisible battle, I moved back to my hometown. My parents’ house offered a different kind of support. I could exist without constant questioning or the embarrassment of explaining why my ambitions hadn’t yet materialised. There was comfort in routine: helping my mother with her business, spending time with my siblings, cooking meals, and just being in a space that felt forgiving.

     But the money I had saved was dwindling fast. Every expense, from transport to co-working spaces, electricity, internet, and food beyond home-cooked meals, reminded me that my runway was finite.

    Even with the relief of being home, my job hunt didn’t get any easier. I flunked interviews, missed follow-ups, and rejection became a rhythm I couldn’t escape. Each ‘no’ chipped away at my self-esteem. My identity had been tied to having a job; my worth had been built around it. With every failure, that sense of self crumbled further, and I began to feel invisible in a market I had once assumed would welcome me with open arms.

    By August, I entertained the idea of returning to my old job in Lagos. Surely, they would take me back, right? But they didn’t. That’s when it hit me: the work I had done, the effort, the hours — everything was replaceable. Someone else had stepped into my role while I was chasing bigger dreams, and no one batted an eye. The realisation was brutal, but oddly clarifying. I was a cog in a machine, and the machine didn’t need me specifically.


    Related: How to Land a Global Remote Job While Living in Nigeria


    By September, after nearly a year, I had stopped pouring my heart into applications. I still sent them out, more out of routine than hope, but I had finally surrendered to the market’s unpredictability. Around that time, I signed up for a product management certification at a local tech school. It was my way of reclaiming a small piece of control, to sharpen my skills while the world decided what to do with me. I threw myself into it, attending every class, completing every exercise, trying to stitch back some sense of purpose that had slipped through my fingers for months.

    It’s been a year now, and the questions still linger. Is the market broken? Am I not good enough? Or has my narrow focus on a specific role kept me stuck? I don’t have the answers. My savings are nearly gone, and my options are shrinking, but there’s a strange comfort in being home. Helping my parents, spending time with my siblings, sharing meals my mother cooks, and moving with the rhythm of a family that existed long before my career ambitions. It’s humbling, grounding, and in its own quiet way, healing.

    I’ve learned things the spreadsheets never taught me: resilience doesn’t always guarantee success, and perseverance doesn’t always yield results. Sometimes, it just teaches you to survive under constraints, to cling to small victories in what feels like a vacuum. In this slow, silent struggle, I’ve rediscovered fragments of myself I had long buried under CVs, performance metrics, and late-night emails.

    I don’t know when I’ll find the right job, or what it will look like. I still review applications, still hold out hope quietly. But now, I also allow myself to live, even without a title, even without the validation of a salary. I contribute in small ways to my family, my learning, and my own understanding of what work and value mean.

    I’m completing the product management course this December, and if I still can’t secure a job after that, I’ll start exploring other types of work, even part-time, just to keep money coming in as my runway nears zero. 

    That’s where I am now: still navigating, still applying, but slowly learning that survival isn’t just about employment. It’s about keeping yourself sane while the world figures out what to do with you.


    Read Next: I Got a High-Paying Government Job at 21. Here’s How I Did It


    Is love sweeter when there’s money? Help us understand how love and finances really mix in Nigeria. Take the survey here


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  • October 2025 was a strong month for the Nigerian stock market. On average, the value of all listed companies increased by 8%, with investors buying and selling over 12 billion shares across the market during the month. In other words, the market was abuzz, and more people put their money to work, with prices rising across the board.

    Using official NGX data, we examined how listed Nigerian stocks performed in October and ranked them based on which stocks provided the most significant returns to investors. Here’s a list of the top 10 Nigerian stocks that made the most money for investors in October.

    10. Vitafoam Nigeria Plc

    Vitafoam rounded out October’s top 10 performers with a solid 17.8% gain. The stock started the month at ₦79.80 and finished at ₦94 per share, with over 32 million shares traded — proof that investors were actively buying the stock.

    After a quiet start, the price picked up pace in the third week, climbing 7.4%, and continued to rise in the fourth, adding another 8%.

    The surge comes on the back of strong earnings: the company posted a ₦7.3 billion profit before tax for the three months ending September 2025, almost double what it made a year ago. Full-year pre-tax profit jumped to ₦21.2 billion, thanks to booming sales. No wonder Vitafoam shares have already soared over 300% in 2025; October was just another step in that upward trend.

    9. PZ Cussons Nigeria Plc

    PZ Cussons rewarded investors with a 20.3% gain in October. The stock started the month at ₦34.50 and closed at ₦41.50, with over 110 million shares traded, more than double the activity seen in September, indicating significant investor interest.

    It hovered over 20% in the first week, cooled off slightly in the middle of the month, then finished strong.

    The jump follows a remarkable turnaround in earnings, with PZ Cussons swinging from a ₦5.22 billion loss to a ₦21.5 billion profit year-on-year, with revenue up 48% to ₦59 billion, boosted by higher sales, gains from asset sales, and lower interest costs.

    8. Wema Bank Plc

    Wema Bank bounced back in October, climbing 20.3%. The stock started at ₦17.70 and ended the month at ₦20.45, with over 372 million shares traded — a significant turnaround after a rough September, during which it dropped by more than 12%.

    Most of the month saw steady gains, but the fourth week gave the most considerable boost, pushing the price past ₦20.

    The rally reflects Wema’s strong performance on the books: in nine months, pretax profit jumped 142% to ₦146.4 billion, while interest income rose 73% to ₦397 billion, thanks to increased lending and improved returns.

    7. SFS REIT

    SFS REIT delivered a 20.8% gain in October. The trust started the month at ₦346.55 and closed at ₦418.75, with over 491,000 units traded.

    October marked its third straight month of growth after a flat July, making it one of the most consistent performers on the market.

