8 Types of People When It’s Time to Repay a Debt

July 4, 2022

Lending people money can be very risky. You have to be ready to fight or say bye-bye to your money for the sake of peace.

If you’ve already made the terrible mistake of giving out your hard-earned money, then you can never be too prepared for the process of getting it back. We put together this guide on how different people behave when it’s time to repay a debt, just for you.

The ones who pay back on time

These ones don’t like trouble. With them, you’re sure to get your money back five business days in advance. Yes, they exist.

The ones who come back to borrow a few days after repaying

Can you actually say they didn’t pay back? No. But you see, you’re like their rolling fund. They pay you just so they can collect it back.

The ones who ghost you

Once you lend these people money, don’t expect to hear from them again. They’ll ghost you harder than your ex.

The excuse-givers

Just days before it’s time to pay back, they’ll have issues with their bank that can only be sorted out when God interferes.


ALSO READ: The First Time I Borrowed Money as an Adult — 5 Nigerians Share Their Stories


The ones who get angry when you ask

They genuinely can’t believe you have the audacity to ask them for your money. It’s such a cardinal sin to these folks. Just don’t let them catch you in the streets. You’ll explain you got the nerve to ask them for your money.

The ones you run into at the club after they say they have no money

They’ll swear they just came to drop somebody off even though you can clearly see the bottle of Azul on the table.

The ones who start acting very nice, hoping you’ll forget

These are the ones who’ll check up on you three times a day as if they’re your parent. They just want you to feel bad about asking for your money. Don’t fall for it!

The ones who act like they don’t know what’s going on

They smile at you and tell you the new hot gist about the fancy new bag they just bought. But you’re dying inside, trying to hold back tears.


READ THIS NEXT: The Headache of Dealing With Digital Money Lenders in Nigeria, According to 5 Nigerians

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