The Guy Who Wanted To Make Money While Waiting For NYSC

April 16, 2019

The wild thing about money problems is how you can have none one moment and have 8 of them the next. So you’re left holding on to the last contents of your bank account while owu blows you around violently.

Take today’s case study: a young man named Fola.

We may have told you his name but we actually can’t put up his real picture. So for the sake of this story, imagine that this generic stock photo of a smiling black man is our protagonist.

Folajimi graduated from the University of Lagos in October 2018 after studying computer science.

Knowing that it was going to be a while before he went for his NYSC (due to problems in the scheme), Fola decided that it wouldn’t be a bad idea to make some money during that time.

You see, a major reason he applied for computer science in the first place was because of his passion for graphic design. It didn’t take him long to realize that he wasn’t going to acquire the skills he needed in classrooms, so he turned to online video tutorials. 5 years later, with a couple of projects under his belt, he felt he had learned enough to rub shoulders with the best.

This was the confidence Fola used to apply for a high-paying graphics designer job at a creative agency in Lagos.

Fola’s first act after getting called for an interview was to walk around like a peacock wearing shoulder pads. Then he proceeded to freak out because 5 years of wearing jeans and t-shirts meant he didn’t own any job interview-appropriate clothing. So he borrowed some from his brother.

And boy, did he look the part.

Again, we can’t put up a picture of Fola for privacy reasons. So this photo of a black man in a suit will suffice.

Fola was informed immediately after the interview that he’d gotten the job and asked to start the following week. He was then asked if he had a personal computer he could use, seeing as he would be working remotely.

This was where things almost fell apart.

The laptop he owned was 5 years old and – though capable of decent graphics work – would surely explode if it attempted the level of design he’d be doing at the agency.

He told the interviewer that he had a computer he could use. This was one of those cases where telling the truth could ruin everything. What if they offered the job to someone else because they couldn’t be bothered with buying him one?

So, he decided that he would spend the next week raising money to buy a computer with the right specs needed for the work he would be doing.

This proved to be a lot more difficult than he expected.

“Uncle Dele, can you please lend me some money? Aunty Lara, nko? Hay God! Please help me give the phone to Wole? Hello Wole? Abeg you fit borrow…”

After 5 days of running around, Fola had raised about 60% of the money he needed. He had run out of friends and family members to borrow from. He thought of getting a loan from a bank to complete the money but decided against it because he’d heard terrifying stories about the things banks do to people who don’t pay back on time.

Then he found out about Branch from a friend and how they give loans of up to N200,000 without demanding your soul as collateral. He downloaded the app on his phone later and after signing up, he’d gotten a loan within minutes!

He was like:

“Damn! That was quick.”

And so it was that Fola bought the laptop the very next day and was able to start work on the day he was meant to.

Thanks to Branch.

Sponsored by

Join The Conversation

Bring a friend.

You'll like this

August 31, 2020

This weeks’ #Nairalife was made possible by FCMB’s promise of quality medical care from the comfort of your home. Do you remember the first time someone called you rich and you were extremely triggered? My cousins in London. For some reason, their step mum painted an exaggerated version of our family to them. They genuinely thought […]


Now on Zikoko

May 6, 2021

Purity culture is usually a combination of religious and cultural beliefs that promote abstinence from sexual activities till marriage. These six Nigerian women share with us how they overcame purity culture. Yinka, 23 A lot of the guilt and shame I felt around sex and decency came from following Christianity. I was taught that I […]

8 struggles people with small hands can relate to
May 6, 2021

Having small hands has its perks on some good days, like if your fork, spoon and knives decide to hide behind a cupboard you don’t stress because you can reach it, your entire hand can also get to the bottom of any snack you’re eating, but it’s not always good times. Here are 8 struggles […]

May 6, 2021

Have you ever listened to a heartbreak song and wondered what exactly the person who wrote it has gone or is going through? If the answer is yes, then you are not alone. Not only have we wondered about this but we have also listened to some classic songs and are beyond convinced that Nigerian […]

Recommended Quizzes

how much of an ajebutter
February 12, 2020

Are you an ajebutter or not? Well, if you’ve gone through life blissfully unaware of its harshness, then you probably are. Now, we want to know just how high you rank on that ajebutter scale, using your food preferences as a (very accurate) measure. Take to find out:

November 7, 2019

These days, everyone is always talking about how much sex they’re getting, or how little sex they’re getting, or how disgusting sex is etc. There’s just so much talk about sex, it’s almost impossible to know who’s lying and who’s telling the truth. In anticipation of our new series about the sex lives of young […]

March 24, 2020

While we know that a lot of the best Nigerian artists deservedly have fans across generations, that won’t stop us from attempting to guess how old you are based on your taste in Nigerian music. So, take this quiz to see if we got it right:

November 14, 2019

The fourth season of Big Brother Naija came to an end over a month ago, but the conversation surrounding the housemates is far from over. So, in a bid to keep the fire burning, we decided to create a quiz that tells you which famous member of the ‘Pepper Dem’ gang is your soulmate. Take […]

What are you like in a relationship?
February 7, 2020

Your taste in music can say a lot about you, and this time, it’s going to reveal what you are like in a relationship. So, pick a few of your favourite Nigerian love songs, and we’ll let you know if you’re typically a distant, passionate or unbothered partner. Here you go:

More from Naira Life

April 26, 2021

The 29-year-old guy in this story placed his first bet over a decade ago as a university student. At first, it was for the thrill. It quickly became a coping mechanism. Then an addiction. He thought he was in control but his debt profile and troubled relationships proved something else: He was not.  What’s your […]

March 15, 2021

The subject of this story first got published in 2004. A lot has happened since that time, and most of it is about employers and publishers not holding up to their end of the deal. Now he’s taking a crack at building his own publishing company. But how did he get here?  What’s your oldest […]

March 8, 2021

In 2016, this subject made a difficult but necessary decision to move to Nigeria from the UK where she was born and raised. How long did it take her to find her feet in the country? About four years? What made all the difference? Linkedin. What’s your oldest memory of money? That would be my […]

March 1, 2021

The subject of this story works with small businesses. But before this, he tried to build two businesses from the ground up. The first one landed him in debt. The second one ended with some more dire consequences: legal troubles and debt. What’s your oldest memory of money? When I was about to finish secondary […]


Trending Videos

Zikoko Originals

December 14, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
November 2, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
October 26, 2020
A collection of videos documenting some of the events of the EndSARS protests.
June 22, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
June 22, 2020
Hacked is an interesting new series by Zikoko made up of fictional but hilarious chat conversations.
June 4, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
June 2, 2020
Quickie is a video series where everyone featured gets only one minute to rant, review or do absolutely anything.
May 14, 2020
Isolation Diary is a Zikoko series that showcases what isolation is like for one young Nigerian working from home due to the Coronavirus pandemic.
March 12, 2020
Life is already hard. Deciding where to eat and get the best lifestyle experiences, isn't something you should stress about. Let VRSUS do that for you.

Z! Stacks

Here's a rabbit hole of stories to lose yourself in:

Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.