    The strong run mirrors its solid earnings: net income for the quarter ended September rose to ₦252.8 million from ₦208.5 million, thanks to steady rental income and fixed-income returns.

    So far this year, SFS REIT has been a winner for investors, up 133% in 2025, and October just kept the momentum going.

    6. MTN Nigeria

    MTN Nigeria rewarded investors with a 23% gain in October. The stock climbed from ₦425 at the start of the month to ₦520, trading steadily higher each week, with over 59 million shares changing hands. The biggest jumps came in the second week (+10.8%) and the fourth week (+8.6%).

    The surge reflects MTN’s impressive turnaround: the telecom giant posted a ₦1.12 trillion pre-tax profit for the nine months ending September 2025, bouncing back from a ₦713.6 billion loss the year before. Revenue reached ₦3.73 trillion, with data services alone contributing over half (₦1.97 trillion) to the total.

    5. Dangote Cement Plc

    Dangote Cement came in fifth, giving investors a 25.7% gain in October. The stock climbed from ₦525 to ₦660, with about 60 million shares traded. The price rose steadily each week, peaking at around ₦665, before dipping slightly in the final week.

    The rally mirrors strong performance on the books: pretax profit for the nine months ending September jumped 156% to ₦1.04 trillion, driven by booming Nigerian operations. Revenue also increased by 23% to ₦3.15 trillion, with local sales reaching ₦2.18 trillion and volumes reaching 13.2 million tonnes.

    4. Aradel Holdings Plc

    Aradel Holdings took fourth place, giving investors a 27.2% return in October — the only oil and gas company in the top ten. The stock rose from ₦615 to ₦782, with over 79 million shares traded. Most of the gains came in the fourth week, which saw a 25% jump.

    The surge follows solid company results: for the nine months ending September, pre-tax profit climbed 57% to ₦300.7 billion, while revenue jumped 43% to ₦538.8 billion due to higher crude and gas production.

    3. Sovereign Trust Insurance Plc

    Sovereign Trust Insurance rewarded investors with a 30% gain in October — the only insurer in the top ten. The stock jumped from ₦3.00 to ₦3.90, with 387 million shares traded. It posted weekly gains for most of the month, with the second week alone adding over 16%.

    The boost comes after solid results: revenue for the quarter ending September rose 20% to ₦40.1 billion, while pre-tax profit hit ₦301.6 million.

    2. Eunisell Interlinked Plc

    Eunisell Interlinked took second place, surging 49.4% in October. The stock jumped from ₦39.50 to ₦59.00, with about 14 million shares traded. It gained every week, breaking ₦57 in the second-to-last week and holding steady above ₦59 by the end of the month.

    The rally mirrors its strong results: for the financial year ending September, revenue rose to ₦445 million from ₦360.5 million, while pretax profit hit ₦115.3 million.

    It’s been a stellar year for Eunisell, already up 206% in 2025, and October just added more fuel to the fire.

    1. Aso Savings and Loans Plc

    Aso Savings and Loans topped October’s list, doubling investors’ money with a 106% gain. The stock jumped from ₦0.50 to ₦1.03, with 137 million shares traded. Most of the action came in the last two weeks, when the price broke above ₦1.00 and held firm to close the month at ₦1.03.

    The rally reflects solid results: in its second quarter ending June 2025, Aso Savings reported ₦479 million in interest income and a ₦20.9 million pre-tax profit.

    It’s been a phenomenal year; the stock has already climbed 106% in 2025, and October just crowned it the market leader.

    Bottom line

    October 2025 showed that some stocks were serious money-makers. Whether it was established giants like MTN and Dangote Cement or fast-risers like Eunisell and Aso Savings, investors who picked the right stocks were generously rewarded. It also shows that keeping an eye on earnings, sector trends, and consistent performers can pay off, even in a market that can feel unpredictable.


    Disclaimer: This article is for informational purposes only and does not constitute financial advice. Past performance of any stock or investment does not guarantee future results. Always do your own research or consult a professional before making investment decisions.


    Read Next: 10 Nigerian Stocks the Market is Watching for 2026


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  • Sultan*, 26, thought that starting an Airbnb venture with his closest friends would bring them closer together. They’d done almost everything together since university, from surviving exams to figuring out life after school. But a few months into starting the business, with bookings low and tempers high, he realised money could test even the strongest friendships.

    As told to Aisha Bello

    When I first conceived the idea of starting an Airbnb business with my friends, it wasn’t really about the profit. I just wanted to feel that kind of closeness we had back in school when life was simple, and it felt like the world was waiting for us to win together.

    There were five of us. We met in our first year of university, and from that point on, we did almost everything together: reading, attending parties, sharing food, and covering each other’s bills. We built a rhythm of trust that never really broke, even after graduation. I was the glue in the group — the one who remembered birthdays, kept the group chat alive, and always found one excuse or another to make us gather.

    After school, life moved fast. Everyone got busy; some relocated, while work consumed others. But in 2023, a year after graduation, we managed to pull something off together. The iPhone 15 had just been released, and we decided that everyone deserved to own one. We contributed ₦150k monthly for one person each month until everyone got theirs. Five months, five iPhones. It worked perfectly. It made me believe that joint ventures were the future. I remember saying, “See? If we can do this, imagine what we could do with real investment.”

    That thought stayed with me.

    ***

    By January 2024, I began to feel the distance. The group chat had gone quiet. Nobody was initiating hangouts. I thought maybe we needed something bigger to keep us bound. Something that wasn’t just vibes but a project we could all pour energy into.

    That’s when I brought up the Airbnb idea. I had been seeing people on Twitter and YouTube talk about shortlets and passive income. It sounded like the kind of big move we could pull off. Plus, I work remotely, so I had time to manage the daily runaround. Everyone else had corporate 9–5s in banking, consulting, and agencies.

