• Fawaz didn’t plan to become a site engineer. At 16, fresh out of secondary school, he took a holiday job in construction to make some money. That one holiday changed everything.

    Seven years later, after completing his civil engineering diploma at Yaba College of Technology (YabaTech) and spending every break working in construction, he now supervises full-scale projects in Lagos. In 2024, he worked on a ₦200 million one-storey residential building in Surulere, Lagos. 

    From unexpected government fines to skyrocketing material costs, here’s the real cost of bringing a house to life in Lagos, brick by brick.

    This is Fawaz’s story as told to Aisha Bello:

    I’m a junior site engineer in Lagos. This means I supervise the construction of buildings, ensuring everything — from the foundation to the finishing — is done right.

    Last year, I helped build a fully finished one-storey residential building in Soloki St, Surulere. The owner contracted the construction firm I work with to oversee everything. We took care of everything from sourcing materials to final fittings. But as with most projects, things didn’t go exactly as planned.

    Buying the Land & Paperwork – ₦120.5M

    The first step in building a house isn’t construction; it’s paperwork. The owner bought a plot of land for ₦120 million. Before any work started, a lawyer was brought in to verify documents like the Certificate of Occupancy (C of O), Deed of Assignment, and Family Receipt to confirm the land wasn’t being used as collateral for a bank loan. The lawyer’s service alone cost ₦500,000.

    Then, we did a soil test for ₦300,000 to determine the type of foundation the building needed. We drilled deep into the ground, collected soil samples, and tested them in a lab. Based on the results, we went with a raft foundation to prevent future structural issues. 

    The next step was to get an architect to design the house according to the owner’s vision, which cost ₦700,000. But a design isn’t enough; you also need a structural engineer to ensure the building won’t collapse under its own weight. That’s where the structural drawing came in, which cost ₦300,000.

    Once all the plans were ready, my boss, the owner of our construction company, took over. We charged ₦10 million to execute the project from start to finish. This fee covered expertise, project management, and the skilled labour we needed to make the architectural drawings a reality.

    Construction Pricing: Why We Charge Per Stage

    When people hear the cost of building a house, they assume it’s a fixed number from start to finish.

    But that’s not how we work. 

    While the contractor’s fee is paid upfront (in this case, ₦10 million), the actual money spent on materials and labour is determined stage by stage.

    Construction material prices change almost every day in Nigeria. If we estimated the total cost at the beginning and stuck to it, we’d either run into losses or get stuck midway when the prices of materials shot up. 

    So at every new stage, we confirm current prices and bill the client accordingly. That way, they’re only paying for materials at the actual market rate when they’re needed.

    Foundation – ₦10.5M

    This was one of the most expensive parts of the project. A building’s strength is in its foundation. You can’t afford to cut corners when laying a foundation; one mistake can collapse the entire building.  

    Here’s how we laid the foundation:

    Step 1: Excavation and Digging

    We paid ₦200,000 to dig out the ground for the foundation. This is hard labour: men with shovels and sometimes machines, depending on the land.

    Step 2: Laying the foundation 

    Once we finished digging, we started laying the foundation in the dug-out space called the trenches.

    How we laid the foundation:

    • Reinforcing the trenches: To strengthen the foundation, we placed 3.5 tons of imported iron rods ( ₦4 million) in the dug trenches. 
    • Setting up the framework: We used 100 Marine boards (₦2,800,000) to build moulds that held the concrete for the foundation. One marine board went for ₦28,000.
    • Mixing and pouring concrete: We combined 375 bags of cement (₦2.8 million), two trucks of granite ( ₦1 million) and two trucks of sharp sand (₦600,000) and spread the mix evenly. 
    • Installing the German floor: To improve stability, we layered another thick slab of concrete floor to reinforce the foundation.
    • Labour cost: We paid labourers ₦400,000 and ₦250,000 to cast the German floor and lay the foundation.
    • Total foundation cost: ₦8 million.

    It took 40 labourers to get this done. 

    Unexpected Delay – ₦2M Fine

    We started the project in September 2023 with a completion timeline of 7–9 months. However, three months in, construction was halted because the owner had lied about getting government approval to build a storey building in the area. The Lagos State Building Agency (LASBA) stopped our work, and it took three months to resolve the issue. We ultimately had to pay a ₦2 million penalty before work could resume in January 2024.

