I imagine this is a recurring question among the thousands of corps members nationwide. The 24-year-old in this week’s #NairaLife is one of them and has been figuring that out for the past year. Her ₦43k [Allawee + stipend at the school where she teaches] monthly income barely covers the basics, and she’s mastered the art of stretching every naira. But survival mode isn’t always sustainable.
Then there’s Nora* in this week’s #LoveCurrency, who is learning what it means to be the breadwinner in her marriage. She’s responsible for most of the bills, while her husband struggles to find stable income. How do they navigate this dynamic?
And for Nigerian doctors dreaming of a US medical residency, ambition alone won’t cut it—you need money, too. Two doctors break down just how much it takes to cross that finish line.
Ask Aunty M: I Hate That My Husband Does Everything, and I Can’t Chip in
Where The Money At?!
The #NairaLife of a Corps Member Doing Her Best to Survive on ₦43k/Month
The 24-year-old in this #NairaLife knows how to survive with little. But since the past year, she’s had to reach new levels of money management, thanks to her barely livable NYSC stipend.
Love Currency: The Finance Sis Performing Breadwinner Duties With ₦520k/Month
Nora* (33) and Greg* (31) have been married for two years.
For #LoveCurrency, Nora talks about Greg’s struggles with keeping a stable income, how they’re making it work and why she has to be careful when discussing finances with him.
I’m a student and fashion designer. I’m married with two kids and currently have no source of income. My husband provides, but I need more. I pity him, so I tend to manage my resources, but I need more and want more for my kids. I’m tired, confused, and don’t know what to do with my life. – Bisi, 23
Hi Bisi. Thanks for writing in. Understandably, you feel a little overwhelmed as you’re balancing a lot. It’s great that you want to have your own money and contribute to the household — I’m a big advocate for that. Here are some steps I would follow:
First, look into your strengths and opportunities to make money in your field. I know you’re a student, and a full-time job may only be feasible after you graduate, but you are also a fashion designer. Can you monetise this passion by doing freelance work or selling your designs online? You must set clear goals for yourself and your business if you want to start making extra money.
Second, speak to your husband about how you are feeling. You never know…he could think that the amount he is giving you is sufficient because you are managing it and not voicing how you feel. You are married, and communication is key. Try to have an open discussion about your financial needs and whether he can provide more support or support you in taking steps to increase your own income.
Third, seek counsel. You mentioned that you don’t know what to do with your life. Is this from the fatigue of managing school, work, home and children? Or is there simply nothing you’re interested in pursuing? Motherhood is hard, and sometimes, being able to take a break, rest, and talk to a third party will leave you feeling recharged and energised to start again.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
If you’ve ever wondered what goes on in the mind of a chronic debtor, this week’s Naira Life might give you some useful context. We spoke to a 32-year-old who’s lost count of people he owes money to. How did he get here, and how does he hope to escape the cycle of debilitating debt?
Then, for Love Currency, we have a 27-year-old balancing a long-distance relationship and a gambling habit on a ₦280k/month salary. His girlfriend has no idea about his habits, and he’s hoping he gets it together before this [+ the secrecy trailing it] results in unintended consequences.
Both stories take us deep into the financial trenches, where debt cycles and hidden habits define people’s money realities. That said, the third story in this dispatch is a departure from all of this. If you’re curious how much it costs to build a house from scratch in Lagos, a site engineer is here with the numbers. Spoiler alert: the numbers are quite something.
Love Currency: He’s Funding a Gambling Habit and Long-Distance Relationship With a ₦280k/Month Salary
Olabanji* (27) and Naffy* (25) have dated for two years, and their relationship is headed toward marriage — but only if some things remain hidden.
For #LoveCurrency, Olabanji talks about hiding his gambling habits from his partner for fear of a breakup and the cost of his long-distance relationship.
I’m in my second year at the University of Port Harcourt, and my parents send me a ₦100k allowance every month. They also pay for other school expenses. But the thing is, my allowance isn’t enough for my basic needs. My rent increased a few months ago, and I have to squeeze some money from my allowance to pay the rent. Plus, I still have my feeding and other personal stuff to worry about. I don’t want to disturb my parents for more money; they have more than enough to worry about.
Thankfully, I know how to sew. But how do I start that as a side hustle? And how do I get steady clients? Also, my sewing machine is at home in Calabar, and I don’t want my parents to think they’re not giving me enough when I try to bring the machine to school. Please help me out. – Precious, 21
Hi Precious,
It’s clear that you’re very thoughtful and don’t want to burden your parents…are you the first child? This has the first child written all over it! You mentioned that you don’t want your parents to think they’re not giving you enough, but the reality is that they aren’t giving you enough money to support yourself. This isn’t any fault of their own; they may not know how much it costs you to survive with this new rent increase.
First, I suggest contacting your parents and explaining what is happening honestly and plainly. It’s not like you don’t have enough money because you’re frivolous; it’s because of the situation. You can also explain to them that you want to start sewing to make up the difference so they can see your efforts as well.
Now, let’s assume you will ignore all that and get your sewing machine. Fine. Starting a business is, first off, about raising awareness about your services. Start with word of mouth, letting people know that you sew. You can make minor adjustments to clothes at school for free or at a discount so that people know about your services. You can also create a social media presence and wear your creations to get people to know more about you.
Second, you have to build a client base of paying customers, so figure out your pricing based on your ideal client. Since you are at school, I will assume most of your clients will be other students. With that in mind, realise that you need to offer a price that is competitive to them. You can offer student discounts, offer promos, etc.
Remember to save some of your earnings once you’re off the ground and making money. For example, 30% of everything you make goes to savings. Hope this helps!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
You know, it feels natural to chase financial success and everything that comes with it. But what happens when the grind starts to feel unbearable? Relatable, right? It’s one of the driving themes in this week’s flagship story.
The #NairaLife subject is a 22-year-old writer who went from making ₦20k/month to ₦1m/month in just two years. She’s not quite over the moon about it. Between overwhelming black tax obligations and burnout, she’s chasing a fix.
Then there’s Yemi, a 31-year-old man earning ₦200k/month while trying to provide for his child, baby mama, and girlfriend — all at once. His wallet is stretched thin, his relationship is strained, and the financial pressure is mounting.
Also, care and support work seems like an easy entry point for Nigerians who’ve moved to the UK in search of better opportunities. But is it, really?