    The idea caught on faster than I expected. I handled market research and scouted locations. Eventually, I found a 7-bedroom house in Kano owned by a family that had relocated. We got the apartment on a three-year lease for ₦5 million, which felt like a steal at the time. Everyone in the friend group agreed to contribute ₦1 million each, paid in ₦200k instalments over six months. 

    The owner agreed to our instalment plan, so we made payments monthly, and the property would only be handed over once we’d completed the full amount.

    The place was old but solid: white walls, wide corridors, iron gates with peeling blue paint, and an open yard that we could easily turn into a small garden. 

    I was proud. This was something tangible we could point to and say, “We did that.”


    Related: I Built a Multi-Million Naira Food Business. Now Everyone Thinks It’s Their Money Too


    The first two months went smoothly. Everyone sent in their contributions. The group chat was active again — ideas flying about how to design the rooms, what name to give the property, even how to scale it to Abuja later.

    Then the delays started.

    By the third month, one person missed their payment. Another said he was “sorting some personal things.” I had to start sending reminders; small nudges at first, then direct calls. It started feeling like I was begging grown men for money they had already promised. When I brought it up in the group, it led to a small argument about responsibility, tone, and “the way you talk like we’re your staff.”

    It hurt because that wasn’t my intention. I was just trying to keep us accountable. We eventually resolved the issue, and everyone paid up. By June 2024, the lease payment was complete.

    But that was the easy part.

    The real trouble started when we went live.

    ***

    We listed the property on Airbnb, set up a social media page, and even built a simple Wix site to give it a professional look. We priced it at $45 per night, about ₦65k. On paper, it made sense: if we secured just 15 bookings a month, we’d cover all expenses and even make a profit. We raised an additional ₦500k to furnish the place with basic items, including curtains, rugs, interior decor items, and a few wall frames that featured phrases like “Home is where your story begins.”

    Then, silence.

    Weeks turned into months with no bookings. Perhaps it was the season, the location, or maybe we overestimated demand. We got only five rentals for the rest of the year, with most of them in December. 

    Everyone got restless. Messages became shorter. I could sense irritation in their tone, with  subtle jabs like, “So what’s the update?” or “You sure this thing dey move?”

    I tried everything: tweaking pricing, taking better photos, and cleaning the rooms myself. The electricity bills, repairs, and maintenance costs continued to accumulate. I was paying cleaners and security out of pocket. I didn’t mind at first. I thought that if we could just get through the slow phase, everything would fall into place.

    By the start of 2025, one of our friends who lived out of town started demanding his capital back. 

    ***

    It felt like betrayal.

    One even said, “Bro, if you knew you couldn’t handle it, you shouldn’t have rushed us into this.”

    I felt something collapse inside me. They had trusted me with the legwork but never wanted the weight of the work. They wanted returns, not responsibility.

    By March 2025, the group was fractured. Some stopped replying to my messages. One quietly removed himself from the WhatsApp group.

    That’s when I decided to move into the house. It was empty anyway, and I was tired of paying rent elsewhere. So I packed up and came here.

    Living here has been strange. It’s too quiet. Sometimes, when the wind blows through the corridor, it echoes like a reminder of what once was. The rooms are neat but lifeless. The space that was supposed to host guests from all over now holds just me and my regrets.

    Occasionally, one or two of the guys who still live in Kano come around to stay the night, but the energy is never the same. Conversations are awkward. Everyone pretends to be fine, but there’s a wall now.

    The irony is that the house is beautiful when it’s full, laughter bouncing off the walls, music spilling from someone’s phone. But those moments don’t last.

    ***

    This year, we have had only two rentals, one in April and another in July. After that, nothing. I’ve even stopped trying to market it.

    Some days, I think about refunding part of their capital just to find peace, even though no one asks about it anymore. It still hangs over me. On other days, I wonder if I should just rent it out to a family for the rest of the lease and relocate to another city to start over.

    What I didn’t realise when we started was how fragile friendships can be when money enters the equation. We trusted each other, but we didn’t plan. There was no documentation, no contract, no clear expectations, and no exit strategy in place. We built everything on vibes and history.

    I used to believe that business would bring us closer together, that success would strengthen our bond. Now I know that failure tests friendship more than anything.

    ***

    There are nights I sit in the living room, lights off, just staring at the faint glow from the street lights outside. I scroll back through our old group chat sometimes — the jokes, the plans, the voice notes filled with excitement. It’s almost hard to believe we were that close.

    We used to call ourselves “The Syndicate.” Now, we’re just strangers with a shared loss.

    I don’t hate them. I just wish things hadn’t ended like this; maybe if I’d been more patient, less desperate to make it work, a little less hopeful.

    For now, I’m still in the same house we all paid for, surrounded by the echoes of what we built, something once beautiful, now quietly broken.


    Read Next: I Trusted a “Brother” to Run a Farm. He Ghosted With ₦800k


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  • Remote work isn’t new, but for many Nigerians in 2025, it’s fast becoming one of the most reliable paths to financial freedom. Global companies are expanding their hiring across borders, and more platforms now offer remote roles that come with benefits, career growth opportunities, and the stability of formal employment.

    The opportunities are real, and Nigerian professionals are securing them every day.

    But doing so requires strategy, preparation, and a different approach to the job market than you might be used to. Here’s a practical guide to finding and thriving in remote jobs from Nigeria.

    What Actually Counts as a Remote Job

    Let’s be specific about what we mean by “remote jobs” because the term encompasses far more than most people realise.

    Tech and Engineering Roles are the most visible: Software developers, frontend engineers, DevOps specialists, QA testers, data scientists, and mobile app developers. Companies like remotive, arc.dev, GitLab, and Deel hire these roles globally.

