Volume 96
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Happy new month, everyone!
We’re kicking off this week’s newsletter with the gospel of Moonshot by TechCabal. Next month, players in Africa’s tech ecosystem will come together to collaborate, share insights, network, and celebrate innovation on the continent. You should be one of them.
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In this letter:
- The #NairaLife of a Consultant Who Has No Idea How Much He’s Worth
- I Found Love in the Middle of Getting Myself Out of a ₦7.9 Million Debt
- Aunty M: I Hate That My Husband Does Everything, and I Can’t Chip in
- QUIZ: How Much Money Would Make You Happy?
- Where The Money At?!
The #NairaLife of a Consultant Who Has No Idea How Much He’s Worth
This 34-year-old has come to terms with his weakness for reckless spending, and he’s handling it the best way he knows: giving his wife 100% control of his finances and money-related decisions.
How’s that working out?
Jollof+ is a cutting-edge savings app providing up to 21% net interest rate with no hidden charges. Designed to help combat inflation, Jollof+ offers personalized saving features, ensuring steady financial growth for users.
I Found Love in the Middle of Getting Myself Out of a ₦7.9 Million Debt
“I would’ve never believed that at 21 I’d find my first love in the middle of crawling my way out of a debt of ₦7.9 million.”
But that was Chidi* in 2019 — broke, failing at school and deeply in love.
Ask Aunty M with Reni
I'm a student and fashion designer. I'm married with two kids and currently have no source of income. My husband provides, but I need more. I pity him, so I tend to manage my resources, but I need more and want more for my kids. I'm tired, confused, and don't know what to do with my life. - Bisi, 23
Hi Bisi.
Thanks for writing in. Understandably, you feel a little overwhelmed as you’re balancing a lot. It’s great that you want to have your own money and contribute to the household — I’m a big advocate for that. Here are some steps I would follow:
First, look into your strengths and opportunities to make money in your field. I know you’re a student, and a full-time job may only be feasible after you graduate, but you are also a fashion designer. Can you monetise this passion by doing freelance work or selling your designs online? You must set clear goals for yourself and your business if you want to start making extra money.
Second, speak to your husband about how you are feeling. You never know…he could think that the amount he is giving you is sufficient because you are managing it and not voicing how you feel. You are married, and communication is key. Try to have an open discussion about your financial needs and whether he can provide more support or support you in taking steps to increase your own income.
Third, seek counsel. You mentioned that you don’t know what to do with your life. Is this from the fatigue of managing school, work, home and children? Or is there simply nothing you’re interested in pursuing? Motherhood is hard, and sometimes, being able to take a break, rest, and talk to a third party will leave you feeling recharged and energised to start again.
You’ve got this! It’s never too late to make a change.
Xoxo,
QUIZ: How Much Money Would Make You Happy?
Nothing is free in this economy, so how much money would spark joy for you?
Where The Money At?!
We can’t say we’re about the money and not actually help you find the money.
So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.
Again, don’t mention. We gatchu.
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All good things must come to an end. But not this good thing. We’ll be back next week.
In the
meantime, keep reading Zikoko’s articles and be sure to share the love.
See you next week…
Yours cashly,
Toheeb,
Zikoko’s ‘OG’ Mr. money
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