Love Currency: He’s Juggling a Baby Mama and a Girlfriend on a ₦200k/Month Income
Yemi* (31) has been dating Adeola* (29) since 2024. For #LoveCurrency, he shares how providing financially for his child from a previous relationship and baby mama drives friction in his relationship, their plans for the future and why he needs to increase his income.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Chances are you’re constantly obsessing about how to make money online in Nigeria, and for good reason. The Nigerian economy is stumbling, and inflation rates are skyrocketing to unprecedented levels.
But maybe there’s something for you, thanks to the Internet. Over the past two decades, the internet has changed how we work and do business. The biggest manifestation is that it’s easier than ever to connect with people who need a service and are willing to pay for it.
In this article, you’ll learn ways to make money online in Nigeria. All you need — for the most part — is internet access and a device (a phone, a tablet, or a computer). To put these options into actionable contexts, we’ll draw inspiration from how real people we’ve interviewed for our Naira Life series have done it.
Here’s how to make money online in Nigeria:
1. Freelancing
2. Affiliate marketing
3. Influencer marketing
4. Social media marketing
5. E-commerce
6. Virtual assistance
7. Online tutoring
8. Crypto jobs
Let’s dig in.
1. Freelancing
If you have creative or technical skills, odds are that someone is looking to hire you on a contract basis. The best part is that you have multiple options: freelance full-time or take these gigs alongside your full-time job.
Another great thing about freelancing [or the gig economy, as it’s also called] is that there is a market for almost every skill. Are you good at writing? There are tons of content writing gigs online. What about software development, web or graphic design or translating? Nothing is off-limits.
Top freelance marketplaces like Upwork, Behance, and Fiverr connect talents with businesses that need their services. On the basic, structural level, all you need to do is create an account on content writing websites, apply for jobs, and get to work.
But how do you set yourself up for success?
This is how aNaira Life subject, who makes ₦1m/month from ghostwriting, is making it work, and what you can learn from it.
• Leverage an existing skill: Freelancers thrive because they have valuable skills clients are willing to pay for. This Naira Life subject recognised hers early and decided to bet on it.
“I had a considerable Facebook following — I regularly wrote short horror stories — and some of my customers came from the platform”, she said.
Subsequently, she focused on writing gigs after her Facebook audience recognised her skill, kicking things off with SEO articles even though she knew little about pricing or rates.
• Get hands-on experience: Freelancing is an incredibly competitive market, so it’s natural for clients and businesses to favour freelancers with proof of work. It’s important to build a portfolio as early as possible to get a foot in the door, and this subject did exactly that.
“I posted on Facebook offering to write for blogs for free to gain experience and build my portfolio. Several people reached out, and I wrote for them — mostly SEO articles.”
• Experiment and pivot often: Freelancing, as a business, demands a lot of experimentation. There’s hardly a consistent formula or manual for success. Therefore, freelancers who build successful operations often have to tinker with their processes, stick with what works, and change what doesn’t.
The freelancer from the Naira Life story started with SEO articles but was comfortable switching to ghostwriting.
“I was eager to drop the SEO articles because they were boring. Ghostwriting was mostly fiction, so it felt like a better model.
I worked on an average of two or three books in a month. My income varied depending on the word count — usually 30k or 50k words — and the agreed rates. Sometimes, I made ₦60k/book if the rate was ₦1.2/word and an average of ₦200k/month.”
She experimented with different genres and ghostwriting platforms before finding the right fit.
“A year later, another friend told me I could make even more money writing for myself. He explained that clients who hired ghostwriters put the books on writing platforms and made money from them. Then my friend showed me his dashboard on one of these platforms, and I saw $1,800. He said that was just his income for the month.
I was rejected thrice even though I studied the platform’s best-selling books to improve my writing. Then, a friend advised me to work on erotic stories because they performed better. I submitted a homoerotic story and got my first contract in July 2024. In the first month, I wrote 30k words and got a $50 sign-on bonus in August. I’ve written several other books across different platforms since, but the first book is still my bestseller. I’m still writing it — some platforms allow authors to take 3-6 months to complete a book — and I’ve made $3k on that one book”, she said.
• Join and learn from communities: Access to information and opportunities could be the difference between a decent and incredibly profitable freelance operation, and communities are great ways to optimise for these. This freelancer joined a WhatsApp writing community that changed their perspective on pricing and opportunities.
“I remember one [writer] said he made ₦75k for every 50k words. That’s at the rate of ₦1.5/word. I didn’t know it was possible to charge that much.”
Affiliate marketing is a billion-dollar industry globally, and Nigerians are catching on. With platforms like Jumia available locally, anyone with a social media presence or website can tap into this and make money online. Affiliate marketing has a low barrier to entry but can be a reliable source of income. If you have a blog, a website or even a YouTube channel, you’re already set up to be an affiliate marketer.
Here’s how it works: Companies provide a unique link that tracks sales or clicks from your audience. The more people use your link, the more you earn.
This is how aNaira Life subject, who made ₦2m/month from affiliate marketing, is making it work, and what you can learn from it.
• Leverage social media: Use platforms like Twitter and Linkedin to share your insights, build credibility, and drive traffic to your affiliate links.
“The more I talked about travelling, the more followers I got on Twitter. So people saw me as an authority on matters of travelling and DM’d me for advice.”
• Treat it like a real job: Give your affiliate marketing efforts your full attention and work on them consistently to achieve results.
The subject credits her success to the effort she put into her affiliate marketing approach, and the results back it up.
“I made ₦500k that first month because I put my all into it. I took it as a job, and everything was organic. By the time I stopped affiliate marketing in March [2022], I’d made a total of ₦2m,” she said.
• Choose the right platform: Start by investing in a reputable affiliate marketing website to access various digital products. Then, you can build out your operations from there.
“For ₦10k, I signed up for an affiliate marketing website. On that website, there were all kinds of digital products — eBooks, courses, software, anything.”
• Diversify your product offerings: Once you’ve established a rhythm, you can consider expanding your portfolio by promoting different products that cater to various needs and interests.
“Over time, I added courses on how to pass IELTS, how to japa to the UK via school, and how to become a better copywriter. They each cost between ₦20k to ₦25k and had 50% commissions.”
Celebrities used to be the only people considered influencers. But that’s no longer the case — anyone with a strong online presence and engagement can sign up to become an influencer.