    Design and Creative Work extends beyond freelancing: Full-time product designers, UX researchers, brand designers, video editors, and content designers work remotely. Companies like InVision, Figma, and Canva have remote design teams.

    Customer Success and Support roles are also booming: Customer support specialists, technical support engineers, customer success managers, and community managers. Companies like Shopify and Help Scout hire internationally for these positions.

    Marketing and Content opportunities: Content writers, SEO specialists, social media managers, email marketing specialists, growth marketers, and copywriters. Remote-first companies, such as Buffer, Kit, and Ghost, have entirely distributed marketing teams.

    Operations and Administration can be done remotely: Product managers, operations coordinators, executive assistants, HR coordinators, and finance analysts. Companies like Remote.com and Oyster HR are built on distributed operations teams.

    Sales and Business Development positions are increasingly remote: Account executives, SDRs (Sales Development Representatives), partnerships managers, and business development representatives, especially in B2B SaaS companies.

    These roles produce digital outputs that don’t require physical presence. If your work can be done on a computer and measured by results rather than hours at a desk, it can likely be done remotely.

    Preparation Phase: Building the Right Skills

    Landing a remote job requires more than just technical ability in your field. You need a specific skill stack that makes you valuable to distributed teams.

    1. Communication skills sit at the top.

     In remote work, you can’t tap someone’s shoulder for clarification. You need to write clearly, provide context proactively, and articulate problems before they become crises. Practice writing concise Slack messages, detailed email updates, and documentation that others can understand without explanation.

    2. Async collaboration ability is critical.

     You won’t always work simultaneously with your team. Learn to unblock yourself, document decisions, and make progress without constant real-time communication. Familiarise yourself with tools like Notion, Slack, Asana, and Loom.

    3. Technical fundamentals matter regardless of role. 

    Even non-technical positions require comfort with SaaS tools, basic troubleshooting, and digital workflows. You should be confident in navigating new software independently and using tools like Zoom, Google Workspace, and project management platforms.

    4. Time management and self-discipline are non-negotiable.

     Nobody will watch you work. You need systems to stay productive without supervision — time blocking, task prioritisation, and the ability to maintain focus in a home environment.

    5. Domain expertise in high-demand areas gives you an edge. 

    These skills are particularly hot: Product management methodologies (especially for SaaS), data analysis using SQL or Python, customer success frameworks, SEO and content marketing, cloud computing basics (AWS, Azure), and UX research and user testing.

    The good news is that most of these skills can be learned online. Platforms like Coursera, Udemy, freeCodeCamp, and YouTube offer affordable or free training. The investment is your time, not your money.


    »More: I Went From Earning ₦160k/Month to $7.8k Working Remotely. Here’s How I Flipped My Career and Income


    Where to Actually Find Remote Jobs: The Job Search Strategy

    Remote jobs require remote job boards.

    1. Start with dedicated remote job platforms: We Work Remotely and Remote.co aggregate thousands of remote positions across industries. RemoteOK focuses on tech roles but includes other categories. AngelList (now Wellfound) focuses on startup jobs, many of which are remote-friendly.
    1. Leverage company career pages directly: Many remote-first companies list openings only on their websites. Create a list of 20-30 companies you’d love to work for (Zapier, GitLab, Rippling, Hotjar, Cluely, Buffer, etc.) and check their careers pages weekly.
    1. Use LinkedIn strategically: Set your location to “Remote” and turn on Open to Work. Use search filters: “Remote” + “Worldwide” + your job title. Join remote work groups and engage with posts from companies that hire internationally. Follow recruiters who specialise in distributed teams.
    1. Explore niche boards for your field: Designers: Dribbble, Behance job boards. Developers: Stack Overflow Jobs, GitHub Jobs. Marketers: Superpath, MarketingHire. Customer Success: Working Nomads.
    1. Time your applications: Many companies post jobs on Monday and Tuesday. Applying within the first 24-48 hours significantly increases your visibility before hundreds of other applications pile up.
    1. Filter for “Nigeria-friendly” indicators: Look for phrases like “hire anywhere,” “global team,” “worldwide remote,” or companies with existing African employees (check their team pages or LinkedIn).

    How to Position Yourself for Success

    Your application materials need to communicate one thing clearly: you’re a professional who happens to work from Nigeria, not a Nigerian trying to break into international work. Subtle difference, massive impact.

    Build a portfolio or professional website.

    Even if you’re not a designer or developer, having a digital home base signals professionalism. Use Notion (free, easy), Squarespace (polished, affordable), or GitHub Pages (for technical folks). Include: your best work samples, case studies that show your process, testimonials if available, and clear contact information. Make it easy to see what you do and how you add value.

    Optimise your LinkedIn profile ruthlessly.

    Your headline should be direct and crystal clear: “Product Designer | Open to Remote Roles Worldwide” or “Customer Success Manager | Helping SaaS Companies Reduce Churn.” Your About section should answer: What do you do? What results have you driven? What are you looking for? Include relevant keywords hiring managers search for.

    Tailor every application.

    Generic applications get rejected instantly. Research the company, reference specifics from the job description, and explain why you’re interested in them specifically (not just “remote work”). Demonstrate your understanding of their product, customers, or challenges.

    Address timezone overlap proactively.

    Don’t make them wonder if you can collaborate with their team. If they’re US-based, mention: “I’m based in Lagos (WAT/GMT+1) and happy to overlap 4-5 hours daily with EST/PST teams” or “I’ve successfully worked with US teams for X years, typically working 2 pm-11 pm WAT for overlap.” Remove the question before they ask it.

    Practice global interview questions.

