1. How you flex

21: Spending money on alcohol and in clubs

25: Buying small stocks and looking into other investment options

30: Surviving school fees season

2. *Send funds

21. It’s time to disturb my parents again

25. Help! My parents have forsaken me

30. Let me send a little something to my parents

 3. Staying in shape

21: I will spend all my money on gym membership

25: I will spend all my money on vitamins and painkillers

30: Fitness is overrated.  The only thing that needs to stay in shape is my account balance

4. Changes in lifestyle

21: I can afford to live above my means

25: I can afford to live within my means

30: I can only afford to live below my means

5. How you make decisions

21: I like this thing I don’t really need, I’ll buy it next week

25: I like this thing I don’t really need, I’ll think about it and make a decision

30: I like this thing I don’t really need, I’ll think about it, save for a couple of months, think about it again, and make a decision

6. The things you hold dear

21: I want the world

25: Maybe small house is not bad

30: I just want peace of mind and time with my wife and kids

7. How you react to unplanned expenses

21: “It is what it is”

25: “Why always me?”

30: Break down in tears because what is this life?

8. Your happiness level

21: Depends on the things you can afford

25: Depends on your savings

30: Depends on your wealth portfolio 

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