    Superstructure (Walls & Decking) – ₦7.5M+

    Once the foundation was solid, we started raising the structure. This process is done in stages:

    1. Columns (Pillars) 

    Columns are the skeletal framework of the house — the vertical and horizontal supports that hold everything together. We paid: 

    • Iron bender (20 pillars): ₦100,000.
    • Carpenter: ₦100,000.
    • Labour for casting (20 pillars): ₦140,000.

    Whenever we cast a structure, we need iron for reinforcement, woodwork for formwork, and concrete to hold everything together.

    Once the structure was in place, we moved to the next big stage.

    2. Decking: The floor between two storeys

    If a building has more than one floor, you need a solid concrete slab between them. This is called the decking slab, and it’s a major part of construction costs.

    First, we had to mould hollow blocks, which are cheaper and reduce the amount of granite and sharp sand needed. This required 200 bags of cement and ₦200,000 paid to workers to mould the blocks.

    For the actual decking slab, we needed:

    • 130 bags of cement (₦7,500 per bag).
    • 2 extra tons of iron rods (₦1.9m per ton).
    • Workmanship for iron bending and carpentry: ₦250,000 each.

    3.  Another set of Columns (Pillars) 

    After the decking, we needed to raise another 20 columns to support the next level. Since fewer materials are needed as you go higher, this stage costs less than the foundation columns.

    • Iron bender (20 pillars): ₦50,000.
    • Carpenter: ₦85,000.
    • Labour for casting (20 pillars): ₦140,000.

    4. Roof Beam & Logging

    The roof beam is a reinforced concrete frame that keeps the building stable and distributes the roof’s weight evenly.

    • We cast the roof beam using leftover concrete from the decking.
    • Planks and iron rods were used to reinforce the edges.

    Next, we worked on roof logging, which is the wooden framework that supports the roofing sheets. This involved securing planks before adding a small slab for the water tank.

    At this stage, the house’s skeleton structure was complete. Now, it was time for the walls.

    5. Walls 

    For the walls, we needed about 3,000 blocks.

    • 9-inch blocks (2,300 pieces @ ₦730 each): ₦1.68M.
    • 6-inch blocks (700 pieces @ ₦630 each): ₦441,000.
    • Labour for lifting 3,000 blocks to the first floor: ₦75,000 (₦25 per block).
    • Labour for laying blocks: ₦280,000.
    • Extra materials (cement, sharp sand, granite): ₦1.5M.

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    Roofing – ₦15M

    Roofing is one of the most expensive aspects of building in Lagos, especially if you’re using the costly but durable aluminium sheets.

    • Aluminium roofing sheets: ₦8 million.
    • Woodwork & roofing labour: ₦7 million.

    Internal Work – ₦63M+

    Once the structure is complete, we move indoors for the finishing touches. This is where things really add up, and the house starts looking like a home.

    • Plumbing: ₦12 million (materials) + ₦2 million (workmanship).
    • Tiling: ₦9 million (materials) + ₦2.5 million (workmanship).
    • Electrical work: ₦7 million (materials) + ₦2 million (workmanship).
    • Aluminium work, rails and windows: ₦15.5 million (materials) + ₦3.5 million (workmanship).
    • Wall plastering: ₦1.4 million (sand) + ₦400,000 (labour) + 400 bags of cement.
    • Painting & Screeding: ₦5 million (materials) + ₦2 million (workmanship).
    • POP Ceiling: ₦10,200 per bag of POP cement × 180 bags + ₦450,000 (workmanship).

    Final Touches – ₦15M+

    This is the final stretch: fencing, gate, and finishing touches. Neighbouring buildings already provided two walls for the fence, so we only needed to fence the front and back.

    Fence & gate:

    i. 150 blocks + 300 bags of cement: ₦2.4 million.

    ii. Gate cost: ₦1.5 million.

    Iii. Labour (fencing, gate casting, flooring): ₦350,000.

    We cleaned the site, installed doors (₦12 million total), handled final electrical fittings, and completed the interior design (₦250,000).

    After all this, a painter touched up the dents and made the house move-in ready. Finally, we handed over the keys.

    Total Estimated Cost

    • Land: ₦120 million.
    • Construction & Labour: ₦121.14 million.
    • Total Cost: ₦241.14 million.

    Lessons from This Project

    One of the biggest lessons I learned is to double-check approvals to avoid delaying projects and having issues with the Lagos State Building Agency.

    Today, I’m supervising a shopping mall project in Yaba and another one-storey building in Lawanson, Surulere. My job challenges me to solve problems, lead a team, and bring buildings to life. I enjoy the process so much. 