    Use ChatGPT or Claude to run mock interviews. Practice common behavioural questions: “Tell me about a time you worked with a difficult team member,” “How do you prioritise competing deadlines?” “Describe a project that failed and what you learned.” Record yourself on Zoom to check your presence, internet stability, and audio quality. Anticipate the “Why should we hire someone from Nigeria?” question and have a confident answer ready (focus on your skills, time zone flexibility, and proven track record, rather than defensive explanations).

    The Application Process: How to Apply and Stand Out

    Once you’ve found the right opportunity, execution matters. Here’s how to maximise your chances:

    Customise your resume for each role

     Lead with results and metrics: “Increased customer retention by 23%”, not “Responsible for customer success.” Use keywords from the job description naturally. Keep it to one page if you have less than 10 years of experience.

    Write a cover letter that shows personality. 

    Yes, they’re still important for remote roles. Address it to the hiring manager by name if possible (check LinkedIn). Open with why you’re genuinely interested in their company specifically. Share a brief story that demonstrates relevant skills. Close with clear next steps: “I’d love to discuss how my experience in X could help you achieve Y. I’m available for a call at your convenience.”

    Follow up strategically.

     If you don’t hear back in a week, send a polite follow-up. If you have a contact at the company (via LinkedIn connections or mutual connections), ask for an introduction or referral—internal referrals can dramatically increase response rates.

    Ace the interview stages. 

    First round (usually screening): Be punctual, test your tech setup 15 minutes early, and have your portfolio/work samples ready to share on screen. Skills assessment: Take it seriously, even if unpaid — this is where many candidates get filtered out. Final rounds: Prepare questions about remote culture, team structure, and growth opportunities. Show you’re evaluating them too.

    Negotiate confidently. 

    Research salary ranges on Glassdoor, Levels.fyi, or PayScale for your role. When asked about salary expectations, provide a range based on market rates, not Nigerian standards. A customer success manager shouldn’t quote ₦200k monthly; that signals junior/local thinking. Quote in dollars: “$50k-65k annually, depending on benefits and growth opportunities.”

    Practical Obstacles & Solutions

    Let’s tackle the logistics that trip up many Nigerian remote workers:

    1. Getting Paid Internationally

    Create a domiciliary account or use modern fintech platforms: Wise (formerly TransferWise) offers multi-currency accounts with Nigerian integration, low fees, fast transfers. Grey provides US, UK, and EU bank accounts you can receive payments into, then withdraw to your Nigerian bank. Payoneer works well for companies that use it for payroll; you receive a US account number. Deel and Remote.com handle employment, taxes, and payments for companies hiring internationally. If your employer uses them, payments are streamlined.

    Always have backup payment methods agreed upon in your contract. Banks fail, platforms have issues — redundancy protects your income.

    2. Internet Reliability

    Your connection is your lifeline. Have at least two ISPs (e.g., one fibre, one LTE). Keep a fully charged portable WiFi device for emergencies. Know the nearest coworking space with reliable internet. During important calls, close unnecessary apps, use Ethernet instead of WiFi if possible, and have your phone ready as a hotspot backup.

    3. Power Supply

    If you’re serious about remote work, invest in a quality inverter system or generator. Calculate your laptop, router, and light needs—you don’t need to power your whole house during work hours. Consider coworking spaces for days when power is particularly unstable.

    4. Tax and Legal Considerations

    This gets complex. Many Nigerian remote workers operate as contractors (invoicing monthly) rather than formal employees. Understand the difference: contractors handle their own taxes, don’t receive benefits, but have flexibility. Employees might work through an Employer of Record (EOR) service that handles compliance. Consult an accountant familiar with international remote work to understand your tax obligations in Nigeria. Keep meticulous records of all income and expenses; you may need them.

    Thriving as a Remote Worker

    Landing the job is one thing. Keeping it and excelling requires adaptation.

    Overcommunicate early. 

    In your first 90 days, update your team more than feels necessary. Document everything. Ask questions publicly in channels so others can learn too. Build trust through visibility.

    Respect cultural differences. 

    Working with international teams means navigating different communication styles, work-life boundaries, and expectations. Americans may value directness, while Europeans often prefer more formal communication. Pay attention and adjust.

    Invest in your workspace. 

    You’ll spend 8+ hours daily at your desk. Get a proper chair, decent lighting, and a space where you can focus. This isn’t optional—it affects your health and productivity.

    Set boundaries. 

    Working from home in Nigeria often means family doesn’t understand you’re “at work.” Create physical and temporal boundaries. Use a dedicated workspace, set work hours, and communicate them clearly to household members.

    Combat isolation. 

    Remote work can be lonely. Join coworking spaces periodically, connect with other remote workers in your city, or join online communities or industry-specific Slack groups.

    Red Flags and Common Mistakes to Avoid

    Not every “remote opportunity” is legitimate. Watch for these warning signs:

    • Red flags in job postings: Vague job descriptions without clear responsibilities, requests for payment upfront (for “training” or “equipment”), promises of unrealistic income (“Make $10k monthly!”), communication only via WhatsApp or Telegram, pressure to decide quickly, and requests for personal financial information before an offer.
    • Common applicant mistakes: Applying with a generic resume and no cover letter, using an unprofessional email address (sexygirl@yahoo.com won’t get hired), poor grammar and spelling in applications (if you can’t proofread your application, they won’t trust your work), ignoring time zone differences and applying without considering overlap, overselling (“I can do everything!”) instead of focusing on specific strengths, giving up after 10-20 applications; this is a numbers game combined with quality.
    • Contract mistakes: Not clarifying payment terms and currency clearly, ignoring probation period expectations, accepting roles without understanding whether you’re a contractor or employee, failing to get agreements in writing, and not asking about notice periods or termination clauses.

    Your Next Steps

    The path to a remote job from Nigeria in 2025 is a methodical process. It requires building relevant skills, positioning yourself professionally, applying strategically, and persisting through rejection.

