• In Nigeria, it’s a common sentiment that firstborn children automatically become the people their younger siblings go to for money. In essence, it’s expected that the elder child has more money. But what happens when the reverse is the case, like it is for Wale*?

    In this story, 28-year-old Wale shares how he grew up believing he had to provide for his younger siblings. Unfortunately, his younger brother has always been better off, which has translated to finances. Wale now struggles with resentment at his brother’s success and his own perceived failures. 

    As told to Boluwatife

    One of my earliest childhood memories is of a time my mum scolded my two younger siblings for calling me by my first name. They had to call me “Brother Wale” or be punished. 

    My mum is big on respect and culture and instilled that consciousness into her children. We knew we had to prostrate to greet every older person and could never question elders. In our house, my siblings didn’t dare to pick a snack or toy until I’d made my choice. 

    Once, my younger brother wanted to watch a cartoon show, but I was watching something else, so my mum refused to let him change the channel. 

    She told him, “Ask your brother to consider changing the channel or you watch what he’s watching.” 

    That was how it was at home. It didn’t matter that I was only a little over a year older than my immediate younger sibling and three years older than our last born. As the firstborn, I deserved the first pick of everything.

    My mum also emphasised the need for me to look out for my siblings. As the first child and default head of the family after my dad, I had to care for and provide for my siblings. 

    So, during my siblings’ birthdays, my mum would ask, “What did you buy for your brother?” She also regularly prayed, “May you be the head indeed and set a path for your younger ones.” 

    As a result, I believed I needed to be ahead in every way to be a worthy elder brother. But it isn’t the easiest thing to do, especially if you have a genius younger brother. 

    Since primary school, my immediate younger brother, Kunle, has been ahead of me. 

    First, it was academics. He always snagged first position and several awards in his class while I struggled with third or fourth positions in mine. This didn’t rub off well on me. 

    My mum never compared our results but always nudged me to work harder to reach my full potential. I felt she did this because Kunle was doing so well, and I didn’t like it. But try as I may, school just wasn’t my strong suit. 

    Fast forward to secondary school, the girls flocked to Kunle more. He was a school prefect and girls liked smart boys, but I often got jealous of the attention he was getting. Thankfully, we didn’t attend the same university, so I didn’t have to compare myself to him. We also finished with the same second-class upper grade. 

    Now that we’re both adults, I have another thing to worry about: Kunle is more successful and has significantly more money than I do. He works in tech, and while I don’t know his actual salary, I know he earns in dollars and makes at least ₦1.5m monthly. Meanwhile, I’m here, waking up at 5:30 a.m. every day, fighting for my life at a ₦270k/month marketing job.

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    It probably sounds like I’m not happy for my brother — I am. I’m glad he’s doing well. It’s just that his life and career trajectory make me feel like I’m not growing as much as I should. I can’t make certain decisions because I don’t have as much money, and it doesn’t feel good.

    For example, for my mum’s birthday last year, Kunle suggested that we gather ₦1.5m each over nine months to buy her a small car. I felt both insulted and useless. He knows I don’t earn as much as he does, so suggesting that amount felt like a dig at me. I should have been leading the conversation about what to get for our mother. But I couldn’t.

    I hate what not having as much money as my younger brother means for me. Kunle should be the one who looks up to me or bills me, but I’m the one who occasionally has to ask him for loans . Most of the time, he doesn’t allow me to repay the loans, but that only makes me feel worse. 

    As if that’s not enough, Kunle has his apartment while I still live with our mum. It’s like I’m just a figurehead claiming to be an elder brother, and honestly, I’m jealous of his progress. 

    This situation has affected our relationship. We weren’t super close as children, but we talked to each other and joked about our struggles. But there’s been a dynamic shift. As adults, it only makes sense that many of our conversations will revolve around money, the economy and our relationships. 

    I can’t just call my brother to rant because I fear he’ll assume I need money and offer to help me. So, I avoid talking to him instead. 

    We also can’t hang out as much because how do I explain I don’t have ₦20k to spend on drinks and food? Our communication has inevitably reduced to sending each other happy birthday messages and greetings when we see each other.

    My mum doesn’t say it, but I’m sure she’s disappointed I’m not “taking the lead” like she expects. I know it’s not exactly my fault. The economy is terrible, and many Nigerians like myself don’t earn enough to live comfortably despite working so hard. 

    People like my brother are a rarity — not many people will get the opportunity to work for foreign companies and earn so much. Still, I can’t help the resentment and feeling like I’m not doing enough. I keep hustling to get a better job to increase my income, but I’ve gotten nothing.

    Maybe I wouldn’t feel so bad if my brother weren’t as successful as he is. Or maybe I still would. I can’t say for sure, but this is my reality. I don’t feel like a worthy firstborn, which greatly bothers me. I can only hope things change for the better soon.