This gig is for you if you have a following on any of your social media accounts, such as X (formerly known as) Twitter, Facebook, Instagram, YouTube, or even WhatsApp, and you are looking for a way to monetise it.
Influencer marketing is a type of word-of-mouth marketing strategy that relies on recommendations and endorsements from “influencers” — people who have built a strong presence online and engage their followers. Influencer marketing is one of the organic ways brands promote their products and services, so brands are always searching for the right talent to partner with.
How does this work? Influencers partner with brands and “sell” the products to the target audience by posting “sponsored posts” on social media platforms.
Reach and engagement are important metrics in influencer marketing. Not much might happen if you have 10k followers on Instagram but struggle to get five comments on your posts. Quality and relatable content is, for the most part, the best way to increase audience reach and engagement.
This is how aNaira Life subject, who turned his life around with influence marketing made it work, and what you can learn from it.
• Build your social media brand: It goes without saying, but you can’t be a social media influence if you don’t have an engaging social media following. Cultivating a distinctive online presence will help you find an audience, then attract bands and secure campaign gigs. That’s what this influencer did.
• Know your worth and charge confidently: The bigger your audience grows, the moe leverage you have. Take the Naira Life subject, for example; he wasn’t hesitant to raise his rates as his reputation grew, reflecting the value of his expertise.
“In 2020, more brands started reaching out to me to push their products and services. I was getting ₦100k and ₦200k gigs. It was just knowing my worth and not being afraid to charge people,” he said.
• Invest in yourself: As you begin to grow your business and have some financial leeway, it’d be helpful to funnel some of it and upgrade your work tools. This subject thinks you can hardly go wrong with that.
“2021 was the beginning of proper financial stability. I was making at least ₦300k a month from writing and influencing, but more from influencing. That’s when I bought an iPhone and MacBook.”
Brands and businesses find and connect with their target audience on social media, and social media marketers own this process. A social media marketer’s job is figuring out how to use social media to promote products and services.
So, if you know how algorithms work and how to use them to boost audience reach or how to use paid advertising to hack growth, you should consider finding work in social media marketing. But remember, the end goal here is also conversion.
This is how aNaira Life subject, who went from nothing to earning $4k/month from social media marketing, made it work, and what you can learn from it
• Be open-minded and stay ready for unexpected opportunities: Opportunities in social media marketing often come from the least-expected sources. Being open to these conversations can unlock new career and income opportunities.
As the subject recalls:
“Things switched up when I ran into someone during a class – we had a mutual friend – she was ranting about all the pages that she needed to manage on social media. My friend told me she was going to ask the social media manager to offer me the gig.”
• Upskill as quickly as you can: Social media is dynamic and ever-changing, and social media marketers who invest in their knowledge set themselves up for success. The first thing this subject did was immerse herself in relevant courses, throwing herself into them and ensuring she was ready for whatever opportunity came her way.
“I couldn’t stop or sleep, and I just started courses. The first course I took was Shaw Academy’s Digital Marketing course. I can’t remember now if it was free or I got a scholarship, but it was from an ad,” she said.
• Practice relentlessly: Practical experience validates your learning. More importantly, it builds your confidence.
The subject took on real tasks for free, stating:
“My sister ran an event planning business, so I just collected her accounts and practiced.”
• Build a strong portfolio: A well-organised and relevant portfolio is critical to applying for new opportunities—it’s your visual resume.
The subject took the time to document her work meticulously. As she recalls:
“I just organised my portfolio around the work I did at the startup in detail. In fact, I made it into Google Slides.”
This highlights your accomplishments and sets you apart in a competitive job market.
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5. E-Commerce
The Internet has changed how people shop. With the rise of e-commerce stores, more people are open to buying things online. Jumia and Konga are two of the biggest e-commerce platforms in Nigeria. However, you’re not restricted to either option. You can easily create a custom online store on e-commerce platforms like Shopify, Bumpa, and Flutterwave Store and direct your customers there.
In addition, social media platforms Facebook, Twitter, Instagram, and WhatsApp have opened up a new revenue stream for business owners, and they should be part of your marketing and sales strategy. It’s also easy to set up a store on these websites — sign up, post your products, create content around them, receive orders, and fulfill them.
This is how aNaira Life subject, who makes ~₦300k from her business, made it work, and what you can learn from it
• Identify a market need: One of the first steps to setting up an e-commerce business is spotting an underserved market need. In this subject’s case, she noticed conversations about sex-related issues, specifically a gap in products for married women. This allowed her to identify her target audience and their pain points.
• Start small to test the waters: There are no assurances, so starting small is prudent. This subject initially used a dropshipping model to build her business, which allowed her to test the market without overexposing herself to risks.
“I started by dropshipping for a sex toy company. I paid ₦10k to register as a reseller, which gave me access to their website for pictures and videos of their products.”
• Know when to invest in your own inventory: Once you’ve validated your market, take control of your supply chain by investing in your own stock. For this subject, she bought her first set of products with a gift from a friend, giving her more control over what products to sell and when to sell them.
“In March, a friend gifted me $100 (about ₦50k) and I used it to buy my first set of toys.”
• Leverage digital marketing and influencer partnerships: Boost your online presence with targeted digital marketing efforts. By collaborating with bloggers and Instagram influencers, she significantly increased her sales. The reason is simple — strategic partnerships optimise your reach and credibility.
“Fast forward to October, I started reaching out to bloggers and Instagram influencers for ads. I paid ₦5k to one influencer, and ₦3k to another. That week, I made ₦150k in sales. Profit alone was about ₦100k.”
Virtual assistants work remotely and help clients with their administrative tasks. As a virtual assistant, you make someone’s job easier and get paid for it.
You can use social media sites like LinkedIn and Facebook to find clients. Freelancing platforms like Upwork and Fiverr are also effective places to scout for your clients.
This is how aNaira Life subject, who tripled her income as a virtual assistant, made it work and what you can learn from it
• Upskill with relevant courses: Recognising the need to pivot into virtual assistance, she invested in an intensive course to learn the basics. Instead of going blind, she took advantage of a free opportunity to gain needed skills.
“I found and applied for the ALX Virtual Assistant course in May 2022. It’s discontinued now, but it was an eight-week intensive course that provided me with all I needed. The course was worth $750, but it was sponsored, so it was free for participants.”