    Start today. Pick one action: update your LinkedIn headline, create a portfolio site, apply to three relevant positions, or join a remote work community. Small, consistent actions compound into opportunities.

    The question isn’t whether Nigerians can get remote jobs. We’re already doing it. The question is whether you’ll be one of them. The door is open. Walk through it.


    Next Read: 15 Remote Job Platforms Nigerians Are Using to Earn in Dollars


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  • You’ve been at your job for two years. Your workload has doubled, your results are clear, but your salary hasn’t moved. Every time you think about asking for a raise, you hesitate because you fear how those conversations can easily go wrong.

    In Nigeria, where inflation continues to rise and the phrase “just be grateful you have a job” still echoes in many workplaces, asking for a raise can feel risky, even when you’ve earned it. Yet, knowing how and when to have that conversation could be the difference between a polite “we’ll get back to you” and an actual increase.

    To understand what really works, we spoke to Temiloluwa Oyeneye, Head of Talent at Big Cabal Media, with eight years of experience across consulting and in-house roles, and Oluwafolafunmi Ogunlashe, HR Manager at Time to Stay Limited, with four years of experience managing recruitment and operations.

    Together, they break down the do’s and don’ts of asking for a raise in Nigeria and the strategies that actually get results.

    Why Asking for a Raise Feels Hard in Nigeria

    According to Temiloluwa, Nigerian employees often fall into two categories: those who are strategic and those who simply go with the flow. 

    “People who go with the flow usually chicken out when it’s time to ask for a raise,” she says. “They don’t have evidence: no data or measurable results. They say things like ‘cost of living is high,’ and hope their employer understands.”

    She explains that the difference lies in preparation. Strategic employees study their company’s patterns, time their requests, and collect proof of their performance before stepping into that conversation.

    “They know when to ask because they’ve observed how the business operates,” she says. “They’ve documented their wins and can show how their work contributes to company goals. They don’t just show up for random talks; they prepare like it’s a pitch.”

    Still, even for prepared employees, asking for a raise in Nigeria can feel intimidating, partly because many workers lack sufficient trust in their managers to have an open conversation.

    “If you don’t have a real relationship with your boss, it’s hard to bring up money,” Temiloluwa says, recalling an experience from a previous workplace.

    “There was this talented employee. Every year, during perks adjustment, his manager would recommend him for benefits but never for a salary review — because he never asked. Meanwhile, someone else who said, ‘I don’t want perks, I want a salary review,’ got it. It’s that simple.”

    Her advice is firm: “If you don’t ask, you don’t get. The worst that can happen is a no. And if you get a no, you can rework your approach and try again. Audacity is the world’s currency right now, and you must find it.”

    Oluwafolafunmi agrees, adding that many Nigerians hesitate out of fear of job loss, being labelled greedy, or outright rejection.

    “A lot of employees are indecisive because they think asking for a raise could make them disposable,” she says. “But that fear only keeps you stuck in the same place. The truth is, companies hardly reward silence.”


    »More: 8 Nigerian Women Share Their Workplace Horror Stories


    Before You Ask: Prepare Your Case 

    Temiloluwa lets out a knowing laugh before sharing what she calls “a little HR secret.”

    “Most organisations that do proper workforce planning already budget for salary increases,” she says. “There’s usually a contingency cost for raises, but employees don’t know because it’s not public information.”

    She quickly adds that this doesn’t guarantee a raise. In today’s economy, even companies with the best intentions struggle to stay profitable.

    “You have to remember the context,” she says. “Businesses are under immense pressure: from FX volatility, inflation, and shrinking profit margins. Sometimes the budget set aside for raises gets redirected to keep the business running.”

    That’s why timing is everything.

    “Don’t go to your manager right after a company-wide meeting where leadership just finished talking about losses,” she warns. “That’s the worst time. It comes off as insensitive. You have to be strategic about when you ask.”

    Being strategic also means being intentional about how you ask. Temiloluwa advises against bringing up the conversation casually. “Don’t throw it in during a random chat,” she says. “Send a proper calendar invite: ‘I’d like to have a conversation about my remuneration and growth within the company.’ That’s how you show professionalism.”

    The key point here is to “Prepare your evidence: wins, measurable impact, your growth,” she says. “If you’ve led two major projects that succeeded because of your input, reference that. Then table it, ‘Given these results, I’d like to discuss a possible review of my compensation. Based on market research, people in my role typically earn X–Y. I understand if we can’t meet that yet, but I’d like to know what’s possible.’

    The way you frame your case determines the kind of response you get.

    “Employers respond to professionalism,” she explains. “If you come from a place of entitlement, you lose them. But they’ll listen if you show you’ve done your homework and understand the company’s reality.”

    For her, the rule is simple: “Plan your timing. Prepare your evidence. Schedule the conversation. Communicate clearly. That’s how you make them listen.”


    »More: 6 Nigerians Earning Between ₦30k and ₦4m Open Up About the Lives They Can Afford


    The Best Time to Ask for a Raise

    For Temiloluwa, timing is half the strategy. “From experience, it’s ideal to ask inside three windows,” she says. “After your performance or appraisal review, right after a big win or a successful project, and during budgeting or employee planning for the next fiscal year.”

    But even then, she insists there’s no perfect moment. “There’s never really a time when your request can’t be considered, not if you’ve done your groundwork,” she adds. “You might not get an immediate response, but it registers. The person you asked remembers, and when the right window opens, you’re top of mind.”

    Still, that kind of recognition doesn’t happen by accident. She stresses the importance of documentation: “That’s why it’s crucial to schedule an official conversation. It helps you track the request. If you asked in May and the next round of adjustments happens in July, you can point to a record instead of relying on memory or chance.”