    *Names have been changed for anonymity.


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  • The topic of how young Nigerians navigate romantic relationships with their earnings is a minefield of hot takes. In Love Currency, we get into what relationships across income brackets look like in different cities.


    How long have you been with your partner?

    About 8 months now. Onome and I started dating in July 2024. 

    How did you meet?

    This is funny, but we met because I was sick. I was at the hospital to get tested for malaria, and Onome was the lab technician who drew my blood. I’m quite nervous around needles, and she could tell I was trying to put on a brave face. 

    She told jokes to relieve the tension, and I calmed down enough to notice she was a fine babe.

    I’m screaming. Weren’t you supposed to be fighting for your life?

    I mean, the sickness wasn’t affecting my eyes. I convinced Onome to give me her number, and we kept in touch via WhatsApp. At first, I thought she wasn’t interested in me. She kept responding late and sending one-word replies. 

    I was about to give up when I impulsively decided to call her one night. We spoke for two hours. It turned out that she was usually at work when I texted and couldn’t respond quickly. Also, she preferred calls to texts. 

    We went on a pizza and ice cream date and saw a movie that weekend. The whole thing, plus transportation, cost me ₦33k. We talked about everything, from our salaries to our families, past relationships and genotypes. It was my first time going all in right from the start like that. It felt like we’d known each other forever.

    You mentioned salaries. What were your financial situations like at the time?

    I was working remotely at a startup — I still am — earning ₦400k/month. I live with my parents, so most of my salary goes into savings and flexing. I’m not in a hurry to move out of my parent’s house. I have friends who live alone, and they tell me the shege they’re passing through. So, I’d rather save my money and get a place when I absolutely have to. 

    Onome’s finances, on the other hand, haven’t been great. When we started dating, she earned ₦80k as a lab technician. In December, she got a job at another lab, and her salary increased to ₦100k/month. But she has a lot of responsibilities, and the extra ₦20k doesn’t make much difference.

    What kind of responsibilities?

    Onome also lives with her parents, and she’s the first of four children, so everyone is constantly billing her. 

    She mentioned this on the first date when we talked about our families, but I didn’t think the billing was a lot. Then, we laughed about it, and I told her I could relate because I occasionally bill my elder sisters. too. The thing is, Onome’s responsibilities are more than random ₦10k requests. 

    Her parents are retired, so Onome sometimes has to pitch in for house rent. She also takes on most of the feeding expenses and pays the school fees of her youngest sibling. Onome had to personally take on that child’s school fees because her parents had no money for school fees and were prepared to let the child go uneducated. 

    Hmmm

    On top of all that, her mum is hypertensive. Onome pays ₦20k/year for her mum’s HMO and still buys some medicine with her own money. Their youngest also has sickle cell, so occasional hospital admissions are a thing. 

    Since we started dating, Onome has had at least two financial emergencies every month. She doesn’t expect me to give her money — she’s actually never billed me since we started dating — but it’s only normal I pitch in sometimes. There’s no way my girlfriend will tell me she had to take her sibling to the hospital, and I’ll just say, “God be with you,” — especially because I know her parents don’t do much.

    How often do you have to provide financial support?

    At least once or twice monthly. Onome’s money problems typically involve repaying a small loan or urgently buying drugs. I don’t usually cover the full amount she needs; I usually send ₦20k – ₦30k to assist. This typically comes down to ₦50k – ₦60k in most months. It was ₦70k last month because her sibling landed in the hospital.

    Onome appreciates my help and often says she doesn’t expect me to rescue her, but I feel like she keeps me in the loop because she actually wants me to do something. Wouldn’t she think me uncaring if I just ignored her problems?

    Last month, I tried to reduce how much I spent helping her, but it was the month I spent the most. Honestly, it’s getting tiring. I often wonder if it won’t get worse as our relationship advances, and I don’t know if I can cope. I’ve heard horror stories of men having to provide for entitled in-laws. I don’t want that to be me.

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    Have you tried talking to Onome about this?

    It’s a tricky subject. How do I say, “Stop telling me about your family problems?” Besides the money issue, she’s perfect. She’s focused, highly intelligent, and very caring. On several occasions, she’s stayed up all night helping me with my work (she’s a really good writer). 

    She treated me to a massage session on Valentine’s Day, bought me food, changed my laptop’s charger, and baked a cake. No one has ever been that thoughtful to me. To this day, I don’t know how she managed to afford all that. 

    I want this relationship to last forever; I’m just scared of her family’s constant needs, and I don’t know how to address it. I know I’ll have to bring it up soon, though.

    Sigh. I understand. What other money conversations do you both have?

    We talk about our savings. Actually, I’m the one trying to get her to build a savings culture. She thinks it’s impossible considering her many expenses, but I try to make her understand that, whether she sets money aside or not, the money will still finish. So, it’s better to have something she can hold on to.

