Are You In School And Bad With Money? We Know Your Story

June 15, 2020

You think you are all grown and can handle yourself until you get to the university, the polytechnic, or anywhere you have to spend a few years without your parents breathing down your necks. That’s when life throws your first real test at you – how do you make sure you don’t go broke? The bad news is that your money is never really enough, and it doesn’t help that you always have this lingering urge to spend.

This happens in stages, so let’s break it down, shall we?

1. Heavens smile on you and you get a credit alert

Naira notes counted ask partner for money

It is not 30 billion dollars, but it is just enough for you to enjoy your life. You are addicted to cash, but you like spending it more. I mean, what’s the point if you don’t know how to spend it?

So, you settle your debts, upgrade your closet, and do other stuff. Suddenly, the idea of cooking seem very foreign to you and the sight of your room irritates you, so you get out every chance you get.

2. You can’t stop spending

At this point, the voice of reason you’ve trapped deep inside your subconscious is fighting to get out. You can hear it now, but will you listen to it? Nah. You know you should get a grip, but you just don’t see the need to.

3. You won’t stop spending

Now, you’re beginning to realise how much damage you’ve done to your purse. But then, the genius in you thinks that is the worst that could happen. Besides, You Only Live Once. More than ever, you are determined to live your best life.

4. You don’t have anything to spend

You’ve lived your best life and now, you have to reflect on how fast it went. You check the calendar and realise that you won’t be getting any alert any time soon.

You swear to be more careful with money going forward. Hahaha. That’s funny because you couldn’t if you tried.

You'll like this

Toheeb

Join The Conversation

Bring a friend.

Watch

Now on Zikoko

September 20, 2020

Godwin Obaseki has been declared the winner of the Edo Governorship elections, but what does his re-election mean for godfatherism in Nigerian politics? Does this victory mean that so-called “Godfathers” are no more relevant in determining who wins an election in Nigeria? Not Too Long Ago In the run-up to the Edo Governorship elections, a […]

September 20, 2020

Every season of Big Brother Naija the housemates are different but the fans remain the same but the fans polarize in 4 major annoying ways; 1. The celebrities chasing clout. You can tell they don’t watch the show but because they see that BBNaija commentary garners a lot 2. Trolls. The one’s that can only […]

September 20, 2020

The Independent National Electioral Commission (INEC) has declared Godwin Obaseki as the winner of the Edo Governorship elections. Obaseki got 307, 955 votes while his nearest challenger, Osagie Ize-Iyamu polled 223, 619 votes to emerge winner of the elections. He was announced by Prof Akpofureh Rim-Rukeh, the Resident Electoral Commissioner for the elections, as the […]

September 20, 2020

Someone said Northern Nigeria’s cuisine is the most underrated food culture in Nigeria, and I agreed instantly. Here is a list of some of the most popular and nutritious foods you’ll find in Kaduna, particularly. As you should be able to tell, I couldn’t stop craving till the very end. 1. Tuwon Shinkafa And Miyan […]

September 20, 2020

What does it mean to be a man? Surely, it’s not one thing. It’s a series of little moments that add up. “Man Like” is a weekly Zikoko series documenting these moments to see how it adds up. It’s a series for men by men, talking about men’s issues. We try to understand what it […]

Recommended Quizzes

November 12, 2019

Are you a single pringle, stuck in a complicated situationship or happily married to the love of your life? This quiz is here to guess your current relationship status, and as you know, Zikoko quizzes are incredibly accurate (don’t quote us). So, give a shot:

how tall are you
March 11, 2020

Did your parents give you enough beans when you were growing up? If they did, then you’re probably around 6’0″ and above. Either way, we created a quiz that can guess your current height (pretty accurately, if we do say so ourselves). Take to see if we nailed it:

What are you like in a relationship?
February 7, 2020

Your taste in music can say a lot about you, and this time, it’s going to reveal what you are like in a relationship. So, pick a few of your favourite Nigerian love songs, and we’ll let you know if you’re typically a distant, passionate or unbothered partner. Here you go:

November 22, 2019

It can be very stressful when you’re trying to find the love of your life, but you only keep meeting people that are exactly like your yeye ex. To help you be more aware of that problem, we’ve created a quiz that lets you know the kind of people you are attracting. Take it to […]

June 14, 2020

Have you ever been with someone so horrible that you swore to never date again? Yes? Well, do you know that one or more of your exes probably feels the same way about you? You never thought about that, huh? Thankfully, this quiz is here to let you know just how much of a hassle […]

More from Aluta And Chill

September 18, 2020

Many of us thought we couldn’t get out of university fast enough. There was a new life to live and hell lots of money to make. How’s that working out now? Anyway, we asked 5 Nigerian graduates about what they miss about university, and this is what they said. Ola, University of Ibadan University was […]

September 10, 2020

For students at any of the government-owned universities across the country, ASUU and NASU strikes are a big part of their experiences. The staff unions are always in disagreements with the federal government, leading to strikes that sometimes go on for months. No one feels this avoidable break in academic activities more than the students […]

September 4, 2020

What does life look like for Gen Z Nigerians everywhere in the world? Every Friday, we ask five Gen Z Nigerian students one question in order to understand their outlook of life.  With the constant debate about the resumption of tertiary institutions in Nigeria, this week we asked five Nigerian students if they want to resume […]

Watch

Trending Videos

Zikoko Originals

June 22, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
June 22, 2020
Hacked is an interesting new series by Zikoko made up of fictional but hilarious chat conversations.
June 4, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
June 2, 2020
Quickie is a video series where everyone featured gets only one minute to rant, review or do absolutely anything.
May 14, 2020
Isolation Diary is a Zikoko series that showcases what isolation is like for one young Nigerian working from home due to the Coronavirus pandemic.
March 12, 2020
Life is already hard. Deciding where to eat and get the best lifestyle experiences, isn't something you should stress about. Let VRSUS do that for you.
February 6, 2020
Who doesn't want to find love? In our bid to help, we paired up a bunch of single Nigerians, sending them on an all-expense paid date, and interviewing them before and after they met.
January 27, 2020
Nigerians Talk is what happened when a motley crew of young Nigerians were put in front of a camera and asked a bunch of apparently random questions about life, love, money and more.
September 24, 2019
A group of Zikoko staff go on a road trip to every mainland country in ECOWAS West Africa

Z! Stacks

Here's a rabbit hole of stories to lose yourself in:

Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.
X