    How to Have the Conversation

    Temiloluwa believes simplicity and structure go a long way when asking for a raise. “First, make it official,” she says. Request for a meeting.”

    She suggests keeping the request straightforward and professional: “It can be as simple as, ‘Hello [manager’s name], I’d like to schedule a 30-minute call on [date] to discuss my compensation in light of recent developments. I’d appreciate the chance to talk this through and explore possible next steps.

    The next step, she says, is to show proof. “Talk is cheap. Evidence isn’t. Come with receipts: your wins, the projects you led, and the impact you made. It’s what separates emotion from persuasion.”

    She recommends keeping a digital or physical “evidence sheet” where you log significant achievements throughout the year. “When appraisal time comes, you won’t have to rely on memory. Even if your manager forgot, they’ll remember once they click the link.”

    “Be honest, hit your point clearly, and stay open-minded if it doesn’t work immediately. Sometimes the reward doesn’t come in cash; it could be stock options, bonuses, or recognition,” She adds.

    She also advises ending every conversation with documentation: “Send a follow-up email summarising what was discussed and asking for clarity on next steps. When it does come through, send a note of appreciation. It reinforces that you value the opportunity.”

    “Never rely on verbal promises,” Oluwafolafunmi adds. “Follow up your conversation with an email. It’s your receipt that the discussion happened. Without documentation, it’s easy for management to ‘forget’ or deny that you ever asked.”

    Above all, Temiloluwa says, “Salary increases aren’t only about how hard you work, but how visible your work is. Show your manager your contributions. Make it easy for them to advocate for you. You don’t need to beg when you bring strong evidence; your work speaks for you.”

    Temiloluwa’s Tips for a Successful Raise Conversation:

    • Schedule it officially — send a clear, documented request for a meeting.
    • Come with evidence — achievements, data, and measurable impact.
    • Keep it professional — be clear and factual; avoid overexplaining.
    • Document everything — send follow-up emails and note next steps.
    • Show visibility — make it easy for your manager to advocate on your behalf.
    • Be open-minded — rewards can come in different forms.
    • Practise beforehand — refine your message and anticipate questions

    Oluwafolafunmi adds another vital point HRs often don’t say out loud: stay discreet.

    She warns against turning raise requests into hallway talk. “Don’t tell your work bestie or anyone else. The moment it becomes office gossip, you lose leverage. Keep it between you, your manager, and HR.”

    Finally, she frames raises as negotiations. “Be open-minded,” she says. “If what you’re offered isn’t ideal, talk about it. And if it’s still not working, start planning your next move, but don’t be argumentative about it.”

    The Don’ts: Mistakes That Cost People Raises

    According to Temiloluwa, one of the biggest mistakes employees make is thinking a raise must always mean more money.

    “People get so fixated on what hits their account,” she says. “But raises can come in many forms — a new title, a better role, training sponsorships, even performance-based bonuses that outpay what a salary bump would’ve given you.”

    Still, many people ruin their chances by asking the wrong way.

    “Don’t get defensive if you’re told no,” she pleads. “Go back, do your homework, gather more evidence, and come back stronger. But don’t sulk or stop performing, that’s what they’ll remember when it’s time to downsize.”

    Another common pitfall? Lack of tact. “Don’t argue, don’t ambush your manager, and don’t underestimate emotional intelligence,” she says. “Sometimes, you need to understand who the influencers — the people who can nudge decisions in your favour — in your company are.”

    And perhaps her most sobering advice: “Not everyone who mentors you can influence your raise,” she says. “Your mentor might help you grow, but your influencer can open doors. Identify both.”

    Finally, she cautions against impatience. “You’ve only been in the role six months, and you’re already asking for a raise? Show exceptional work first, then ask.”

    Key Takeaways: What Not to Do When Asking for a Raise

    • Don’t focus only on salary — raises can also mean bonuses, training, or title upgrades.
    • Don’t get defensive if told no; re-strategise and return with stronger evidence.
    • Don’t let a rejection affect your performance — HRs remember attitude.
    • Don’t underestimate the importance of timing or emotional intelligence.
    • Don’t forget the power of internal influencers — find people who can advocate for you.
    • Don’t rush it — prove consistent impact before asking.

    Oluwafolafunmi emphasises that performance plays a significant role in whether a raise request is successful.

    “If your appraisal score is just a little above the minimum threshold, say 72% when the benchmark is 70%, it might not be the best time to ask for a raise. But if you’ve consistently scored higher, or if your KPIs show strong performance, you’ll have a better case,” she explained. She added that sometimes, employees don’t even have to ask; “When your results are visible and undeniable, HR can recommend a raise on your behalf. That’s the best kind of recognition, when the work speaks for itself.”

    Bottom Line

    Temiloluwa’s golden rule? Have audacity. “Ask: the worst that can happen is a no. But go in with evidence.” 

    Confidence, she insists, is non-negotiable. “Be calm but firm. Don’t be rude, defensive or confrontational.”

    She advises staying present during the discussion, listening closely to the other person’s responses and using them to clarify or strengthen your case. 

    Her final word: Don’t stop showing up for yourself, and remember that visibility is key.


    Read Next: I’ve Interviewed over 1000 Candidates. Here’s What Many Still Get Wrong


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  • Sharon* (21) feels satisfied and happy in her relationship with Tim*, her boyfriend of two years. But she can’t stop feeling guilty about how she treated her ex, Tobe*, when she wanted to end their relationship for the love she has now.

    This is Sharon’s story as told to Betty:

    An incoming call vibrates my phone in my pocket. I pull out the device and see my ex’s name flash across my screen. This is his fifth call today, and I’ve ignored every single one. Guilt churns my stomach as I decline for the umpteenth time. I’m not ready to have a conversation and explain why I cut him off. Honestly, he did nothing wrong; I just couldn’t ignore what my heart was telling me.