• Build a portfolio from real projects: After completing her training, she intentionally built her portfolio from the tasks she took on during the course. The great thing that did was that it validated her capabilities to potential clients.
“I built my portfolio using the tasks I did during the ALX course.”
Although it didn’t yield immediate results, it was the first step to landing her first clients. Showing proof of work is essential.
• Use Social Media to Find Leads: Networking online is critical as a virtual assistant. She secured her first client by letting her social media network know she was open for gigs.
“I got them [my first client] in March 2023 via Twitter. Someone had tweeted about her friend needing a virtual assistant, so people tagged me under the tweet. I reached out to confirm the service needed and also shared my CV and portfolio.”
If you know a subject well enough, there’s someone out there willing to pay you to teach it. That’s the simple logic behind online tutoring.
Fortunately, the internet has made connecting teachers with students worldwide easy. The best part? You don’t need to step into a classroom. With platforms like Udemy, Teachable, and Tuteria, you can earn naira or even dollars just by sharing what you already know. But how should you think about it?
This is how aNaira Life subject, who earned ~₦8m from online tutoring, made it work, and what you can learn from it
• Lean on your existing knowledge: Start by offering tutoring in subjects/topics you’re already proficient in. In this subject’s case, knowing French and her native language drove her early tutoring gigs.
“I already knew French at the time, so I started teaching in one school, from JSS 1 to 3, with all their many classes per year.”
• Build trust through consistent content and presence: Establish your authority by consistently sharing your knowledge through videos, study materials, and social media posts. Consistent, quality content also reassures prospective clients that you know what you’re talking about.
“I kept posting across social media. I realised that it was a way to build trust. I started writing study materials. But 2018 was just the starting year, I was just building a clientele.”
• Scale up by offering structured courses: Packaging your expertise into online courses can create a stream of passive income as demand for your services grows. Once you have a proven track record, scaling up by offering courses can multiply your earnings without you having to be live every time.
“So when I finally started my online course on one of these platforms, people were waiting. Referrals came from satisfied clients.”
• Market yourself using social proof and referrals: Word-of-mouth and social media are powerful tools. Referrals from satisfied clients will definitely boost your reputation, so it’s useful to be intentional about them.
“Referrals came from satisfied clients. Someone said she saw my advert in her church WhatsApp group in the US. People abroad are my major clients”, she said.
When people think about making money from crypto — the digital currencies that started off as an experiment but have grown into asset classes — trading and investing immediately comes to mind. But these channels only work if you already own some crypto. In addition, the crypto market is deeply volatile and requires some basic understanding of the fundamentals. Nothing is promised.
However, there’s another way. As the industry grows, so does the demand for talent, opening up a new layer of online work that pays you as you build a career in the fast-growing industry. Unlike trading volatility, taking crypto jobs requires you to lean into your skills — from writing and marketing to content creation. These jobs offer you a blend of stability in a way trading crypto cannot.
This is how aNaira Life subject, who earns $1,200/month from crypto jobs, is making it work, and what you can learn from it]
• Stick with a niche: Focusing on a niche builds your expertise and helps you stand out in the industry. This will increase your chances of landing better opportunities. This was this subject’s experience — he decided to apply for writing jobs and stuck with them, even when he didn’t have many leads.
“My first steady job was writing crypto news for a website every day. I didn’t know anything about crypto, but I was interested in it for two reasons: crypto was a new technology, and it was about making money,” he revealed.
• Scour social media platforms efficiently for crypto jobs: Many crypto jobs are remote, and companies often post openings on social media platforms like X [Formerly known as Twitter], Discord, and Telegram. Actively searching and applying for roles can help you break into the industry.
“In January 2021, I finally got the crypto gig I’d been looking for. The process wasn’t elaborate — I just searched for ‘crypto writer needed.’ I applied to as many as I could until one worked out.”
• Pay attention to market cycles and use them to your advantage: The crypto market goes through two cycles — the bull run and the bear run. During bull runs, companies have more funding and higher budgets for hiring. If you’re already in the industry, you can take advantage of these periods to maximise your income.
“2021 was the height of the last bull run, so there was a lot of activity in the crypto space. A client offered to pay $50 for every 500-word press release I wrote. I was commissioned to write 30 press releases in my first month and made $1500.”
• Invest wisely in crypto: The best way to make money in crypto is to get a job in crypto. That said, investing some of your earnings into the market doesn’t hurt. Consider investing in solid crypto projects for long-term gains. Research before investing and avoid putting all your money into speculative assets.
“My strategy is to look for projects with good use cases and strong communities. These days, I also lean towards VC-backed projects. My thinking is that those are usually in for the long haul.”
The internet is many things these days, and a consistent income source is one of them. Many people have tapped into this, and you should, too. Remember, the general premise of how to make money online is to find an opportunity and stick with it. Hopefully, this article has given you enough information to succeed or a good place to start.
Join 1,000+ Nigerians, finance experts and industry leaders at The Naira Life Conference by Zikoko for a day of real, raw conversations about money and financial freedom. Click here to buy a ticket and secure your spot at the money event of the year, where you’ll get the practical tools to 10x your income, network with the biggest players in your industry, and level up in your career and business.
I believe we think about money behaviours and habits in pairs. We’re either making money moves or money mistakes. Interestingly, this week’s stories explore both.
A forex trader pulls in up to ₦700,000 weekly from gold trades and shares how he does it. But remember, it’s not financial advice.
On the other hand, the stylist on #NairaLife is stuck in a cycle of overspending. She thinks it’s a small price, so she’s not mad about it. Meanwhile, the corps member on #LoveCurrency is realising that her boyfriend’s biggest financial influence might not be his bank account but his mother.
#NairaLife: The Stylist Who Consistently Spends More Than She Makes
The 23-year-old stylist in this #NairaLife has come a long way from her humble beginnings. But her journey to financial stability has barely begun. Why? Lifestyle creep.
According to her, it’s a necessary sacrifice for her work.
Love Currency: The Corps Member Dating a Mummy’s Boy on a ₦63k/Month Income
Ezinne* (25) and Justin* (27) have been dating for 8 months, but his mum might be the third in their relationship.
For #LoveCurrency, Ezinne talks about spending almost 40% of her income on Justin’s family and her unease with how Justin runs every decision by his mum.