    Someday, I hope to own my own construction firm and build homes people will live in for years.

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    Also Read: What It Really Costs to Move Out as a Young Person in Nigeria


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  • Citizen is a column that explains how the government’s policies fucks citizens and how we can unfuck ourselves.

    Nigeria has a housing problem. Apart from the data and research that backs up that statement, the reality of this is easy to see in our everyday lives. With overpopulation contributing to the housing palavah in states like Lagos to the general problem of affordability this is a problem we cannot deny.  Samuel C. Uzoigwe, a lawyer with expertise in housing and its related matters, explains that much of Nigeria’s housing problem can be linked to the lack of strong enforcement of housing and environmental laws on the part of state agencies. “Most of our laws regulating housing are yet to be updated to refer modern-day realities.” He says. 

    To further understand Nigeria’s housing problem and how it affects Nigerians in real-time, we spoke with four Nigerians on their experiences not being able to afford good housing and having to stay in uncomfortable situations or share their space when they would rather stay alone.

    Read their experiences below.

    Zainab, 21

    At my former apartment, I got robbed at gunpoint and some of my neighbors were raped so I had to leave. The only option I had was to rent a house but I had to share it with another person to afford rent. My experience was terrible, she had very poor hygiene. For instance, I had a white carpet I used at my former house and I put it in the room and after she stepped out, she would step on with dirt and would not bother to clean it up. Sometimes, she would soak clothes for months till they started breeding mosquitoes, and would often not wash her plates for weeks.

    To top it all for me, she bed-wetted twice on my mattress and ran away from the house for like two weeks each time, leaving me to clean after her mess amongst other problems. It would have been easier to move out if there were housing schemes in Nigeria that make it easy to pay rent in installments. I’d just moved into the former apartment when they came to rob us so I spent a week there and the owner took months to refund the house rent and caution fee. If I was able to pay in installments, I would have gotten a much better apartment for myself pending the time I got my refund. I left my roommate in the house and started sleeping at a friend’s place for months before I finally got a new place.

    Constance*, 21

    I graduated from university and after my service, I started job hunting for customer service and receptionist roles to help me save to learn graphics design and or digital marketing because streets are hard and receptionist jobs don’t pay well. I didn’t find a job for the remaining part of 2020 and all the money I saved from Nysc was spent, leaving me broke and sad. I intentionally looked for jobs on the island because I’d much more prefer to work in an environment where I felt comfortable and I like the island even with its dirty water and stinky drainage. I lived on the mainland with my parents then. My big sister had already moved out to an apartment of her own on the island. So I figured I’d stay with her until I get a job, even though I’d have preferred to have my own space.

    I did get a job last month and had to resume immediately, which I did. I had to pack my things within 24 hours and move out of my parent’s place to the island. Even if people can pay rent in installments, It’s still gonna be hard. A lot of people are underpaid. Most of the monthly salaries go to transportation, a discouragingly low amount goes to savings and the rest goes to the family and utilities A lot of people wouldn’t be able to cope regardless.

    Emily*, 28

    I had to share a flat with someone who was involved in cybercrime. His communication always came off as rude. It took me six months to set up my space in the kitchen as I never felt comfortable and after I did, I would cook and drop my food in my room to avoid getting poisoned.  After the 8th month, I had to move out just for that sense of safety.  Well, to think of it, if there were better housing schemes, options for installment payments, it would have been easy to move out. I know for a fact I wouldn’t have stayed that long.

    Sarah*, 23

    I live with my parents in Calabar. I’ve gone to school here and have lived here all my life and it seems like there’s no escape. I recently got a low-paying job but I’m just trying to make ends meet at my own end. I was able to gather enough money to get a house but my parents were against it. Talmabout, I won’t give you my blessing to leave the house. I would have relocated but I’m also a coward. I can’t think of going to a new town with almost no money to sustain myself, and I’ve been saving for forever to get the liver to get out of my parent’s house. I’ve been having this back and forth for 3 years now and I’m embarrassed of myself.

    I’ve put the end of this year as a goal to get out of their house. Because my mental health is at stake. And the worse part is that we don’t even stay in the main city, we stay in the outskirts, it can pass as a proper village. We’ve not had light for 8months and for me to get network, I have to hang in the protector in my brother’s room. A fair housing scheme would make it easier to move out, paying house rent in full is so much struggle, and it’s just not rent involved in getting a place. You also have to furnish it. But on the other hand, I view anything with installments as a scam because in most cases, you end up paying even more in the name of installments.