    Let’s rewind to secondary school. A new student, Tim*, joined our class in SS1. When we saw each other for the first time, I just couldn’t shake the feeling that we had met before. He felt the same, so I knew there was something there. That weekend at home, I looked for my primary school graduation photo, and I got a pleasant surprise. Tim and I were in the same primary school set. 

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    He was just as delighted when I told him, and we became really close friends. It didn’t take me long to realise that I liked Tim— a lot. He told me he liked me, too, but it was one of those things where I thought we were better off as friends. Besides, secondary school is nothing like the real world. I didn’t want to get distracted by my feelings or have them ruin our friendship. After leaving secondary school in 2021, we lost touch, but those feelings I had for Tim were never resolved, just buried at the back of my mind.

    In my 100L, I was all in on making good grades, so I didn’t really entertain any suitors. After one of my departmental tutorials, I walked up to one of the organisers, Tobe*, and asked if he knew when the next one was going to be held. He took my number and promised to update me about the tutorial schedule. But instead of just tutorials, Tobe and I talked about almost everything else. Soon, we became very close and comfortable with each other. A few more weeks passed, and I started to realise that we were in a relationship. He never asked me out officially, but we did basically everything couples do. Besides, I felt like his girlfriend.

    When we talked, Tobe would confide in me about his previous bad luck in romantic relationships. He said he always got his heart broken and asked why I would want to be with him. He wasn’t the most handsome guy in the world, but Tobe was two years ahead of me and talented. He was sweet, and I loved his voice. I reassured him that I was different and that I wasn’t going to hurt him. I liked him, and I enjoyed being with him. There was something about Tobe that made me feel so curious and intrigued that I couldn’t imagine why he had those doubts.

    In 2023, when I was in 200L, a strike interrupted our school year, and we all went home for a bit. While we were away, communication between Tobe and me slowed to a crawl. We usually kept in touch much better, but something about that unexpected break from gruelling school work made it easy to relax and not think too much about texting my boyfriend or whether he replied or not.

    During this gap in our communication, Tim and I reconnected online. At first, it was just a casual conversation with an old friend, but the more we talked, the more I realised that I still had a massive crush on him. We reminisced about all our favourite memories from secondary school, and I found out that we still lived in the same town. Tim invited me out to see a movie that weekend, and I agreed. I knew Tobe would have objected, but I felt that since he wasn’t giving me any attention, he wouldn’t be too upset about it. Besides, it wasn’t like Tim and I were going to do anything, so I pushed my niggling conscience aside and went to see the movie with him on that fateful Friday.

    After the movie, Tim and I were talking about what we enjoyed about it. He then said he wanted to ask me something and I told him to go ahead. After beating around the bush for a bit, Tim asked me to be his girlfriend. I was shocked but secretly, a little pleased. 

    I asked him why he would want me to be his girlfriend. Why now? Why, after all that time had passed? Tim looked me in the eyes and told me his truth. He had liked me since we were in SS1, and even though we lost touch after school, he had never been able to stop thinking about me and his feelings. He didn’t want to miss another opportunity, and that’s why he was making his intentions known.

    I loved that Tim wanted to be with me because my feelings for him were just as strong. But this also threw me into a dilemma: what was I going to do about Tobe? I told him I wanted sometime to think about it but when we went on another date to a park on Sunday, I said yes.

    I already felt bad enough about being with Tim and was wondering how best to break it to Tobe when he started trying to communicate with me in earnest. I tried to tell myself that what I did wasn’t so bad because Tobe and I weren’t in a very defined relationship. But that didn’t stop my conscience from pricking me constantly. I was so wracked by guilt, and I didn’t know what to do. So instead, I made a decision I’m not proud of — I ghosted Tobe.

    He tried so many times to contact me. Texts, calls, emails, you name it. I couldn’t bring myself to respond to him. I didn’t know what to say or where to start the conversation. The strike lasted a few months, so I thought that by the time we resumed, he would have stopped trying, but Tobe was relentless and it made me feel even worse.

    Even though I did my best to avoid him, I ran into him at school, and he refused to let me go until I explained my sudden disappearance. I managed to choke out a summary of what happened during the strike. The knot of guilt in my throat almost made it impossible, but I did my best. The look on his face when I told him made my guilt even bigger. 

    He said he didn’t hold it against me for choosing my first love. After all, he said, he already knew that he had bad luck with love. I think I would have felt better if he had exploded in anger. I tried to explain that I was wrong and he should be more upset with me, but he just walked away. 

     After a few months of no contact, Tobe felt ready to discuss what had happened properly, but honestly, I was too afraid to even try. I had blocked his number and profile everywhere so he couldn’t reach me. Then one day after a class, he walked up to me and begged me to give him a number he could call so we could talk. I knew he still wanted to talk about us and why we ended. I couldn’t imagine looking him in the eye and telling him why I chose someone else. So I lied that my number was still working and he could reach me anytime, but I knew in my heart that we wouldn’t be talking. 

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    The guilt became even worse, and I think it’s because I’m so happy with Tim. I’m afraid that karma might come back to pinch me later down the line.  I tell him everything, and when we talked about this, he said that though what I did was cowardly, I should just let it go and not try to force the conversation. I suspected it was because he was a little jealous of Tobe,  but it allowed me to convince myself that continuing to avoid confronting my guilt about Tobe was the right thing to do.

    I would still choose Tim all over again. We’re still together, and our relationship only keeps getting better and stronger. I just wish that I had been gentler with Tobe’s heart, and I was brave enough to end things without hurting him too badly. He didn’t do anything wrong, but I had to follow my heart. I had to go to my true love.

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