I Make Up to ₦700,000/Week Trading Gold in the Forex Market
Mr Peanutbutter studied medicine at the Obafemi Awolowo University, Ilé-Ifẹ̀, but these days, he makes up to ₦700,000 weekly trading gold in the forex market without owning a single ounce of the metal.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
When people talk about hope, I often think about gamblers — how they’ve built their worldview around it. For most of them, all it takes is one lucky bet to turn things around and fix their money problems in one clean sweep. But it rarely works out that way. It’s a risky endeavour, so what does this process look like at a time when the stakes (read: inflation) are as high as ever? We spoke to a few gamblers to find out. Spoiler alert: it’s not very pretty.
Speaking of risk, the subject of this week’s #NairaLife is taking charge of her financial future the only way she knows how to. Relocating to a new country with strict immigration is riddled with a lot of uncertainty. So, why is she willing to bet on this route?
Love Currency: This Salesman Has Been in a Long-Distance Marriage for 10 Years
Kingsley* (38) and Uloma* (38) have lived in different countries since they got married in 2014.
For #LoveCurrency, Kingsley shares how planning has helped them manage the distance, their approach to finances, and why they’ve lived apart for so long.
Inside the Minds of Nigerian Gamblers in a Time of Soaring Inflation
If you know any gambler, you know they’re fueled by hope, especially at a time when inflation is higher than ever and the cost of living is consistently climbing.
So we spoke to seven Nigerians who either currently gamble or have done so recently. They opened up about their wildest gambling experiences, including their biggest losses and wins and how the recent economic climate has impacted their attitude to gambling.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
This key themes in this week’s stories are investment, migration, side hustles and financial sacrifices and trade offs.
There’s a 37-year-old financial analyst with a ₦20 million investment portfolio. We have another story with a 26-year-old social worker who expresses love through gift-giving, even when her salary barely stretches. Also, we talked to five Nigerians who moved abroad and are learning new money systems.
Ask Aunty M: I need more money than my parents can give me. What should I do?
Where The Money At?!
#NairaLife: The Financial Analyst Who’s Built a ₦20m Net Worth With Investments
The 37-year-old in this #NairaLife makes money by advising people how to manage theirs, but ironically, he feels poor. His primary focus now is managing his ₦20m+ investment portfolio and scaling his startup to turn his finances around.
Love Currency: This Social Worker Earning ₦110k/Month Expresses Her Love by Gifting
The only way Laura* (26) knows to show her boyfriend, Richard* (28), love is by spending her money on him.
For #LoveCurrency, she talks about her approach to gift-giving, her plans for Valentine’s Day, and why she doesn’t mind that Richard doesn’t reciprocate with gifts.
5 Nigerians Open Up on How Relocation Has Shifted Their Financial Realities
Moving abroad is almost seen as a golden ticket to financial stability — higher earnings, a stronger currency, and a better quality of life. But beyond the surface, navigating money in a new country is often more complicated.
We spoke to five Nigerians who moved to the UK, Canada, and the US in the past five years about how migration has shaped their income, spending habits, and overall financial mindset.
I’m a second-year uni student, and my parents place me on a ₦100k monthly allowance. They also sort out my other school expenses, but the thing is, my allowance isn’t enough for my basic needs. My rent increased a few months ago, and I’d have to squeeze some money from my allowance to pay the rent. I still have my feeding and other personal stuff to worry about, and I don’t want to disturb my parents for more money — they have more than enough to worry about. I can make clothes, but how do I start that as a side hustle when people don’t know I can do it? And how do I get steady clients? Also, my sewing machine is at my family’s home. I don’t want my parents to think they’re not giving me enough; that’s what they’ll feel when they see me carrying my machine out of the house.
– Precious, 21
Hi Precious,
Thanks for writing in! It’s clear that you’re very thoughtful and don’t want to burden your parents…are you a firstborn? This has “first born” written all over it! You mentioned that you don’t want your parents to think they’re not giving you enough, but the reality is that they aren’t giving you enough money to support yourself. This isn’t any fault of their own; they may not know how much it costs you to survive with this new rent increase.
So, my first suggestion is to reach out to them honestly and plainly explain what is happening. It’s not like you don’t have enough money because you’re frivolous; it’s because of the situation on the ground, and if they’re loving parents who are able to provide, they will help out. You can also explain to them that you want to start sewing to make up the difference so they can see your efforts as well.
Now let’s assume that you will ignore all of that and get your sewing machine. Fine. Starting a business is first about bringing awareness about your services. Start with word of mouth, letting people know that you sew. You can make minor adjustments to clothes at school for free/discount so that people know about your services. You can also create a social media presence and wear your creations to get people to know more about you.
Second, you have to build a client base of paying customers, so figure out your pricing based on your ideal client. Since you are at school, I’m going to assume most of your clients will be other students. With that in mind, realise that you need to offer a price that is competitive to them. You can offer student discounts, promos, etc.
Remember to save some of your earnings once you’re off the ground and making money. For example, 30% of everything you make goes to savings. I hope this helps.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
In the past decade, thousands of Nigerians have left the country to find better economic opportunities. Moving abroad is almost seen as a golden ticket to financial stability — higher earnings, a stronger currency, and a better quality of life. But beyond the surface, navigating money in a new country is often more complicated.
We spoke to five Nigerians who moved to the UK, Canada, and the US in the past five years about how migration has reshaped their income, spending habits, and overall financial mindset.
Philip, 31, moved to the UK in 2022
Current income: £3k/month
Last income (in Nigeria): ₦300k/month
Can you describe your quality of life in Nigeria? I was a marketing communications manager for a fintech company. My salary was ₦300k/month and my wife made ₦400k/month. We combined our resources and kept our expenses low. Our rent was ₦300k/year for a self-contained apartment.
However, my work was on the island, and I lived on the mainland, so I spent about ₦60k on transportation every month.
Our ultimate financial goal was to japa, and we spent much time and resources saving and preparing for it. Naturally, that meant we had to make multiple tradeoffs. For example, I really wanted a car because I was tired of leaving my house at 5 a.m. to get cheaper bus fares. We also wanted to move into a 2-bedroom apartment, but both wants would have derailed our plans. So, we stuck with what we had.
We weren’t living a glamorous life, but we could take care of ourselves and our families and put something aside for our relocation, a process that took about two years.
