Good morning, ☀️

A semi-popular quote goes thus, “Your life is often a sum total of your circumstances and choices.” I think this rings true in this week’s #NairaLife.

The lady in this story stumbled into adult content creation after a series of unfortunate events and circumstances. It isn’t the path she imagined for herself, but she’s making the most of it to create a future she can be proud of.

Speaking of unfortunate events, we spoke to a brand designer who lost his job four weeks after spending all his savings on a wedding and a new apartment. He’s been married for two years now, and in that time, he’s had to navigate unemployment and homelessness. What does this mean for a fairy-new marriage?

Let’s get into the stories. 👇🏾

In this letter:

• The Conflicted #NairaLife of an Adult Content Creator
• Love Currency: This Brand Designer’s Marriage Is Recovering From a Financial Crisis
• I’m the Easiest Person to Scam, and It’s Not Funny Anymore
• Ask Aunty M: I’m a Struggling Student With Little to My Name
• QUIZ: Take this Quiz, and We’ll Tell You How Far You Can Go to Make Money
• Where The Money At?!

This 21-year-old stumbled into adult content creation after a series of unfortunate events. One month in, she’s earning more than she ever imagined — but she’s already crafting an exit plan for a future beyond the industry.

i-invest is your go-to investment platform, offering up to 24% annual returns on Fixed Deposits and Treasury Bills. You can also buy and sell Nigerian equities on the app and earn up to 15% p.a. on your savings. Start building wealth the easy way.

Manuel* (30) lost his job four weeks after he got married to Lydia* (26) in 2022. In the two years that have followed, he’s had to navigate unemployment and homelessness in an early marriage.

For #LoveCurrency, he shares how this financial situation affected their relationship and how he and his wife are now trying to rebuild their connection. Read the full story

Trade on Yellow Card and win tickets to see Gladiator 2!

Trade $10+ for a chance to win Filmhouse tickets or go big and trade $1,000+ to win Cube tickets. Enjoy low fees, great rates, and top security.

You’ve probably fallen for at least one scam in your lifetime, but for Adeoti*, the number is far greater.

She talks about falling victim to more scams than usual and what she hopes to do differently so it doesn’t happen again. Read more

I’m a student in my final year at the university. I’ve always struggled through all my years in school, as I had very little financial support from home. The problem is, I have nothing going on with me, financial wise. And I have nothing going idea on what to do, as I have very little to my name. I have very good writing skills, but I don’t know what to do with them or how to start doing things with them, even. What do I do, please? – Jay, 23

Hi Jay, congratulations on making it to your final year of university. This is no easy feat at all, especially with limited support from family. As a student, you are at the perfect point in your career to start asking everybody and anybody for advice and counsel. When you are a student, people are more likely to help you and offer guidance. Take advantage of that!

Since you don’t know what to do with your skills + degree, reach out to people you admire who have careers you find interesting and ask them for 30 minutes of their time to talk. We call this a coffee chat, and in this talk, you will ask them questions about how they got into their line of work, what they do for work, what skills are needed to do the work they do, if they recommend their line of work, and more. You can also explain that you have x,y,z skills and what would they recommend you to do with them?

People have a lot of insight into the type of jobs that would be well suited for you, volunteer opportunities that can help you build your skills and more. Try to book a lot of these calls over the next few months as you lead up to graduation.

Xoxo, Reni

• If you’re here, you probably have a money or work dilemma. Ask your question and we’ll figure out an actionable solution for you.

Answer some questions and we’ll determine just how money-desperate you are.

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don’t mention. We gatchu.

• SEO Specialist – Reliance Health
• Financial Controller – KPMG Nigeria
• Lead Planning And Design Officer – FiberOne
• Executive Sous Chef – Marriott International
• Utility Manager – Seven-Up Bottling Company
• Customer Retention Manager – M-KOPA

Share this newsletter

All good things must come to an end. But not this good thing. We’ll be back next week.

In the meantime, keep reading Zikoko’s articles and be sure to share the love.

See you next week…

Yours cashly,

Tife,

Your resident money girl

Did someone awesome send this to you?