    In January, she started putting ₦20k/month in a savings app. She only saved ₦10k the following month, but I intend to keep following up so she saves something, no matter how small.

    Do you have a budget for romance and relationship stuff?

    We often go on dates, as those are the only opportunities we have to spend time together — we visit each other at home, but it’s not the same as just enjoying each other’s company. 

    Our dates are usually outdoor activities on weekends: spending time at parks, paintballing or going on walks that typically end in an eatery, mall or cinema. I spend around ₦60k/month on these dates. 

    You said something saving a lot. What does your portfolio look like now?

    I have ₦3.2m in savings and about $600 in an investment app. My goal is to reach ₦6m by the end of the year and buy land to build a mini shopping plaza. ₦6m probably won’t cover the total cost, but I know my parents will most likely support me with the purchase once they see I’m actively working towards it.

    I’m concerned I might not reach my savings goal this year, especially if I keep spending like I do in my relationship. For instance, four months ago, I reduced my monthly savings from ₦300k to ₦200k to meet up with the new demands. That’s why I’m quite worried about Onome’s family expenses. Hopefully, we can work that out soon. 

    What’s your ideal financial future as a couple?

    Japa. Onome plans to pursue an additional nursing qualification and I also want to switch to a tech role. If we both succeed within the next three to five years, we’d have good options to relocate permanently.

    Interested in talking about how money moves in your relationship? If yes, click here.


    *Names have been changed for the sake of anonymity.


    NEXT READ: The Finance Sis Performing Breadwinner Duties With ₦520k/Month

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  • According to the Zikoko Bureau of Statistics, a week hardly passes on Nigerian Twitter without firstborns being the subject of one joke, drag, hot take or the other.

    Everyone always has something to say about firstborns, and as advocates for the common man, we had to give firstborns the floor to share their thoughts.

    The ones who are just tired

    “I’m the olóríẹbí (family head), and as a Yoruba man from Ijebu, it means I always have to take the lead, especially in finances. I’m at the age when there are a lot of family weddings, burials and namings. But I’m not rich. No one cares if I take loans. Try to send olóríẹbí money too.” — Pa Gbade, 64

    “They say I act like their junior mummy, but I can’t help it. They can make it easier for me by not waiting until everything has scattered before reaching out to me. I don’t have money for everything you need, but it’s not until EFCC arrests you for internet fraud that you’ll tell me you need money. Help me help you.” — Janet, 31

    “Firstborns need check-ups too. Let us know you’re looking out for us. Not every time billing or thinking we’re fine. Also, sometimes. I need space. It doesn’t mean I hate you.” — Harvey, 25

    The ones who want you to know you’re on your own

    “I don’t have the solutions to all your problems. Emi gan mo need help.” — Tolu, 25

    “I’m not your role model, please. I don’t have it all figured out.” — Uduak, 26

    “Don’t do drugs. There is madness in our family, and I will leave you on the road if you craze.” — Stephanie, 26

    “The same piece of advice I gave them when they were about to get their first jobs is what I want them to always know: Be responsible for every and anything you do.” — Abisola, 33

    The ones who are tired of billing

    “Don’t text me to “check on me”. Just ask for the money you want straight up.” — Ore, 26

    “There’s no special allowance for firstborns o. It’s like you think money appears in my account as per birthright. Let me be a baby boy, please” — Joshah, 23

    “The day I go broke, I’ll come back to you for urgent ₦2k. There’s no law against begging your younger ones.” — Grace, 28


    RELATED: 7 Nigerians Talk About How Much It Costs to Be a First-born Child


    The ones who really want their siblings to stay winning

    “My sister is much younger, so I’d tell her to believe in herself. Think about how far you can go, then reach higher. Dare to dream.” — Stephan, 45

    “I may be hard on you, but it’s because I know you’re capable of so much. You can do whatever you set your mind to. You can blow, and you will. And maybe then, you’ll stop billing me.” — Harmony, 27

    The ones who want you to remember they’re human

    “I’ve made mistakes, and I’m not perfect. I’m not always the best sibling, but all I do is out of a place of love. Be kind.” — Anne, 24

    “Sometimes, I don’t want to pick calls or respond to your requests. No, I’m not being wicked. I just have a lot going on. You’re lucky to have someone older to rely on. I don’t. But adulthood and capitalism don’t discriminate. There’s only so much I can do.” — Joel, 35

    “If I give you advice, and you take it, but it doesn’t produce the desired results, remember I’m not God. I advise because I care for you, but I’m not always right. And I don’t carry respect on my head. I deserve it because my eyes constantly see shege. It feels nice to be recognised for all the sacrifices I make.” — Tosin, 28


    NEXT READ: My Parents Thought I’d Become Wayward Overnight, but I Was Just a First Daughter Looking for Freedom

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