What money-related change surprised you the most when you moved abroad? Cash is not king in the UK. When my wife and I were leaving the country, I converted some money into pounds. But we were stranded when we got to London because every service we needed insisted on card payments. It was quite a culture shock.
What’s the most significant way moving to a new country has shifted your financial mindset? My perception of debt has changed. I’ll use properties as an example because I work in property management, and my wife and I have started discussing buying a house.
It’s so freeing that it’s relatively easy to take a mortgage, drop a 25% downpayment, and spread the rest across 20 years. Yes, paying off a mortgage is like paying rent for two decades, but the house becomes yours.
An investor I work with tells me that if she has £600k to invest in properties, she’d prefer to divide the money into four parts to use as a downpayment for four houses rather than buying one £600k house outright. Then, she’ll put tenants in those houses, and their rents will pay the mortgage.
You need to become comfortable with using debt to your benefit. Sometimes, it’s a pathway to financial freedom, and I got on board with the program.
What does your life look like now? The key word is stability. My wife and I have fewer things to worry about, especially now that we have a kid. Healthcare is almost free—the insurance pays for it—and there’s no limit on what’s covered.
When I lived in Nigeria, I barely worked at a place for one year. I was always optimising for a better-paying job; the only way I knew to do that was to switch jobs as often as possible. I’ve been at the same job in the UK for a while, and I’ve grown and gotten promotion and salary reviews. In addition to this, I have a better work-life balance.
That said, the cost of our utilities has increased. We pay £1,250/month for a 2-bedroom apartment. Electricity costs are around £325/month, and council tax is another £250.
The good thing is that I’m earning considerably more, and my wife makes money, too. Being married works here because neither of us can afford all of these alone. It’s possible, but it’d also be incredibly difficult.
Our finances have grown since we’ve been here. We’ve made more progress working for two years in the UK than we did in over five years.
If you do the same thing consistently here, you get results. That wasn’t my experience in Nigeria.
Tayo, 34, moved to the US in 2024
Current income: $1,500/month
Last income (in Nigeria): ₦200k/month
Can you describe your quality of life in Nigeria? I worked at a private school for 10 years, and my last salary was ₦200k/month. This was primarily what my family—my wife and three kids—lived on. Also, I built a few businesses and other side hustles from the ground up: I had a bookshop and a laundry business my wife manages.
My income wasn’t as great as I’d have liked, but I made it work. The key factor was that I was very prudent with money. For example, my house rent was ₦300k/year, and two months’ worth of my salary could easily cover it. When I wanted to invest in real estate, I knew I had to save up for it, and I managed to purchase a half-acre piece of land. However, I had my struggles, too. I’d have liked to stay 100% debt-free, but I took a few business loans.
What money-related change shocked you when you moved abroad? The volume of monthly bills. The system is designed to take your income the second you get paid.
There are multiple monthly recurring bills: phone, internet, electricity. Then you have to think of rent as a monthly expense. In Nigeria, I paid rent once a year and moved on to other things. I wish that was a thing here, too.
Also, I couldn’t—and still can’t—get over how easily accessible credit is. My life philosophy is to avoid debt unless it’s a last resort, and I only took business loans in Nigeria. In the US, using my credit cards for everyday use is a price I must pay to stay. It’s not great for me, but that’s how the system works.
What’s the most significant way moving to a new country has shifted your financial mindset? My relationship with black tax has changed. The US quickly taught me I can’t take on other people’s responsibilities or finance their lifestyles.
Short story: My first paycheck in the US was $1300, which I thought was a lot of money. My thinking, of course, was to take care of my people in Nigeria. So, I started sending money home — ₦50k here, ₦20k there. In little time, the money got down to $200. Then the monthly bills came, and I found out about the number of things I had to pay for.
I prioritised helping people in Nigeria because of our communal nature, but it’s impossible here. Now, I don’t care much about expenses that aren’t within my budget. I only send money from my miscellaneous budget to people who fall outside the scope of my wife and kids. If it runs out, it runs out.
Also, I was pro-saving in Nigeria, but that thinking has shifted, too. My time here taught me that building wealth through savings is almost impossible. Investing is king. A few months ago, I started buying some ETFs and putting money into the S&P 500 and Roth IRA, which is pretty much my retirement account.
What does your life look like now? I’m not sure yet. I’m still trying to figure out if my quality of life has improved. The competition for resources is fierce for immigrants.
At the moment, I make $1500/month as a graduate assistant. Thankfully, my funding covers the cost of rent. Without that cushion, 70% of my income would have to go to accommodation alone.
I like that the basics are sorted, but building something new and sustainable takes time. The first step is bringing my family here, and I’m currently saving for that. I’ll finally have my answer when this happens.
Cynthia, 29, moved to the UK in 2022
Current income: £50k/year
Last income (in Nigeria): ₦250k/month
Can you describe your quality of life in Nigeria? After I finished law school in 2020, I moved to Lagos to work. My first job paid me ₦80k/month. Two years and a few jobs later, this number grew to ₦250k/month. Also, my ex, who lived abroad, sent me ₦250k/month, bringing my monthly inflow to ₦500k. As you can imagine, I was comfortable and could afford a decent lifestyle — I took Ubers everywhere and outsourced my laundry and house cleaning.
I always had help, which was an important safety net. For example, when I moved to Lagos, I squatted at a friend’s with other girls. But we fell out. Then, I lived with my family until I moved to a shared two-bedroom apartment, and the rent was ₦800k/year. My parents sent me ₦500k, and my boyfriend paid the rest.
I left Nigeria because I became disillusioned with the country after the 2020 EndSARs protest. I also suspected the current President would win the elections, and I had no faith in him.
What money-related change surprised you the most when you moved abroad? Labour costs more in the UK. In Nigeria, I paid ₦6k/month for cleaning. In the UK, the average cleaning costs between £12/hour and £20/hour, which is very close to my hourly wage. The same goes for food. I spend between £20 and £40 per meal, so I’ve had to adjust by cooking more.
It’s not that I can’t afford these things, but it doesn’t make financial sense anymore.
Another shock? I feel every pound I spend. In Nigeria, I could justify spending ₦300k on a single purchase. But here, I think twice before spending more than £100. That shift has made me more intentional with money.
And then there’s my visa situation. I renewed my visa recently for £3500, and even though my partner refunded me, I was still upset. It’s frustrating that I have to pay to stay in the country.
What’s the most significant way moving to a new country has shifted your financial mindset? The biggest shift has been in how I budget and invest. I barely paid attention to either in Nigeria because I had a stronger support system.
But the moment I landed in the UK, I felt an intense fear of everything that could go wrong. Although I’ve settled now, I still fear being deported to Nigeria without anything to fall back on. As a result, I’m focused on what I can control, and investing is a big part of it. About 10% of my monthly income goes into my pension fund, and I’ve started putting money in the S&P 500.
I really want to have a soft landing when I retire. For context, I don’t want kids. My ultimate goal is to make enough money to afford a quality private care home when I’m old. This future is possible in the UK, and I must work to achieve it. I have four decades to plan for that.
What does your life look like now? I’ve lived in the UK for almost three years, and the quality of my life has only improved. Let me tell you something: I recently spent £1300 on clothes, which I could never do in Nigeria. This is exactly where I want to be.
But I have a lot of help, so my experience may differ from many people’s.
I work with the government and make £50k/year, which comes down to £2800 per month. My monthly net would be higher, but my pension contributions take a chunk of my net.
Now, my rent is £800/month, but I don’t pay for it; one of my “men” handles it. My partner is also moving in with me shortly, and we’ve talked about him picking up the rent and other household bills. This means I have an extra £800 to save every month.
Beyond the money, my life feels fuller. In Nigeria, travel wasn’t even an option. Now, I take 3 to 4 trips a year. Even the small things—like buying cotton and linen sheets—feel like luxuries I can finally afford. It’s hard to explain, but I don’t constantly feel like I’m in survival mode anymore.
Tony, 25, moved to Canada in 2021
Current income: $70k/year
Last income (in Nigeria): ₦63k/month
Can you describe the quality of life in Nigeria? My life was simple. Before leaving the country, I was an intern video editor and earned ₦30k/month. It was also my service year; the government paid me ₦33k. I thought my income was decent, but it was because I had no financial pressure. I lived rent-free with my parents, and my most significant expense was my commute to work.
At some point, I moved in with a few colleagues to be closer to work. There, the only thing I worried about was contributing to household expenses.
I got my student visa, which my parents funded, and moved to Canada in October 2021.
What money-related change shocked you when you moved abroad? I’ve lived in Canada for three years and haven’t gotten used to not getting SMS transaction alerts. I may get an email notification for money sent and received, but that’s it.
It made it almost impossible to track subscription payments. Sometimes, I found random charges on my account and had to determine where they came from. It’s not very intuitive. Now I have a notepad where I list all the services I’m subscribed to, their due dates and the cards the charges go to.
What’s the most significant way moving to a new country has shifted your financial mindset? I had to understand how the credit card system works. When I arrived in 2021, it didn’t sit well with me that I had access to money that wasn’t mine. I was uncomfortable with the credit card options and feared getting carried away was easy.
I’ve lost most of that fear now. As a result, I feel more secure in my finances—knowing that I don’t need all the cash in the world or have to wait until payday before I can sort basic things out. This gives me a sense of security, and I’m hardly flustered about money anymore.
What does your life look like now? My quality of life took a dip when I first moved to Canada. For context, I had to work two jobs and crazy hours. That said, I had some safety nets in my parents and a few family members, who paid my first-year tuition and my rent for the first six months. This took a heavy weight off my shoulders. However, I had to figure out most of these myself in the following two years, and this was where the crazy work hours came in.
Three years later, I’m a software engineer making about $70k/year. It’s the base pay for my experience level, but it works. That puts me around the low- to middle-income level. It’s not where I want to be, but I could be worse off.
I’m better off here than I was in Nigeria, and for good reason. The effort I’ve put into growing my income and building something here is on the same scale as the rewards I’ve gotten. That wouldn’t have happened in Nigeria.
Oyinloluwa, 29, moved to the US for school in 2021
Current income: $2k/month
Last income (in Nigeria): ₦100k
Can you paint a picture of your quality of life in Nigeria? I was a graduate assistant at a Nigerian uni and ran my Master’s programme concurrently. Every month was pretty much figuring out how to get by with my ₦100k salary; it was my only income source and funded my education. I had to be very intentional about money to prepare for my next life stage — going to school abroad. My money was tied in cooperative schemes, and I had salary deductions to sort out my Master’s payment. All this left me with about ₦30k-₦40k to spend for the rest of the month.
It helped that I lived in a small town, so it was relatively easier to sort out the basics. For example, my rent was about ₦50k/year, and the distance between my house and work was short, cutting down my transportation costs.
That said, even though I was operating on low maintenance mode, there were multiple times I had to contact my dad for loans. In retrospect, I think I struggled more than I remember. It wasn’t clear at the moment because I had my eyes on a specific agenda—moving to the US. Everything else was secondary.
I got a scholarship and moved to the US in August 2021.
What money-related change surprised you the most when you moved abroad? Housing costs and the monthly rent schedule. In Nigeria, I paid my rent once and was done with it. Then I came here and found out I had to constantly think about making rent every third day of each month. My rent + utility is $600/month, and I share the apartment with three people. This number would easily climb to $1k/month if I lived alone. Having to plan and set aside money every month took some toll.
On the plus side, it also shocked me that I could live without thinking much about the cost of things. I didn’t know that was possible. The context here is that I was always on a tight budget, and spending money on the non-essentials was always hard. But I got here and could do that without derailing my budget. It shouldn’t have surprised me, but it did.
What’s the most significant way moving to a new country has shifted your financial mindset? I’ve lived here for almost four years, and I’m getting used to the fact that I don’t necessarily have to be stingy with myself, for lack of a better word. It’s like a switch flipped in my brain, and now, I operate from a place of abundance or something close to it. The primary manifestation of that is that I don’t beat myself over the cost of things. If I want it and can afford it, I go for it. The heavens won’t fall.
Not much has changed about how I save and budget. I was decent at it when I lived in Nigeria and have even become better. The primary driver for this is the constant realisation that I have bills to pay and live far away from home.
What does your life look like now? I’m still a graduate assistant, and my only source of income is from my scholarship. I get paid a monthly stipend of ~$2k/month to sustain my living, which covers the basics. That said, it can only go so far, especially compared to what I might earn from a full-time job. So, I don’t think my financial reality has turned 180 degrees. For context, students in the US are classified as low-income earners.
That said, on a basic level, my living standards have improved dramatically. I easily save more than I ever did in Nigeria, and I’m not one expense away from reaching out to my parents for help. That means something.
Speaking of parents, an element of black tax is in my life now, and I can do much more for my folks. At times, it can be overwhelming, but it’s a tradeoff I’m mostly comfortable with.
I plan to remain in academia after my PhD. If I get a postdoc position, my earnings will double. The standard base pay for many academic postdoc roles is ~$50k—$60k/year, with the upper end in states with a higher cost of living.
How do you build and grow wealth in Nigeria — information, grit, strategy, or just pure luck?
Two stories in this dispatch will help us unpack this. One is a 53-year-old woman who quietly built over ₦1 billion in assets in two decades and secured her financial freedom. The other is a 23-year-old writer who kept throwing things at the wall until she figured out how to fivefold her income in a single year. Their paths are different, but both share useful insights.
On the flip side, money struggles don’t stop either. In Love Currency, a product manager is drowning under the weight of being the sole breadwinner. What does that feel like?.
Let’s dig in.
In this letter:
#NairaLife: How Did This 23-Year-Old 5x Her Income in One Year? Writing
Love Currency: This Product Manager Is Experiencing Breadwinner Burnout
I Retired at 53 With Over ₦1 Billion in Assets — Here’s How I Did It
Ask Aunty M: How do I budget in an inflation-riddled Nigeria?
Where The Money At?!
#NairaLife: How Did This 23-Year-Old 5x Her Income in One Year? Writing
The writer in this #NairaLife started chasing gigs in 2019. Five years later, she discovered writing platforms and turned her finances around.
These days, her sights are set on three things: Making more from her books, exploring other income opportunities and providing for her family without buckling under the pressure of black tax.
Big Cabal Media’s newsletter,The Big Daily can make you sound like the smartest person in the room. We make the biggest news around the world less boring and easier to understand. Subscribe here and start serving “I’m always in the know” energy!
Love Currency: This Product Manager Is Experiencing Breadwinner Burnout
Damien* (31) and Josephine* (29) have been married for a year, and their young family has already grown by one.
For #LoveCurrency, Damien talks about becoming the sole breadwinner due to a difficult pregnancy, his struggles meeting financial demands, and why he can’t wait for Josephine to find employment.
I Retired at 53 With Over ₦1 Billion in Assets — Here’s How I Did It
In 1998, this 53-year-old retiree took charge of her financial freedom with small, consistent investments. Over the years, she strategically grew her assets to ₦1 billion, positioning herself for an early, comfortable retirement.
I’ve tried to budget. But how do you do it? You budget ₦100k for transport, then there’s a fuel hike. You budget ₦200k for groceries and a crate of eggs becomes ₦5k. You plan ₦1mfor rent but the landlord could announce rent increase. I recently moved from Ibadan to Lagos, so it’s also hard to know what to expect (but which Nigerian was ready for the inflation we experienced this year?). I try to keep my expenses down as much as possible, but I keep ending up spending more than expected. I feel like it’s irresponsible to not stick to a budget but please, hooooowww can I? – Ibukun, 31
Hi Ibukun. First of all, give yourself some grace. Let’s acknowledge the reality; budgeting in an inflationary economy like Nigeria can be hard. It’s almost like you’re shooting at a moving target. So I understand and empathise with you. Here are a few practical tips I’ll offer:
a. Shift To A Flexible Budgeting Method: Traditionally, there is a fixed amount for each category, but this can lead to frustration in a volatile economy. You can try a prioritised spending plan where you rank your expenses by importance. Essentials like rent and transport come first, and want like entertainment can be adjusted or paused if costs rise unexpectedly.
b. Account For Inflation In Your Budget: Build in a buffer to cover unexpected price increases. For example, add 15% to categories that are prone to inflation, like fuel or food. If you don’t use the buffer, it becomes savings, or you can roll it over to the next month.
c. Track throughout the month & adapt: Most people budget once for the month and then hope for the best, but I like to review my spending weekly. This allows me to identify areas where I am overspending early and make adjustments before the month ends. Try this!
d. Focus on making more money: The reality is that you can only budget so much. Sometimes, you need to make more money. Seek our remote work opportunities or side hustles to help you outearn inflation.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
We don’t know a ton about money, but I think we collectively know it shapes how we live. But now, the question is, does it really define happiness? The answer(s) depends on whom you ask.
But this week’s stories, on different levels, dig into that question. For example,the 32-year-old on Naira Life has achieved almost everything he thought he wanted—multiple financial goals checked off and a better quality of life. But as it turns out, hitting the targets doesn’t always guarantee fulfilment.
Then there’s the hairdresser on Love Currency, who earns ₦25k per month and is in a long-distance marriage. Living in the same space as her husband would make her happy, but as you can guess, making that happen is a relatively complex process.
And finally, if you’re curious what life looks like across different income brackets, we have just the story for you. From ₦30k to ₦4m, six Nigerians break down what their income can do for them —from necessities to luxuries (or the lack thereof).
Let’s jump in.
In this letter:
#NairaLife: He’s Hit Most of His Financial Goals but Is Still Unhappy
Love Currency:The Hairdresser in a Long-Distance Marriage on a ₦25k/Month Income
6 Nigerians Earning Between ₦30k and ₦4m Open Up About the Lives They Can Afford
Where The Money At?!
#NairaLife: He’s Hit Most of His Financial Goals but Is Still Unhappy
Despite several obstacles, the 32-year-old in this #NairaLife managed to pull himself out of poverty and hit multiple financial goals. His quality of life is at the best it’s ever been, and he should feel fulfilled. But he’s not.
Big Cabal Media’s newsletter,The Big Daily can make you sound like the smartest person in the room. We make the biggest news around the world less boring and easier to understand. Subscribe here and start serving “I’m always in the know” energy!
Love Currency: The Hairdresser in a Long-Distance Marriage on a ₦25k/Month Income
Ajoke* (31) and Bolaji* (32) have been married for five years and have weathered many storms. First, it was money trouble and personality differences. Now, they’re on different continents.
Ajoke talks about how their marriage works despite the distance and limited incomes.
6 Nigerians Earning Between ₦30k and ₦4m Open Up About the Lives They Can Afford
What kind of life can the average Nigerian afford? We asked six Nigerians, each with a different income, to tell us what they can (or can’t) do with their income.
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
